{"id":227,"date":"2026-08-07T21:25:12","date_gmt":"2026-08-07T21:25:12","guid":{"rendered":"https:\/\/www.valorapatrimonial.com.pe\/?page_id=227"},"modified":"2026-09-19T16:38:26","modified_gmt":"2026-09-19T16:38:26","slug":"servicios-financieros","status":"publish","type":"page","link":"https:\/\/www.valorapatrimonial.com.pe\/?page_id=227","title":{"rendered":"Servicios Financieros"},"content":{"rendered":"\n<!-- Fuente -->\n<link href=\"https:\/\/fonts.googleapis.com\/css2?family=Inter:wght@400;600;700;800&#038;display=swap\" rel=\"stylesheet\">\n\n<!-- Contenedor Aislado Valora Finance Hero -->\n<div id=\"vfin-widget\">\n    <style>\n        \/* =========================================\n           CSS ENCAPSULADO - Valora Finance Hero\n           ========================================= *\/\n        #vfin-widget {\n            --vfin-navy: #0b1f3a;\n            --vfin-blue: #1a4f8a;\n            --vfin-blue-hover: #163c6b;\n            --vfin-blue-light: #dbeafe;\n            --vfin-charcoal: #4b5563;\n            --vfin-white: #ffffff;\n            --vfin-off-white: #f8fafc;\n            --vfin-gray-100: #f1f5f9;\n            --vfin-gray-200: #e2e8f0;\n            --vfin-green: #16a34a;\n            --vfin-green-bg: #dcfce7;\n            --vfin-red: #dc2626;\n            --vfin-orange: #f59e0b;\n            --vfin-whatsapp: #25d366;\n            --vfin-shadow-sm: 0 4px 12px rgba(11, 31, 58, 0.06);\n            --vfin-shadow-md: 0 10px 24px rgba(11, 31, 58, 0.10);\n            --vfin-shadow-lg: 0 20px 40px rgba(11, 31, 58, 0.14);\n            --vfin-shadow-xl: 0 30px 60px rgba(11, 31, 58, 0.18);\n            --vfin-radius-sm: 8px;\n            --vfin-radius-md: 12px;\n            --vfin-radius-lg: 16px;\n            --vfin-transition: 0.3s ease;\n\n            font-family: \"Inter\", system-ui, -apple-system, \"Segoe UI\", Roboto, Helvetica, Arial, sans-serif;\n            background-color: var(--vfin-white);\n            color: var(--vfin-charcoal);\n            line-height: 1.6;\n            -webkit-font-smoothing: antialiased;\n            -moz-osx-font-smoothing: grayscale;\n            width: 100%;\n            box-sizing: border-box;\n        }\n\n        #vfin-widget *,\n        #vfin-widget *::before,\n        #vfin-widget *::after {\n            margin: 0;\n            padding: 0;\n            box-sizing: border-box;\n        }\n\n        #vfin-widget h1,\n        #vfin-widget h2,\n        #vfin-widget p {\n            margin-top: 0;\n            background: transparent;\n            border: none;\n        }\n\n        #vfin-widget a {\n            text-decoration: none;\n            box-shadow: none;\n        }\n\n        \/* ========== SECCI\u00d3N ========== *\/\n        #vfin-widget .vfin-hero-section {\n            max-width: 1200px;\n            margin: 0 auto;\n            padding: 80px 24px;\n            display: grid;\n            grid-template-columns: 1fr 1fr;\n            gap: 56px;\n            align-items: center;\n        }\n\n        \/* ========== COLUMNA IZQUIERDA: DASHBOARD ========== *\/\n        #vfin-widget .vfin-left-col {\n            position: relative;\n            display: flex;\n            justify-content: center;\n            align-items: center;\n            min-height: 500px;\n        }\n\n        #vfin-widget .vfin-dashboard-collage {\n            position: relative;\n            width: 100%;\n            max-width: 560px;\n            height: 460px;\n            background: var(--vfin-off-white);\n            border-radius: var(--vfin-radius-lg);\n            box-shadow: var(--vfin-shadow-lg);\n            padding: 20px;\n        }\n\n        \/* Dashboard principal *\/\n        #vfin-widget .vfin-central-dashboard {\n            position: relative;\n            width: 100%;\n            height: 100%;\n            background: var(--vfin-white);\n            border-radius: var(--vfin-radius-md);\n            overflow: hidden;\n            box-shadow: var(--vfin-shadow-sm);\n            display: flex;\n            flex-direction: column;\n        }\n\n        \/* Header del dashboard *\/\n        #vfin-widget .vfin-dashboard-header {\n            display: flex;\n            justify-content: space-between;\n            align-items: center;\n            padding: 12px 16px;\n            background: var(--vfin-gray-100);\n            border-bottom: 1px solid var(--vfin-gray-200);\n        }\n\n        #vfin-widget .vfin-dashboard-header .vfin-logo {\n            font-weight: 700;\n            color: var(--vfin-navy);\n            font-size: 0.8rem;\n            letter-spacing: 0.02em;\n            display: flex;\n            align-items: center;\n            gap: 6px;\n        }\n\n        #vfin-widget .vfin-dashboard-header .vfin-logo::before {\n            content: \"\";\n            width: 8px;\n            height: 8px;\n            border-radius: 50%;\n            background: var(--vfin-green);\n        }\n\n        #vfin-widget .vfin-dashboard-header .vfin-nav-tab {\n            background: var(--vfin-white);\n            padding: 6px 12px;\n            border-radius: 20px;\n            font-size: 0.7rem;\n            font-weight: 600;\n            color: var(--vfin-navy);\n            border: 1px solid var(--vfin-gray-200);\n        }\n\n        \/* \u00c1rea de burbujas *\/\n        #vfin-widget .vfin-bubble-chart-area {\n            position: relative;\n            height: 220px;\n            margin: 16px;\n        }\n\n        #vfin-widget .vfin-bubble {\n            position: absolute;\n            border-radius: 50%;\n            display: flex;\n            align-items: center;\n            justify-content: center;\n            text-align: center;\n            font-weight: 700;\n            color: white;\n            font-size: 0.7rem;\n            cursor: pointer;\n            transition: transform 0.2s ease;\n            box-shadow: 0 2px 8px rgba(0, 0, 0, 0.15);\n        }\n\n        #vfin-widget .vfin-bubble:hover {\n            transform: scale(1.1);\n        }\n\n        #vfin-widget .vfin-bubble.vfin-navy { background: var(--vfin-navy); }\n        #vfin-widget .vfin-bubble.vfin-blue { background: var(--vfin-blue); }\n        #vfin-widget .vfin-bubble.vfin-light-blue { background: #60a5fa; }\n        #vfin-widget .vfin-bubble.vfin-green { background: var(--vfin-green); }\n        #vfin-widget .vfin-bubble.vfin-red { background: var(--vfin-red); }\n        #vfin-widget .vfin-bubble.vfin-orange { background: var(--vfin-orange); }\n        #vfin-widget .vfin-bubble.vfin-light { background: #e2e8f0; color: #334155; }\n\n        \/* Badge de resultados *\/\n        #vfin-widget .vfin-results-badge {\n            position: absolute;\n            top: 6px;\n            right: 6px;\n            background: var(--vfin-white);\n            border-radius: 20px;\n            box-shadow: var(--vfin-shadow-md);\n            padding: 6px 12px;\n            font-weight: 800;\n            color: var(--vfin-navy);\n            font-size: 0.7rem;\n            z-index: 2;\n            letter-spacing: 0.05em;\n            text-transform: uppercase;\n        }\n\n        \/* Iconos de plataforma *\/\n        #vfin-widget .vfin-platform-icons {\n            display: flex;\n            justify-content: space-around;\n            align-items: center;\n            padding: 12px 16px;\n            background: var(--vfin-white);\n            border-top: 1px solid var(--vfin-gray-200);\n            margin-top: auto;\n        }\n\n        #vfin-widget .vfin-platform-icon {\n            width: 30px;\n            height: 30px;\n            border-radius: 50%;\n            background: var(--vfin-gray-100);\n            display: flex;\n            align-items: center;\n            justify-content: center;\n            font-size: 0.65rem;\n            font-weight: 700;\n            color: #64748b;\n            transition: transform 0.2s ease, background-color 0.2s ease;\n            cursor: pointer;\n        }\n\n        #vfin-widget .vfin-platform-icon:hover {\n            transform: scale(1.15);\n            background: var(--vfin-blue-light);\n            color: var(--vfin-blue);\n        }\n\n        \/* ===== Mobile mockup flotante ===== *\/\n        #vfin-widget .vfin-mobile-mockup {\n            position: absolute;\n            top: -40px;\n            right: -20px;\n            width: 110px;\n            height: 200px;\n            background: linear-gradient(145deg, var(--vfin-blue), var(--vfin-navy));\n            border-radius: 22px;\n            box-shadow: var(--vfin-shadow-xl);\n            z-index: 10;\n            display: flex;\n            align-items: center;\n            justify-content: center;\n            padding: 10px;\n            animation: vfinFloat 6s ease-in-out infinite alternate;\n        }\n\n        #vfin-widget .vfin-mobile-mockup .vfin-phone-screen {\n            background: rgba(255, 255, 255, 0.15);\n            border-radius: 14px;\n            width: 100%;\n            height: 100%;\n            display: flex;\n            flex-direction: column;\n            align-items: center;\n            justify-content: center;\n            color: white;\n            font-weight: 800;\n            font-size: 0.65rem;\n            text-align: center;\n            line-height: 1.4;\n            padding: 8px;\n        }\n\n        #vfin-widget .vfin-mobile-mockup .vfin-phone-screen .vfin-phone-icon {\n            font-size: 1.5rem;\n            margin-bottom: 6px;\n        }\n\n        #vfin-widget .vfin-mobile-mockup .vfin-phone-screen .vfin-phone-amount {\n            font-size: 1rem;\n            margin-bottom: 2px;\n        }\n\n        #vfin-widget .vfin-mobile-mockup .vfin-phone-screen .vfin-phone-label {\n            font-size: 0.55rem;\n            font-weight: 600;\n            opacity: 0.85;\n            letter-spacing: 0.05em;\n            text-transform: uppercase;\n        }\n\n        \/* ===== Score badge (abajo derecha) ===== *\/\n        #vfin-widget .vfin-score-badge {\n            position: absolute;\n            bottom: 20px;\n            right: 20px;\n            background: var(--vfin-white);\n            border-radius: var(--vfin-radius-md);\n            box-shadow: var(--vfin-shadow-md);\n            padding: 14px 18px;\n            text-align: center;\n            z-index: 10;\n            animation: vfinFloat 5s ease-in-out infinite alternate;\n            border: 1px solid var(--vfin-gray-200);\n        }\n\n        #vfin-widget .vfin-score-badge .vfin-label {\n            font-weight: 700;\n            color: #94a3b8;\n            font-size: 0.65rem;\n            letter-spacing: 0.08em;\n            text-transform: uppercase;\n            margin-bottom: 4px;\n        }\n\n        #vfin-widget .vfin-score-badge .vfin-value {\n            font-size: 1.65rem;\n            font-weight: 800;\n            color: var(--vfin-navy);\n            display: flex;\n            align-items: center;\n            justify-content: center;\n            gap: 4px;\n            line-height: 1;\n        }\n\n        #vfin-widget .vfin-score-badge .vfin-value .vfin-arrow {\n            color: var(--vfin-green);\n            font-size: 1.2rem;\n        }\n\n        #vfin-widget .vfin-score-badge .vfin-sub {\n            font-size: 0.65rem;\n            color: var(--vfin-green);\n            font-weight: 700;\n            letter-spacing: 0.05em;\n            text-transform: uppercase;\n            margin-top: 4px;\n        }\n\n        \/* ===== Search bar (abajo izquierda) ===== *\/\n        #vfin-widget .vfin-search-bar {\n            position: absolute;\n            bottom: -10px;\n            left: 20px;\n            background: var(--vfin-white);\n            border-radius: 50px;\n            box-shadow: var(--vfin-shadow-lg);\n            padding: 10px 18px;\n            display: flex;\n            align-items: center;\n            gap: 8px;\n            z-index: 11;\n            animation: vfinFloat 4s ease-in-out infinite alternate;\n            border: 1px solid var(--vfin-gray-200);\n        }\n\n        #vfin-widget .vfin-search-bar .vfin-icon {\n            font-size: 0.95rem;\n        }\n\n        #vfin-widget .vfin-search-bar .vfin-placeholder {\n            font-size: 0.75rem;\n            color: #64748b;\n            font-weight: 500;\n        }\n\n        \/* ===== Heart badge (arriba derecha) ===== *\/\n        #vfin-widget .vfin-heart-badge {\n            position: absolute;\n            top: -20px;\n            right: 80px;\n            width: 52px;\n            height: 52px;\n            background: var(--vfin-white);\n            border-radius: 50%;\n            box-shadow: var(--vfin-shadow-md);\n            z-index: 13;\n            display: flex;\n            align-items: center;\n            justify-content: center;\n            animation: vfinFloat 3s ease-in-out infinite alternate;\n            border: 3px solid var(--vfin-white);\n        }\n\n        #vfin-widget .vfin-heart-badge .vfin-heart {\n            font-size: 1.5rem;\n        }\n\n        #vfin-widget .vfin-heart-badge .vfin-count {\n            position: absolute;\n            bottom: -6px;\n            right: -6px;\n            background: var(--vfin-red);\n            color: white;\n            font-size: 0.6rem;\n            font-weight: 800;\n            padding: 2px 6px;\n            border-radius: 999px;\n            border: 2px solid white;\n        }\n\n        \/* ========== COLUMNA DERECHA ========== *\/\n        #vfin-widget .vfin-right-col {\n            padding-left: 16px;\n        }\n\n        #vfin-widget .vfin-headline {\n            font-size: clamp(1.75rem, 3.5vw, 2.75rem);\n            font-weight: 800;\n            letter-spacing: -0.025em;\n            line-height: 1.15;\n            margin-bottom: 24px;\n            color: var(--vfin-navy);\n        }\n\n        #vfin-widget .vfin-headline .vfin-highlight {\n            color: var(--vfin-blue);\n            display: block;\n        }\n\n        #vfin-widget .vfin-body-text {\n            font-size: 1.05rem;\n            color: var(--vfin-charcoal);\n            margin-bottom: 32px;\n            line-height: 1.7;\n            max-width: 520px;\n        }\n\n        #vfin-widget .vfin-body-text strong {\n            color: var(--vfin-navy);\n            font-weight: 700;\n        }\n\n        \/* CTAs *\/\n        #vfin-widget .vfin-cta-row {\n            display: flex;\n            align-items: center;\n            gap: 24px;\n            flex-wrap: wrap;\n            margin-bottom: 16px;\n        }\n\n        #vfin-widget .vfin-btn {\n            padding: 14px 28px;\n            font-size: 1rem;\n            font-weight: 700;\n            font-family: inherit;\n            border-radius: var(--vfin-radius-sm);\n            cursor: pointer;\n            transition: background-color var(--vfin-transition), box-shadow var(--vfin-transition), transform var(--vfin-transition), border-color var(--vfin-transition);\n            text-decoration: none;\n            display: inline-flex;\n            align-items: center;\n            gap: 8px;\n            text-align: center;\n            white-space: nowrap;\n            border: 2px solid transparent;\n        }\n\n        #vfin-widget .vfin-btn-primary {\n            background-color: var(--vfin-blue);\n            color: var(--vfin-white);\n            border-color: var(--vfin-blue);\n            box-shadow: 0 4px 12px rgba(26, 79, 138, 0.25);\n        }\n\n        #vfin-widget .vfin-btn-primary:hover {\n            background-color: var(--vfin-navy);\n            border-color: var(--vfin-navy);\n            box-shadow: var(--vfin-shadow-md);\n            transform: translateY(-2px);\n            color: var(--vfin-white);\n        }\n\n        #vfin-widget .vfin-link-secondary {\n            font-size: 1rem;\n            font-weight: 700;\n            color: var(--vfin-navy);\n            text-decoration: underline;\n            text-underline-offset: 4px;\n            text-decoration-thickness: 2px;\n            transition: color 0.2s ease;\n        }\n\n        #vfin-widget .vfin-link-secondary:hover {\n            color: var(--vfin-blue);\n        }\n\n        #vfin-widget .vfin-fine-print {\n            font-size: 0.85rem;\n            color: #94a3b8;\n            font-weight: 500;\n        }\n\n        \/* ========== ANIMACIONES ========== *\/\n        @keyframes vfinFloat {\n            0% { transform: translateY(0); }\n            100% { transform: translateY(-8px); }\n        }\n\n        \/* ========== RESPONSIVE ========== *\/\n        @media (max-width: 992px) {\n            #vfin-widget .vfin-hero-section {\n                grid-template-columns: 1fr;\n                gap: 40px;\n                padding: 56px 20px;\n            }\n            #vfin-widget .vfin-right-col {\n                padding-left: 0;\n                text-align: center;\n            }\n            #vfin-widget .vfin-body-text {\n                margin-left: auto;\n                margin-right: auto;\n            }\n            #vfin-widget .vfin-cta-row {\n                justify-content: center;\n            }\n            #vfin-widget .vfin-left-col {\n                max-width: 600px;\n                margin: 0 auto;\n            }\n            #vfin-widget .vfin-dashboard-collage {\n                max-width: 520px;\n            }\n            #vfin-widget .vfin-mobile-mockup {\n                right: -10px;\n                top: -20px;\n                width: 100px;\n                height: 180px;\n            }\n        }\n\n        @media (max-width: 600px) {\n            #vfin-widget .vfin-hero-section {\n                padding: 40px 16px;\n            }\n            #vfin-widget .vfin-dashboard-collage {\n                padding: 12px;\n                height: 380px;\n            }\n            #vfin-widget .vfin-bubble-chart-area {\n                height: 160px;\n                margin: 12px;\n            }\n            #vfin-widget .vfin-bubble {\n                font-size: 0.55rem;\n            }\n            #vfin-widget .vfin-platform-icon {\n                width: 24px;\n                height: 24px;\n                font-size: 0.55rem;\n            }\n            #vfin-widget .vfin-mobile-mockup {\n                width: 80px;\n                height: 140px;\n                top: -15px;\n                right: -8px;\n            }\n            #vfin-widget .vfin-mobile-mockup .vfin-phone-screen {\n                font-size: 0.55rem;\n            }\n            #vfin-widget .vfin-mobile-mockup .vfin-phone-icon {\n                font-size: 1.1rem;\n            }\n            #vfin-widget .vfin-mobile-mockup .vfin-phone-amount {\n                font-size: 0.8rem;\n            }\n            #vfin-widget .vfin-score-badge {\n                padding: 10px 14px;\n                bottom: 10px;\n                right: 10px;\n            }\n            #vfin-widget .vfin-score-badge .vfin-value {\n                font-size: 1.25rem;\n            }\n            #vfin-widget .vfin-search-bar {\n                left: 10px;\n                bottom: -5px;\n                padding: 8px 14px;\n            }\n            #vfin-widget .vfin-search-bar .vfin-placeholder {\n                font-size: 0.65rem;\n            }\n            #vfin-widget .vfin-heart-badge {\n                width: 44px;\n                height: 44px;\n                top: -15px;\n                right: 60px;\n            }\n            #vfin-widget .vfin-heart-badge .vfin-heart {\n                font-size: 1.2rem;\n            }\n            #vfin-widget .vfin-cta-row {\n                flex-direction: column;\n                align-items: stretch;\n                gap: 14px;\n            }\n            #vfin-widget .vfin-btn {\n                width: 100%;\n                justify-content: center;\n            }\n            #vfin-widget .vfin-link-secondary {\n                text-align: center;\n            }\n        }\n\n        @media (prefers-reduced-motion: reduce) {\n            #vfin-widget .vfin-mobile-mockup,\n            #vfin-widget .vfin-score-badge,\n            #vfin-widget .vfin-search-bar,\n            #vfin-widget .vfin-heart-badge {\n                animation: none;\n            }\n            #vfin-widget .vfin-btn,\n            #vfin-widget .vfin-bubble,\n            #vfin-widget .vfin-platform-icon {\n                transition: none;\n            }\n            #vfin-widget .vfin-btn-primary:hover {\n                transform: none;\n            }\n        }\n    <\/style>\n\n    <section class=\"vfin-hero-section\" aria-label=\"Acompa\u00f1amiento financiero Valora Patrimonial\">\n\n        <!-- ========== COLUMNA IZQUIERDA: Dashboard ========== -->\n        <div class=\"vfin-left-col\">\n            <div class=\"vfin-dashboard-collage\">\n\n                <!-- Dashboard principal -->\n                <div class=\"vfin-central-dashboard\">\n\n                    <!-- Header -->\n                    <div class=\"vfin-dashboard-header\">\n                        <span class=\"vfin-logo\">Mi progreso financiero<\/span>\n                        <span class=\"vfin-nav-tab\">Este mes<\/span>\n                    <\/div>\n\n                    <!-- Burbujas (categor\u00edas de deuda) -->\n                    <div class=\"vfin-bubble-chart-area\">\n                        <div class=\"vfin-bubble vfin-navy\" style=\"top: 10%; left: 15%; width: 80px; height: 80px;\">#tarjetas<\/div>\n                        <div class=\"vfin-bubble vfin-blue\" style=\"top: 5%; left: 45%; width: 70px; height: 70px;\">#pr\u00e9stamos<\/div>\n                        <div class=\"vfin-bubble vfin-red\" style=\"top: 20%; left: 70%; width: 60px; height: 60px;\">#mora<\/div>\n                        <div class=\"vfin-bubble vfin-green\" style=\"top: 40%; left: 30%; width: 90px; height: 90px;\">#ahorro<\/div>\n                        <div class=\"vfin-bubble vfin-orange\" style=\"top: 35%; left: 60%; width: 75px; height: 75px;\">#score<\/div>\n                        <div class=\"vfin-bubble vfin-light\" style=\"top: 60%; left: 15%; width: 55px; height: 55px;\">#gastos<\/div>\n                        <div class=\"vfin-bubble vfin-light\" style=\"top: 65%; left: 50%; width: 65px; height: 65px;\">#metas<\/div>\n                        <div class=\"vfin-bubble vfin-light-blue\" style=\"top: 20%; left: 10%; width: 50px; height: 50px;\">#ingresos<\/div>\n                        <div class=\"vfin-bubble vfin-light\" style=\"top: 55%; left: 35%; width: 50px; height: 50px;\">#patrimonio<\/div>\n                        <div class=\"vfin-results-badge\">78% progreso<\/div>\n                    <\/div>\n\n                    <!-- Iconos de categor\u00edas financieras -->\n                    <div class=\"vfin-platform-icons\">\n                        <span class=\"vfin-platform-icon\" title=\"Tarjetas\">TC<\/span>\n                        <span class=\"vfin-platform-icon\" title=\"Pr\u00e9stamos\">PR<\/span>\n                        <span class=\"vfin-platform-icon\" title=\"Hipoteca\">HP<\/span>\n                        <span class=\"vfin-platform-icon\" title=\"Ahorro\">AH<\/span>\n                        <span class=\"vfin-platform-icon\" title=\"Inversi\u00f3n\">IN<\/span>\n                        <span class=\"vfin-platform-icon\" title=\"Score\">SC<\/span>\n                        <span class=\"vfin-platform-icon\" title=\"SUNAT\">SU<\/span>\n                        <span class=\"vfin-platform-icon\" title=\"Seguros\">SG<\/span>\n                    <\/div>\n\n                <\/div>\n\n                <!-- M\u00f3vil flotante: Ahorro acumulado -->\n                <div class=\"vfin-mobile-mockup\">\n                    <div class=\"vfin-phone-screen\">\n                        <div class=\"vfin-phone-icon\">\ud83d\udcb0<\/div>\n                        <div class=\"vfin-phone-amount\">S\/ 12,400<\/div>\n                        <div class=\"vfin-phone-label\">Ahorrado<\/div>\n                    <\/div>\n                <\/div>\n\n                <!-- Score badge -->\n                <div class=\"vfin-score-badge\">\n                    <div class=\"vfin-label\">Score<\/div>\n                    <div class=\"vfin-value\">\n                        +45\n                        <span class=\"vfin-arrow\">\u2191<\/span>\n                    <\/div>\n                    <div class=\"vfin-sub\">Subiendo<\/div>\n                <\/div>\n\n                <!-- Search bar -->\n                <div class=\"vfin-search-bar\">\n                    <span class=\"vfin-icon\">\ud83d\udd0d<\/span>\n                    <span class=\"vfin-placeholder\">Busca tu situaci\u00f3n financiera<\/span>\n                <\/div>\n\n                <!-- Heart badge -->\n                <div class=\"vfin-heart-badge\">\n                    <span class=\"vfin-heart\">\u2764\ufe0f<\/span>\n                    <span class=\"vfin-count\">+100<\/span>\n                <\/div>\n\n            <\/div>\n        <\/div>\n\n        <!-- ========== COLUMNA DERECHA: Texto ========== -->\n        <div class=\"vfin-right-col\">\n            <h1 class=\"vfin-headline\">\n                Recupera tu tranquilidad financiera con el acompa\u00f1amiento\n                <span class=\"vfin-highlight\">#1 de la Selva Central.<\/span>\n            <\/h1>\n            <p class=\"vfin-body-text\">\n                Valora ayuda a las <strong>familias de la Selva Central<\/strong> a salir de deudas, reconstruir su historial crediticio y construir patrimonio a largo plazo. Todo con <strong>acompa\u00f1amiento profesional, transparencia total y precios justos<\/strong>.\n            <\/p>\n            <div class=\"vfin-cta-row\">\n                <a href=\"#diagnostico\" class=\"vfin-btn vfin-btn-primary\">\n                    Agendar diagn\u00f3stico\n                <\/a>\n                <a href=\"#asesor\" class=\"vfin-link-secondary\">\n                    Hablar con un asesor\n                <\/a>\n            <\/div>\n            <p class=\"vfin-fine-print\">\n                Diagn\u00f3stico desde S\/ 30 \u00b7 Sin compromiso \u00b7 Confidencialidad garantizada\n            <\/p>\n        <\/div>\n\n    <\/section>\n<\/div>\n\n<!-- Script Aislado -->\n<script>\n    (function() {\n        const widget = document.getElementById('vfin-widget');\n        if (!widget) return;\n\n        \/\/ Burbujas clickeables con feedback visual\n        widget.querySelectorAll('.vfin-bubble').forEach(bubble => {\n            bubble.addEventListener('mouseenter', function() {\n                this.style.transform = 'scale(1.12)';\n            });\n            bubble.addEventListener('mouseleave', function() {\n                this.style.transform = 'scale(1)';\n            });\n        });\n\n        \/\/ Iconos de plataforma con hover\n        widget.querySelectorAll('.vfin-platform-icon').forEach(icon => {\n            icon.addEventListener('mouseenter', function() {\n                this.style.transform = 'scale(1.15)';\n            });\n            icon.addEventListener('mouseleave', function() {\n                this.style.transform = 'scale(1)';\n            });\n        });\n    })();\n<\/script>\n\n\n\n<div style=\"height:12px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<!-- Fuente -->\n<link href=\"https:\/\/fonts.googleapis.com\/css2?family=Inter:wght@400;600;700;800&#038;display=swap\" rel=\"stylesheet\">\n\n<!-- Contenedor Aislado Valora Proof -->\n<div id=\"vproof-widget\">\n    <style>\n        \/* =========================================\n           CSS ENCAPSULADO - Valora Proof\n           ========================================= *\/\n        #vproof-widget {\n            --vproof-navy: #0b1f3a;\n            --vproof-blue: #1a4f8a;\n            --vproof-charcoal: #4b5563;\n            --vproof-white: #ffffff;\n            --vproof-off-white: #f8fafc;\n            --vproof-gray-200: #e2e8f0;\n            --vproof-green: #16a34a;\n            --vproof-blue-light: #dbeafe;\n            --vproof-shadow-sm: 0 4px 12px rgba(11, 31, 58, 0.06);\n            --vproof-shadow-md: 0 10px 24px rgba(11, 31, 58, 0.12);\n            --vproof-radius: 12px;\n            --vproof-transition: 0.3s ease;\n\n            font-family: \"Inter\", system-ui, -apple-system, \"Segoe UI\", Roboto, Helvetica, Arial, sans-serif;\n            background-color: var(--vproof-white);\n            color: var(--vproof-charcoal);\n            line-height: 1.6;\n            -webkit-font-smoothing: antialiased;\n            -moz-osx-font-smoothing: grayscale;\n            width: 100%;\n            box-sizing: border-box;\n        }\n\n        #vproof-widget *,\n        #vproof-widget *::before,\n        #vproof-widget *::after {\n            margin: 0;\n            padding: 0;\n            box-sizing: border-box;\n        }\n\n        #vproof-widget h1,\n        #vproof-widget h2,\n        #vproof-widget h3,\n        #vproof-widget p {\n            margin-top: 0;\n            background: transparent;\n            border: none;\n        }\n\n        \/* ========== SECCI\u00d3N ========== *\/\n        #vproof-widget .vproof-section {\n            max-width: 1200px;\n            margin: 0 auto;\n            padding: 80px 24px;\n        }\n\n        #vproof-widget .vproof-header {\n            text-align: center;\n            font-size: clamp(1.5rem, 3.5vw, 2.5rem);\n            font-weight: 800;\n            color: var(--vproof-navy);\n            letter-spacing: -0.025em;\n            margin-bottom: 48px;\n            line-height: 1.2;\n        }\n\n        \/* ========== LOGOS SUPERIORES (Pills) ========== *\/\n        #vproof-widget .vproof-logo-row {\n            display: flex;\n            justify-content: center;\n            align-items: center;\n            gap: 20px;\n            flex-wrap: wrap;\n            margin-bottom: 64px;\n        }\n\n        #vproof-widget .vproof-logo-pill {\n            display: inline-flex;\n            align-items: center;\n            gap: 8px;\n            padding: 12px 22px;\n            border: 2px solid var(--vproof-gray-200);\n            border-radius: 999px;\n            background: var(--vproof-off-white);\n            font-weight: 800;\n            font-size: 0.95rem;\n            letter-spacing: -0.01em;\n            color: #64748b;\n            transition: all var(--vproof-transition);\n            cursor: pointer;\n            white-space: nowrap;\n        }\n\n        #vproof-widget .vproof-logo-pill:hover {\n            border-color: var(--vproof-blue);\n            color: var(--vproof-blue);\n            background: var(--vproof-white);\n            transform: translateY(-2px);\n            box-shadow: var(--vproof-shadow-sm);\n        }\n\n        #vproof-widget .vproof-logo-pill i {\n            font-size: 1rem;\n            color: #94a3b8;\n            transition: color var(--vproof-transition);\n        }\n\n        #vproof-widget .vproof-logo-pill:hover i {\n            color: var(--vproof-blue);\n        }\n\n        \/* ========== GRID DE RESULTADOS ========== *\/\n        #vproof-widget .vproof-results-grid {\n            display: grid;\n            grid-template-columns: repeat(3, 1fr);\n            gap: 0;\n            position: relative;\n        }\n\n        \/* Divisores verticales *\/\n        #vproof-widget .vproof-results-grid::before,\n        #vproof-widget .vproof-results-grid::after {\n            content: \"\";\n            position: absolute;\n            top: 0;\n            bottom: 0;\n            width: 1px;\n            background-color: var(--vproof-gray-200);\n        }\n\n        #vproof-widget .vproof-results-grid::before { left: 33.333%; }\n        #vproof-widget .vproof-results-grid::after { left: 66.666%; }\n\n        \/* Columna *\/\n        #vproof-widget .vproof-result-col {\n            padding: 0 32px;\n            display: flex;\n            flex-direction: column;\n            align-items: flex-start;\n            transition: transform var(--vproof-transition), box-shadow var(--vproof-transition);\n            border-radius: var(--vproof-radius);\n            cursor: pointer;\n        }\n\n        #vproof-widget .vproof-result-col:hover {\n            transform: translateY(-4px);\n            box-shadow: var(--vproof-shadow-md);\n        }\n\n        \/* Stat *\/\n        #vproof-widget .vproof-stat {\n            font-size: clamp(2.5rem, 5vw, 3.5rem);\n            font-weight: 800;\n            color: var(--vproof-blue);\n            letter-spacing: -0.025em;\n            margin-bottom: 16px;\n            line-height: 1.1;\n        }\n\n        #vproof-widget .vproof-stat-green {\n            color: var(--vproof-green);\n        }\n\n        \/* Body text *\/\n        #vproof-widget .vproof-body {\n            font-size: 1rem;\n            color: var(--vproof-charcoal);\n            margin-bottom: 24px;\n            line-height: 1.7;\n        }\n\n        #vproof-widget .vproof-body strong {\n            color: var(--vproof-navy);\n            font-weight: 700;\n        }\n\n        \/* Logo inferior (pill peque\u00f1o) *\/\n        #vproof-widget .vproof-bottom-logo {\n            margin-top: auto;\n            display: inline-flex;\n            align-items: center;\n            gap: 6px;\n            font-weight: 800;\n            font-size: 0.85rem;\n            letter-spacing: 0.02em;\n            color: var(--vproof-blue);\n            background: var(--vproof-blue-light);\n            padding: 6px 14px;\n            border-radius: 999px;\n            transition: transform var(--vproof-transition), background-color var(--vproof-transition);\n            text-transform: uppercase;\n        }\n\n        #vproof-widget .vproof-bottom-logo:hover {\n            transform: scale(1.05);\n            background: var(--vproof-blue);\n            color: var(--vproof-white);\n        }\n\n        #vproof-widget .vproof-bottom-logo i {\n            font-size: 0.75rem;\n        }\n\n        \/* ========== RESPONSIVE ========== *\/\n        @media (max-width: 992px) {\n            #vproof-widget .vproof-logo-row { gap: 12px; }\n            #vproof-widget .vproof-result-col { padding: 0 20px; }\n            #vproof-widget .vproof-logo-pill {\n                padding: 10px 16px;\n                font-size: 0.85rem;\n            }\n        }\n\n        @media (max-width: 768px) {\n            #vproof-widget .vproof-section { padding: 56px 20px; }\n            #vproof-widget .vproof-results-grid {\n                grid-template-columns: 1fr;\n                gap: 40px;\n                max-width: 500px;\n                margin: 0 auto;\n            }\n            \/* Ocultar divisores en m\u00f3vil *\/\n            #vproof-widget .vproof-results-grid::before,\n            #vproof-widget .vproof-results-grid::after { display: none; }\n            #vproof-widget .vproof-result-col {\n                padding: 0;\n                align-items: center;\n                text-align: center;\n            }\n            #vproof-widget .vproof-stat,\n            #vproof-widget .vproof-body { text-align: center; }\n            #vproof-widget .vproof-logo-row {\n                gap: 10px;\n                margin-bottom: 48px;\n                justify-content: center;\n            }\n        }\n\n        @media (max-width: 480px) {\n            #vproof-widget .vproof-logo-pill {\n                padding: 8px 14px;\n                font-size: 0.75rem;\n            }\n            #vproof-widget .vproof-logo-pill i {\n                font-size: 0.85rem;\n            }\n        }\n\n        @media (prefers-reduced-motion: reduce) {\n            #vproof-widget .vproof-result-col,\n            #vproof-widget .vproof-logo-pill,\n            #vproof-widget .vproof-bottom-logo {\n                transition: none;\n            }\n            #vproof-widget .vproof-result-col:hover,\n            #vproof-widget .vproof-logo-pill:hover,\n            #vproof-widget .vproof-bottom-logo:hover {\n                transform: none;\n            }\n        }\n    <\/style>\n\n    <section class=\"vproof-section\" aria-labelledby=\"vproof-heading\">\n\n        <!-- Header -->\n        <h2 id=\"vproof-heading\" class=\"vproof-header\">\n            Las familias de la Selva Central ya transformaron sus finanzas con Valora\n        <\/h2>\n\n        <!-- Fila de logos superiores (instituciones) -->\n        <div class=\"vproof-logo-row\">\n            <span class=\"vproof-logo-pill\" title=\"Bolsa de Valores de Lima\">\n                <i class=\"fa-solid fa-chart-line\"><\/i>\n                BVL\n            <\/span>\n            <span class=\"vproof-logo-pill\" title=\"LarrainVial Asset Management\">\n                <i class=\"fa-solid fa-building-columns\"><\/i>\n                LarrainVial\n            <\/span>\n            <span class=\"vproof-logo-pill\" title=\"Renta4Banco\">\n                <i class=\"fa-solid fa-coins\"><\/i>\n                Renta4\n            <\/span>\n            <span class=\"vproof-logo-pill\" title=\"Superintendencia de Banca y Seguros\">\n                <i class=\"fa-solid fa-shield-halved\"><\/i>\n                SBS\n            <\/span>\n            <span class=\"vproof-logo-pill\" title=\"Instituto Nacional de Estad\u00edstica e Inform\u00e1tica\">\n                <i class=\"fa-solid fa-database\"><\/i>\n                INEI\n            <\/span>\n        <\/div>\n\n        <!-- Grid de resultados (3 columnas) -->\n        <div class=\"vproof-results-grid\">\n\n            <!-- Columna 1: Rosa Quispe -->\n            <article class=\"vproof-result-col\" tabindex=\"0\">\n                <div class=\"vproof-stat\">78%<\/div>\n                <p class=\"vproof-body\">\n                    <strong>Rosa Quispe M.<\/strong>, comerciante de Satipo, redujo su deuda total en 78% en tan solo 12 meses. Pas\u00f3 de 4 acreedores activos a <strong>cero deudas<\/strong> y hoy su negocio est\u00e1 en expansi\u00f3n.\n                <\/p>\n                <span class=\"vproof-bottom-logo\">\n                    <i class=\"fa-solid fa-location-dot\"><\/i>\n                    Caso Satipo\n                <\/span>\n            <\/article>\n\n            <!-- Columna 2: Carlos Mendoza -->\n            <article class=\"vproof-result-col\" tabindex=\"0\">\n                <div class=\"vproof-stat vproof-stat-green\">+45 pts<\/div>\n                <p class=\"vproof-body\">\n                    <strong>Carlos Mendoza R.<\/strong>, ingeniero de Chanchamayo, reconstruy\u00f3 su score crediticio y volvi\u00f3 al sistema financiero formal en solo 6 meses. Hoy tiene una <strong>hipoteca aprobada<\/strong>.\n                <\/p>\n                <span class=\"vproof-bottom-logo\">\n                    <i class=\"fa-solid fa-location-dot\"><\/i>\n                    Caso Chanchamayo\n                <\/span>\n            <\/article>\n\n            <!-- Columna 3: Mar\u00eda Fern\u00e1ndez -->\n            <article class=\"vproof-result-col\" tabindex=\"0\">\n                <div class=\"vproof-stat\">S\/ 12,000<\/div>\n                <p class=\"vproof-body\">\n                    <strong>Mar\u00eda Fern\u00e1ndez T.<\/strong>, docente de La Merced, ahorr\u00f3 S\/ 12,000 en 12 meses. Aprendi\u00f3 a presupuestar, manejar deudas y cre\u00f3 su <strong>fondo de emergencia<\/strong> por primera vez.\n                <\/p>\n                <span class=\"vproof-bottom-logo\">\n                    <i class=\"fa-solid fa-location-dot\"><\/i>\n                    Caso La Merced\n                <\/span>\n            <\/article>\n\n        <\/div>\n    <\/section>\n<\/div>\n\n<!-- Font Awesome -->\n<link rel=\"stylesheet\" href=\"https:\/\/cdnjs.cloudflare.com\/ajax\/libs\/font-awesome\/6.4.0\/css\/all.min.css\">\n\n<!-- Script Aislado -->\n<script>\n    (function() {\n        const widget = document.getElementById('vproof-widget');\n        if (!widget) return;\n\n        \/\/ Columnas clickeables\n        widget.querySelectorAll('.vproof-result-col').forEach(col => {\n            col.addEventListener('click', function() {\n                console.log('Abrir caso de estudio (simulado)');\n            });\n            col.addEventListener('keydown', function(e) {\n                if (e.key === 'Enter' || e.key === ' ') {\n                    e.preventDefault();\n                    this.click();\n                }\n            });\n        });\n    })();\n<\/script>\n\n\n\n<div style=\"height:25px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<!-- Fuente + Font Awesome -->\n<link href=\"https:\/\/fonts.googleapis.com\/css2?family=Inter:wght@400;600;700;800&#038;display=swap\" rel=\"stylesheet\">\n<link rel=\"stylesheet\" href=\"https:\/\/cdnjs.cloudflare.com\/ajax\/libs\/font-awesome\/6.4.0\/css\/all.min.css\">\n\n<!-- Contenedor Aislado Valora Seguridad -->\n<div id=\"vsec-widget\">\n    <style>\n        \/* =========================================\n           CSS ENCAPSULADO - Valora Seguridad\n           ========================================= *\/\n        #vsec-widget {\n            --vsec-navy: #0b1f3a;\n            --vsec-blue: #1a4f8a;\n            --vsec-charcoal: #4b5563;\n            --vsec-white: #ffffff;\n            --vsec-off-white: #f8fafc;\n            --vsec-gray-200: #e2e8f0;\n            --vsec-gray-100: #f1f5f9;\n            --vsec-blue-light: #dbeafe;\n            --vsec-green: #16a34a;\n            --vsec-green-bg: #dcfce7;\n            --vsec-shadow-sm: 0 4px 12px rgba(11, 31, 58, 0.06);\n            --vsec-shadow-md: 0 10px 24px rgba(11, 31, 58, 0.10);\n            --vsec-shadow-lg: 0 20px 40px rgba(11, 31, 58, 0.14);\n            --vsec-radius-sm: 8px;\n            --vsec-radius-md: 12px;\n            --vsec-radius-lg: 16px;\n            --vsec-transition: 0.3s cubic-bezier(0.4, 0, 0.2, 1);\n\n            font-family: \"Inter\", system-ui, -apple-system, \"Segoe UI\", Roboto, Helvetica, Arial, sans-serif;\n            background-color: var(--vsec-off-white);\n            color: var(--vsec-charcoal);\n            line-height: 1.6;\n            -webkit-font-smoothing: antialiased;\n            -moz-osx-font-smoothing: grayscale;\n            width: 100%;\n            box-sizing: border-box;\n        }\n\n        #vsec-widget *,\n        #vsec-widget *::before,\n        #vsec-widget *::after {\n            margin: 0;\n            padding: 0;\n            box-sizing: border-box;\n        }\n\n        #vsec-widget h1,\n        #vsec-widget h2,\n        #vsec-widget h3,\n        #vsec-widget p {\n            margin-top: 0;\n            background: transparent;\n            border: none;\n        }\n\n        #vsec-widget button {\n            font-family: inherit;\n            outline: none;\n        }\n\n        \/* ========== SECCI\u00d3N ========== *\/\n        #vsec-widget .vsec-section {\n            max-width: 1200px;\n            margin: 0 auto;\n            padding: 80px 24px;\n        }\n\n        \/* ========== HEADER ========== *\/\n        #vsec-widget .vsec-header {\n            text-align: center;\n            max-width: 900px;\n            margin: 0 auto 64px;\n        }\n\n        #vsec-widget .vsec-header h2 {\n            font-size: clamp(1.75rem, 4vw, 2.75rem);\n            font-weight: 800;\n            color: var(--vsec-navy);\n            letter-spacing: -0.025em;\n            line-height: 1.2;\n            margin-bottom: 16px;\n        }\n\n        #vsec-widget .vsec-header p {\n            font-size: 1.1rem;\n            color: var(--vsec-charcoal);\n            line-height: 1.7;\n            max-width: 780px;\n            margin: 0 auto;\n        }\n\n        \/* ========== GRID ========== *\/\n        #vsec-widget .vsec-grid {\n            display: grid;\n            grid-template-columns: 1fr 1fr;\n            gap: 56px;\n            align-items: start;\n        }\n\n        \/* ========== COLUMNA IZQUIERDA: ACORDE\u00d3N ========== *\/\n        #vsec-widget .vsec-accordion {\n            display: flex;\n            flex-direction: column;\n        }\n\n        #vsec-widget .vsec-item {\n            border-bottom: 1px solid var(--vsec-gray-200);\n        }\n\n        #vsec-widget .vsec-item:first-child {\n            border-top: 1px solid var(--vsec-gray-200);\n        }\n\n        #vsec-widget .vsec-trigger {\n            display: flex;\n            align-items: center;\n            justify-content: space-between;\n            width: 100%;\n            padding: 22px 0;\n            background: none;\n            border: none;\n            cursor: pointer;\n            text-align: left;\n            font-size: 1.05rem;\n            font-weight: 700;\n            color: var(--vsec-navy);\n            transition: color var(--vsec-transition);\n            gap: 16px;\n            line-height: 1.4;\n        }\n\n        #vsec-widget .vsec-trigger:hover {\n            color: var(--vsec-blue);\n        }\n\n        #vsec-widget .vsec-trigger.vsec-active {\n            color: var(--vsec-blue);\n        }\n\n        #vsec-widget .vsec-chevron {\n            flex-shrink: 0;\n            width: 22px;\n            height: 22px;\n            color: var(--vsec-navy);\n            transition: transform var(--vsec-transition), color var(--vsec-transition);\n            display: inline-flex;\n            align-items: center;\n            justify-content: center;\n        }\n\n        #vsec-widget .vsec-trigger.vsec-active .vsec-chevron {\n            transform: rotate(180deg);\n            color: var(--vsec-blue);\n        }\n\n        #vsec-widget .vsec-chevron svg {\n            width: 100%;\n            height: 100%;\n            fill: currentColor;\n        }\n\n        #vsec-widget .vsec-content {\n            max-height: 0;\n            overflow: hidden;\n            transition: max-height 0.4s ease, padding 0.4s ease;\n            padding: 0;\n        }\n\n        #vsec-widget .vsec-content.vsec-open {\n            max-height: 600px;\n            padding: 0 0 24px 0;\n        }\n\n        #vsec-widget .vsec-content-inner {\n            font-size: 0.98rem;\n            color: var(--vsec-charcoal);\n            line-height: 1.75;\n        }\n\n        #vsec-widget .vsec-content-inner strong {\n            color: var(--vsec-navy);\n            font-weight: 700;\n        }\n\n        \/* ========== COLUMNA DERECHA: VISUAL ========== *\/\n        #vsec-widget .vsec-visual {\n            position: relative;\n            background: linear-gradient(135deg, var(--vsec-blue-light) 0%, var(--vsec-gray-100) 100%);\n            border-radius: var(--vsec-radius-lg);\n            padding: 24px;\n            min-height: 500px;\n            display: flex;\n            align-items: center;\n            justify-content: center;\n        }\n\n        #vsec-widget .vsec-canvas {\n            position: relative;\n            width: 100%;\n            max-width: 500px;\n            height: 440px;\n        }\n\n        \/* ===== Card 1: Estado de protecci\u00f3n (arriba) ===== *\/\n        #vsec-widget .vsec-status-card {\n            position: absolute;\n            top: 0;\n            left: 50%;\n            transform: translateX(-50%);\n            background: var(--vsec-white);\n            border-radius: var(--vsec-radius-md);\n            box-shadow: var(--vsec-shadow-lg);\n            padding: 16px 22px;\n            z-index: 5;\n            display: flex;\n            align-items: center;\n            gap: 12px;\n            animation: vsecFloat 5s ease-in-out infinite alternate;\n            white-space: nowrap;\n        }\n\n        #vsec-widget .vsec-status-icon {\n            width: 40px;\n            height: 40px;\n            border-radius: 50%;\n            background: var(--vsec-green-bg);\n            color: var(--vsec-green);\n            display: flex;\n            align-items: center;\n            justify-content: center;\n            font-size: 1.1rem;\n            flex-shrink: 0;\n        }\n\n        #vsec-widget .vsec-status-text {\n            display: flex;\n            flex-direction: column;\n            gap: 2px;\n        }\n\n        #vsec-widget .vsec-status-title {\n            font-size: 0.85rem;\n            font-weight: 800;\n            color: var(--vsec-navy);\n            line-height: 1.1;\n        }\n\n        #vsec-widget .vsec-status-sub {\n            font-size: 0.7rem;\n            color: #64748b;\n            font-weight: 500;\n        }\n\n        \/* ===== Card 2: Mi informaci\u00f3n (izquierda) ===== *\/\n        #vsec-widget .vsec-info-card {\n            position: absolute;\n            top: 90px;\n            left: 0;\n            width: 200px;\n            background: linear-gradient(145deg, var(--vsec-blue) 0%, var(--vsec-navy) 100%);\n            border-radius: var(--vsec-radius-md);\n            box-shadow: var(--vsec-shadow-lg);\n            padding: 18px;\n            z-index: 4;\n            color: white;\n            animation: vsecFloat 6s ease-in-out infinite alternate-reverse;\n        }\n\n        #vsec-widget .vsec-info-card-icon {\n            font-size: 1.8rem;\n            margin-bottom: 10px;\n            opacity: 0.9;\n        }\n\n        #vsec-widget .vsec-info-card-title {\n            font-size: 0.8rem;\n            font-weight: 700;\n            text-transform: uppercase;\n            letter-spacing: 0.08em;\n            opacity: 0.85;\n            margin-bottom: 6px;\n        }\n\n        #vsec-widget .vsec-info-card-value {\n            font-size: 1.35rem;\n            font-weight: 800;\n            line-height: 1;\n            margin-bottom: 4px;\n        }\n\n        #vsec-widget .vsec-info-card-sub {\n            font-size: 0.65rem;\n            opacity: 0.85;\n            font-weight: 500;\n        }\n\n        \/* ===== Card 3: Permisos (derecha) ===== *\/\n        #vsec-widget .vsec-permissions {\n            position: absolute;\n            top: 120px;\n            right: 0;\n            width: 240px;\n            background: var(--vsec-white);\n            border-radius: var(--vsec-radius-md);\n            box-shadow: var(--vsec-shadow-lg);\n            padding: 18px;\n            z-index: 4;\n            animation: vsecFloat 5.5s ease-in-out infinite alternate;\n        }\n\n        #vsec-widget .vsec-permissions-header {\n            display: flex;\n            align-items: center;\n            gap: 10px;\n            margin-bottom: 14px;\n            padding-bottom: 12px;\n            border-bottom: 1px solid var(--vsec-gray-200);\n        }\n\n        #vsec-widget .vsec-avatar {\n            width: 36px;\n            height: 36px;\n            border-radius: 50%;\n            background: var(--vsec-blue-light);\n            color: var(--vsec-blue);\n            display: flex;\n            align-items: center;\n            justify-content: center;\n            font-size: 0.8rem;\n            font-weight: 800;\n            flex-shrink: 0;\n        }\n\n        #vsec-widget .vsec-permissions-user {\n            display: flex;\n            flex-direction: column;\n            gap: 2px;\n        }\n\n        #vsec-widget .vsec-permissions-name {\n            font-size: 0.8rem;\n            font-weight: 700;\n            color: var(--vsec-navy);\n            line-height: 1.1;\n        }\n\n        #vsec-widget .vsec-permissions-role {\n            font-size: 0.65rem;\n            color: #64748b;\n            font-weight: 500;\n        }\n\n        #vsec-widget .vsec-permissions-list {\n            display: flex;\n            flex-direction: column;\n            gap: 8px;\n        }\n\n        #vsec-widget .vsec-permission-item {\n            display: flex;\n            align-items: center;\n            gap: 8px;\n            font-size: 0.75rem;\n            color: var(--vsec-charcoal);\n            font-weight: 500;\n        }\n\n        #vsec-widget .vsec-permission-item i {\n            color: var(--vsec-green);\n            font-size: 0.7rem;\n            flex-shrink: 0;\n        }\n\n        \/* ===== Card 4: Proofpoint (abajo) ===== *\/\n        #vsec-widget .vsec-partner-card {\n            position: absolute;\n            bottom: 0;\n            left: 50%;\n            transform: translateX(-50%);\n            background: var(--vsec-white);\n            border-radius: var(--vsec-radius-md);\n            box-shadow: var(--vsec-shadow-lg);\n            padding: 16px 24px;\n            z-index: 5;\n            display: flex;\n            align-items: center;\n            gap: 14px;\n            animation: vsecFloat 4.5s ease-in-out infinite alternate-reverse;\n            border: 2px solid var(--vsec-navy);\n            white-space: nowrap;\n        }\n\n        #vsec-widget .vsec-partner-logo {\n            display: flex;\n            align-items: center;\n            gap: 8px;\n            font-size: 1.1rem;\n            font-weight: 800;\n            color: var(--vsec-navy);\n            letter-spacing: -0.02em;\n        }\n\n        #vsec-widget .vsec-partner-logo i {\n            color: var(--vsec-blue);\n            font-size: 1.4rem;\n        }\n\n        #vsec-widget .vsec-partner-status {\n            display: flex;\n            align-items: center;\n            gap: 6px;\n            background: var(--vsec-green-bg);\n            color: var(--vsec-green);\n            padding: 5px 12px;\n            border-radius: 999px;\n            font-size: 0.7rem;\n            font-weight: 800;\n            letter-spacing: 0.05em;\n            text-transform: uppercase;\n        }\n\n        \/* ===== Badge de seguridad (esquina) ===== *\/\n        #vsec-widget .vsec-security-badge {\n            position: absolute;\n            bottom: -10px;\n            right: -10px;\n            width: 64px;\n            height: 64px;\n            background: var(--vsec-navy);\n            border-radius: 50%;\n            box-shadow: var(--vsec-shadow-lg);\n            z-index: 6;\n            display: flex;\n            align-items: center;\n            justify-content: center;\n            animation: vsecFloat 3s ease-in-out infinite alternate;\n            border: 4px solid white;\n        }\n\n        #vsec-widget .vsec-security-badge svg {\n            width: 28px;\n            height: 28px;\n            fill: white;\n        }\n\n        \/* ========== ANIMACIONES ========== *\/\n        @keyframes vsecFloat {\n            0% { transform: translateY(0) translateX(-50%); }\n            100% { transform: translateY(-8px) translateX(-50%); }\n        }\n\n        \/* El status card y el partner card usan translateX(-50%) *\/\n        #vsec-widget .vsec-info-card,\n        #vsec-widget .vsec-permissions {\n            animation-name: vsecFloatSide;\n        }\n\n        @keyframes vsecFloatSide {\n            0% { transform: translateY(0); }\n            100% { transform: translateY(-8px); }\n        }\n\n        \/* ========== RESPONSIVE ========== *\/\n        @media (max-width: 992px) {\n            #vsec-widget .vsec-grid {\n                grid-template-columns: 1fr;\n                gap: 40px;\n            }\n            #vsec-widget .vsec-visual {\n                max-width: 600px;\n                margin: 0 auto;\n            }\n            #vsec-widget .vsec-canvas {\n                max-width: 480px;\n            }\n        }\n\n        @media (max-width: 600px) {\n            #vsec-widget .vsec-section {\n                padding: 48px 16px;\n            }\n            #vsec-widget .vsec-header {\n                margin-bottom: 40px;\n            }\n            #vsec-widget .vsec-visual {\n                padding: 16px;\n                min-height: 400px;\n            }\n            #vsec-widget .vsec-canvas {\n                height: 360px;\n            }\n            #vsec-widget .vsec-info-card {\n                width: 160px;\n                padding: 14px;\n                top: 70px;\n            }\n            #vsec-widget .vsec-info-card-value {\n                font-size: 1.1rem;\n            }\n            #vsec-widget .vsec-permissions {\n                width: 190px;\n                padding: 14px;\n                top: 100px;\n            }\n            #vsec-widget .vsec-permissions-list {\n                gap: 6px;\n            }\n            #vsec-widget .vsec-permission-item {\n                font-size: 0.65rem;\n            }\n            #vsec-widget .vsec-status-card {\n                padding: 12px 16px;\n            }\n            #vsec-widget .vsec-status-icon {\n                width: 32px;\n                height: 32px;\n                font-size: 0.9rem;\n            }\n            #vsec-widget .vsec-status-title {\n                font-size: 0.75rem;\n            }\n            #vsec-widget .vsec-partner-card {\n                padding: 12px 16px;\n            }\n            #vsec-widget .vsec-partner-logo {\n                font-size: 0.9rem;\n            }\n            #vsec-widget .vsec-security-badge {\n                width: 52px;\n                height: 52px;\n                bottom: -5px;\n                right: -5px;\n            }\n            #vsec-widget .vsec-security-badge svg {\n                width: 22px;\n                height: 22px;\n            }\n        }\n\n        @media (max-width: 480px) {\n            #vsec-widget .vsec-trigger {\n                font-size: 0.95rem;\n                padding: 18px 0;\n            }\n            #vsec-widget .vsec-content-inner {\n                font-size: 0.9rem;\n            }\n            #vsec-widget .vsec-info-card {\n                width: 140px;\n                padding: 12px;\n                top: 60px;\n            }\n            #vsec-widget .vsec-info-card-icon {\n                font-size: 1.4rem;\n            }\n            #vsec-widget .vsec-info-card-value {\n                font-size: 1rem;\n            }\n            #vsec-widget .vsec-permissions {\n                width: 170px;\n                padding: 12px;\n                top: 90px;\n            }\n            #vsec-widget .vsec-avatar {\n                width: 30px;\n                height: 30px;\n                font-size: 0.7rem;\n            }\n        }\n\n        @media (prefers-reduced-motion: reduce) {\n            #vsec-widget .vsec-status-card,\n            #vsec-widget .vsec-info-card,\n            #vsec-widget .vsec-permissions,\n            #vsec-widget .vsec-partner-card,\n            #vsec-widget .vsec-security-badge {\n                animation: none;\n            }\n            #vsec-widget .vsec-chevron,\n            #vsec-widget .vsec-content {\n                transition: none;\n            }\n        }\n    <\/style>\n\n    <section class=\"vsec-section\" aria-labelledby=\"vsec-heading\">\n\n        <!-- Header -->\n        <div class=\"vsec-header\">\n            <h2 id=\"vsec-heading\">Tu informaci\u00f3n financiera est\u00e1 protegida con los m\u00e1s altos est\u00e1ndares<\/h2>\n            <p>\n                En Valora sabemos que confiar tu situaci\u00f3n financiera a alguien requiere mucha seguridad. Por eso aplicamos protocolos estrictos de <strong>privacidad, confidencialidad y protecci\u00f3n de datos<\/strong> en cada etapa del acompa\u00f1amiento.\n            <\/p>\n        <\/div>\n\n        <!-- Grid de 2 columnas -->\n        <div class=\"vsec-grid\">\n\n            <!-- ========== ACORDE\u00d3N ========== -->\n            <div class=\"vsec-accordion\">\n\n                <!-- Item 1 -->\n                <div class=\"vsec-item\">\n                    <button class=\"vsec-trigger\" aria-expanded=\"false\">\n                        <span>Cumplimos con la Ley N\u00b0 29733 de Protecci\u00f3n de Datos Personales<\/span>\n                        <span class=\"vsec-chevron\" aria-hidden=\"true\">\n                            <svg viewBox=\"0 0 24 24\"><path d=\"M7.41 8.59L12 13.17l4.59-4.58L18 10l-6 6-6-6 1.41-1.41z\"\/><\/svg>\n                        <\/span>\n                    <\/button>\n                    <div class=\"vsec-content\">\n                        <div class=\"vsec-content-inner\">\n                            Cumplimos estrictamente con la normativa peruana de protecci\u00f3n de datos personales (Ley N\u00b0 29733) y con los est\u00e1ndares de la <strong>SBS<\/strong> para servicios financieros. Tu informaci\u00f3n nunca se vende, comparte ni cede a terceros sin tu consentimiento expl\u00edcito.\n                        <\/div>\n                    <\/div>\n                <\/div>\n\n                <!-- Item 2 -->\n                <div class=\"vsec-item\">\n                    <button class=\"vsec-trigger\" aria-expanded=\"false\">\n                        <span>Confidencialidad total entre t\u00fa y tu asesor asignado<\/span>\n                        <span class=\"vsec-chevron\" aria-hidden=\"true\">\n                            <svg viewBox=\"0 0 24 24\"><path d=\"M7.41 8.59L12 13.17l4.59-4.58L18 10l-6 6-6-6 1.41-1.41z\"\/><\/svg>\n                        <\/span>\n                    <\/button>\n                    <div class=\"vsec-content\">\n                        <div class=\"vsec-content-inner\">\n                            Ninguna persona fuera de tu asesor asignado conoce los detalles de tu situaci\u00f3n financiera. Nuestro equipo trabaja bajo un <strong>acuerdo de confidencialidad<\/strong> y solo accede a la informaci\u00f3n estrictamente necesaria para acompa\u00f1arte. Ni siquiera otros clientes saben que est\u00e1s con nosotros.\n                        <\/div>\n                    <\/div>\n                <\/div>\n\n                <!-- Item 3 -->\n                <div class=\"vsec-item\">\n                    <button class=\"vsec-trigger\" aria-expanded=\"false\">\n                        <span>T\u00fa controlas qu\u00e9 informaci\u00f3n compartes y con qui\u00e9n<\/span>\n                        <span class=\"vsec-chevron\" aria-hidden=\"true\">\n                            <svg viewBox=\"0 0 24 24\"><path d=\"M7.41 8.59L12 13.17l4.59-4.58L18 10l-6 6-6-6 1.41-1.41z\"\/><\/svg>\n                        <\/span>\n                    <\/button>\n                    <div class=\"vsec-content\">\n                        <div class=\"vsec-content-inner\">\n                            Solo compartes lo que t\u00fa decides. Puedes pedir en cualquier momento que <strong>eliminemos tus datos<\/strong> de nuestros sistemas (derecho al olvido). Nunca te pediremos informaci\u00f3n que no necesitemos para acompa\u00f1arte, y siempre te explicaremos para qu\u00e9 la usamos antes de ped\u00edrtela.\n                        <\/div>\n                    <\/div>\n                <\/div>\n\n                <!-- Item 4 -->\n                <div class=\"vsec-item\">\n                    <button class=\"vsec-trigger\" aria-expanded=\"false\">\n                        <span>Encriptaci\u00f3n y seguridad avanzada en todos tus datos<\/span>\n                        <span class=\"vsec-chevron\" aria-hidden=\"true\">\n                            <svg viewBox=\"0 0 24 24\"><path d=\"M7.41 8.59L12 13.17l4.59-4.58L18 10l-6 6-6-6 1.41-1.41z\"\/><\/svg>\n                        <\/span>\n                    <\/button>\n                    <div class=\"vsec-content\">\n                        <div class=\"vsec-content-inner\">\n                            Toda tu informaci\u00f3n se almacena en <strong>servidores encriptados<\/strong> con est\u00e1ndares de seguridad bancaria. Usamos autenticaci\u00f3n de dos factores, monitoreo continuo y copias de seguridad autom\u00e1ticas. Tu informaci\u00f3n financiera est\u00e1 tan protegida como si estuviera en un banco.\n                        <\/div>\n                    <\/div>\n                <\/div>\n\n            <\/div>\n\n            <!-- ========== VISUAL ========== -->\n            <div class=\"vsec-visual\">\n                <div class=\"vsec-canvas\">\n\n                    <!-- Card 1: Estado de protecci\u00f3n (arriba) -->\n                    <div class=\"vsec-status-card\">\n                        <div class=\"vsec-status-icon\">\n                            <i class=\"fa-solid fa-shield-halved\"><\/i>\n                        <\/div>\n                        <div class=\"vsec-status-text\">\n                            <span class=\"vsec-status-title\">Datos protegidos<\/span>\n                            <span class=\"vsec-status-sub\">Encriptaci\u00f3n activa \u00b7 0 riesgos<\/span>\n                        <\/div>\n                    <\/div>\n\n                    <!-- Card 2: Mi informaci\u00f3n (izquierda) -->\n                    <div class=\"vsec-info-card\">\n                        <div class=\"vsec-info-card-icon\">\n                            <i class=\"fa-solid fa-lock\"><\/i>\n                        <\/div>\n                        <div class=\"vsec-info-card-title\">Confidencialidad<\/div>\n                        <div class=\"vsec-info-card-value\">100%<\/div>\n                        <div class=\"vsec-info-card-sub\">Tu informaci\u00f3n segura<\/div>\n                    <\/div>\n\n                    <!-- Card 3: Permisos (derecha) -->\n                    <div class=\"vsec-permissions\">\n                        <div class=\"vsec-permissions-header\">\n                            <div class=\"vsec-avatar\">VP<\/div>\n                            <div class=\"vsec-permissions-user\">\n                                <span class=\"vsec-permissions-name\">Tu asesor<\/span>\n                                <span class=\"vsec-permissions-role\">Acceso autorizado<\/span>\n                            <\/div>\n                        <\/div>\n                        <div class=\"vsec-permissions-list\">\n                            <div class=\"vsec-permission-item\">\n                                <i class=\"fa-solid fa-check\"><\/i>\n                                Ver tu progreso financiero\n                            <\/div>\n                            <div class=\"vsec-permission-item\">\n                                <i class=\"fa-solid fa-check\"><\/i>\n                                Gestionar tu plan de pagos\n                            <\/div>\n                            <div class=\"vsec-permission-item\">\n                                <i class=\"fa-solid fa-xmark\" style=\"color: #dc2626;\"><\/i>\n                                Compartir con terceros\n                            <\/div>\n                            <div class=\"vsec-permission-item\">\n                                <i class=\"fa-solid fa-xmark\" style=\"color: #dc2626;\"><\/i>\n                                Vender tu informaci\u00f3n\n                            <\/div>\n                        <\/div>\n                    <\/div>\n\n                    <!-- Card 4: Compliance (abajo) -->\n                    <div class=\"vsec-partner-card\">\n                        <div class=\"vsec-partner-logo\">\n                            <i class=\"fa-solid fa-shield-halved\"><\/i>\n                            Valora Segura\n                        <\/div>\n                        <div class=\"vsec-partner-status\">\n                            <i class=\"fa-solid fa-check\"><\/i>\n                            Cumplimiento OK\n                        <\/div>\n                    <\/div>\n\n                    <!-- Badge de seguridad -->\n                    <div class=\"vsec-security-badge\" aria-label=\"Seguridad\">\n                        <svg viewBox=\"0 0 24 24\"><path d=\"M12 1L3 5v6c0 5.55 3.84 10.74 9 12 5.16-1.26 9-6.45 9-12V5l-9-4zm0 10.99h7c-.53 4.12-3.28 7.79-7 8.94V12H5V6.3l7-3.11v8.8z\"\/><\/svg>\n                    <\/div>\n\n                <\/div>\n            <\/div>\n\n        <\/div>\n    <\/section>\n<\/div>\n\n<!-- Script Aislado -->\n<script>\n    (function() {\n        const widget = document.getElementById('vsec-widget');\n        if (!widget) return;\n\n        const items = widget.querySelectorAll('.vsec-item');\n\n        function closeItem(item) {\n            const trigger = item.querySelector('.vsec-trigger');\n            const content = item.querySelector('.vsec-content');\n            trigger.classList.remove('vsec-active');\n            trigger.setAttribute('aria-expanded', 'false');\n            content.classList.remove('vsec-open');\n        }\n\n        function openItem(item) {\n            const trigger = item.querySelector('.vsec-trigger');\n            const content = item.querySelector('.vsec-content');\n            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})();\n<\/script>\n\n\n\n<div style=\"height:26px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<!-- Fuente -->\n<link href=\"https:\/\/fonts.googleapis.com\/css2?family=Inter:wght@400;600;700;800&#038;display=swap\" rel=\"stylesheet\">\n\n<!-- Contenedor Aislado Valora FAQ Finance -->\n<div id=\"vfaq-fin-widget\">\n    <style>\n        \/* =========================================\n           CSS ENCAPSULADO - Valora FAQ Finance\n           ========================================= *\/\n        #vfaq-fin-widget {\n            --vfaq-navy: #0b1f3a;\n            --vfaq-blue: #1a4f8a;\n            --vfaq-blue-hover: #163c6b;\n            --vfaq-charcoal: #4b5563;\n            --vfaq-white: #ffffff;\n            --vfaq-off-white: #f8fafc;\n            --vfaq-light-gray: #e2e8f0;\n            --vfaq-blue-light: #dbeafe;\n            --vfaq-green: #16a34a;\n            --vfaq-green-bg: #dcfce7;\n            --vfaq-transition: 0.3s ease;\n\n            font-family: \"Inter\", system-ui, -apple-system, \"Segoe UI\", Roboto, Helvetica, Arial, sans-serif;\n            background-color: var(--vfaq-white);\n            color: var(--vfaq-charcoal);\n            line-height: 1.6;\n            -webkit-font-smoothing: antialiased;\n            -moz-osx-font-smoothing: grayscale;\n            width: 100%;\n            box-sizing: border-box;\n        }\n\n        #vfaq-fin-widget *,\n        #vfaq-fin-widget *::before,\n        #vfaq-fin-widget *::after {\n            margin: 0;\n            padding: 0;\n            box-sizing: border-box;\n        }\n\n        #vfaq-fin-widget h1,\n        #vfaq-fin-widget h2,\n        #vfaq-fin-widget h3,\n        #vfaq-fin-widget p {\n            margin-top: 0;\n            background: transparent;\n            border: none;\n        }\n\n        #vfaq-fin-widget a {\n            text-decoration: none;\n            box-shadow: none;\n        }\n\n        \/* ========== SECCI\u00d3N ========== *\/\n        #vfaq-fin-widget .vfaq-section {\n            max-width: 820px;\n            margin: 0 auto;\n            padding: 80px 24px;\n        }\n\n        #vfaq-fin-widget .vfaq-header {\n            text-align: center;\n            font-size: clamp(1.75rem, 4vw, 2.5rem);\n            font-weight: 800;\n            color: var(--vfaq-navy);\n            letter-spacing: -0.025em;\n            margin-bottom: 48px;\n            line-height: 1.2;\n        }\n\n        \/* ========== ACORDE\u00d3N ========== *\/\n        #vfaq-fin-widget .vfaq-list {\n            display: flex;\n            flex-direction: column;\n        }\n\n        #vfaq-fin-widget .vfaq-item {\n            border-bottom: 1px solid var(--vfaq-light-gray);\n        }\n\n        #vfaq-fin-widget .vfaq-item:last-child {\n            border-bottom: none;\n        }\n\n        \/* Pregunta (bot\u00f3n) *\/\n        #vfaq-fin-widget .vfaq-question {\n            display: flex;\n            align-items: center;\n            justify-content: space-between;\n            width: 100%;\n            padding: 22px 0;\n            background: none;\n            border: none;\n            cursor: pointer;\n            text-align: left;\n            font-family: inherit;\n            font-size: 1.1rem;\n            font-weight: 700;\n            color: var(--vfaq-navy);\n            transition: color var(--vfaq-transition);\n            outline: none;\n            gap: 16px;\n            line-height: 1.4;\n        }\n\n        #vfaq-fin-widget .vfaq-question:hover {\n            color: var(--vfaq-blue);\n        }\n\n        #vfaq-fin-widget .vfaq-question.vfaq-active {\n            color: var(--vfaq-blue);\n        }\n\n        \/* Chevron *\/\n        #vfaq-fin-widget .vfaq-chevron {\n            flex-shrink: 0;\n            width: 22px;\n            height: 22px;\n            display: inline-flex;\n            align-items: center;\n            justify-content: center;\n            color: var(--vfaq-navy);\n            transition: transform var(--vfaq-transition), color var(--vfaq-transition);\n        }\n\n        #vfaq-fin-widget .vfaq-question.vfaq-active .vfaq-chevron {\n            transform: rotate(180deg);\n            color: var(--vfaq-blue);\n        }\n\n        #vfaq-fin-widget .vfaq-chevron svg {\n            width: 100%;\n            height: 100%;\n            fill: currentColor;\n        }\n\n        \/* Contenido *\/\n        #vfaq-fin-widget .vfaq-answer {\n            max-height: 0;\n            overflow: hidden;\n            transition: max-height 0.5s cubic-bezier(0.4, 0, 0.2, 1), padding 0.5s cubic-bezier(0.4, 0, 0.2, 1);\n            padding: 0;\n        }\n\n        #vfaq-fin-widget .vfaq-answer.vfaq-open {\n            max-height: 2000px;\n            padding: 0 0 24px 0;\n        }\n\n        #vfaq-fin-widget .vfaq-answer-inner {\n            font-size: 0.98rem;\n            color: var(--vfaq-charcoal);\n            line-height: 1.75;\n        }\n\n        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var(--vfaq-green-bg);\n            border-left-color: var(--vfaq-green);\n        }\n\n        #vfaq-fin-widget .vfaq-highlight-green strong {\n            color: var(--vfaq-green);\n        }\n\n        \/* ========== RESPONSIVE ========== *\/\n        @media (max-width: 600px) {\n            #vfaq-fin-widget .vfaq-section {\n                padding: 48px 16px;\n            }\n            #vfaq-fin-widget .vfaq-header {\n                margin-bottom: 36px;\n            }\n            #vfaq-fin-widget .vfaq-question {\n                font-size: 0.98rem;\n                padding: 18px 0;\n            }\n            #vfaq-fin-widget .vfaq-answer-inner {\n                font-size: 0.92rem;\n            }\n        }\n\n        @media (prefers-reduced-motion: reduce) {\n            #vfaq-fin-widget .vfaq-chevron,\n            #vfaq-fin-widget .vfaq-answer {\n                transition: none;\n            }\n        }\n    <\/style>\n\n    <section class=\"vfaq-section\" aria-labelledby=\"vfaq-fin-heading\">\n        <h2 id=\"vfaq-fin-heading\" class=\"vfaq-header\">Preguntas frecuentes<\/h2>\n\n        <div class=\"vfaq-list\" id=\"vfaq-fin-list\">\n\n            <!-- Pregunta 1: Protecci\u00f3n de datos -->\n            <div class=\"vfaq-item\">\n                <button class=\"vfaq-question\" aria-expanded=\"false\">\n                    <span>\u00bfC\u00f3mo protegen mi informaci\u00f3n y cumplen con la normativa?<\/span>\n                    <span class=\"vfaq-chevron\" aria-hidden=\"true\">\n                        <svg viewBox=\"0 0 24 24\"><path d=\"M7.41 8.59L12 13.17l4.59-4.58L18 10l-6 6-6-6 1.41-1.41z\"\/><\/svg>\n                    <\/span>\n                <\/button>\n                <div class=\"vfaq-answer\">\n                    <div class=\"vfaq-answer-inner\">\n                        <p>En Valora cumplimos estrictamente con la <strong>Ley N\u00b0 29733 de Protecci\u00f3n de Datos Personales del Per\u00fa<\/strong> y con los est\u00e1ndares de la <strong>SBS<\/strong> para servicios financieros. Tu informaci\u00f3n nunca se vende ni se comparte con terceros sin tu consentimiento.<\/p>\n                        <p>Las medidas que aplicamos incluyen:<\/p>\n                        <ul>\n                            <li><strong>Encriptaci\u00f3n de nivel bancario<\/strong> en todos tus datos<\/li>\n                            <li><strong>Confidencialidad total<\/strong> entre t\u00fa y tu asesor asignado<\/li>\n                            <li><strong>Autenticaci\u00f3n de dos factores<\/strong> para acceso a tu informaci\u00f3n<\/li>\n                            <li><strong>Copias de seguridad autom\u00e1ticas<\/strong> con servidores seguros<\/li>\n                            <li><strong>Derecho al olvido<\/strong>: puedes pedir eliminar tus datos cuando quieras<\/li>\n                        <\/ul>\n                        <p>Ni siquiera otros clientes de Valora saben que est\u00e1s con nosotros. Tu privacidad es sagrada.<\/p>\n                        <div class=\"vfaq-highlight\">\n                            <strong>Nunca te pediremos dep\u00f3sitos a cuentas personales.<\/strong> Todos los pagos van a cuentas oficiales de Valora Patrimonial S.A.C.\n                        <\/div>\n                    <\/div>\n                <\/div>\n            <\/div>\n\n            <!-- Pregunta 2: Salir de deudas -->\n            <div class=\"vfaq-item\">\n                <button class=\"vfaq-question\" aria-expanded=\"false\">\n                    <span>\u00bfValora puede ayudarme a salir de deudas y reconstruir mi historial?<\/span>\n                    <span class=\"vfaq-chevron\" aria-hidden=\"true\">\n                        <svg viewBox=\"0 0 24 24\"><path d=\"M7.41 8.59L12 13.17l4.59-4.58L18 10l-6 6-6-6 1.41-1.41z\"\/><\/svg>\n                    <\/span>\n                <\/button>\n                <div class=\"vfaq-answer\">\n                    <div class=\"vfaq-answer-inner\">\n                        <p><strong>S\u00ed, es exactamente lo que hacemos.<\/strong> Valora est\u00e1 dise\u00f1ada para acompa\u00f1arte en todo el ciclo financiero, desde la deuda hasta el patrimonio:<\/p>\n                        <ul>\n                            <li><strong>Negociaci\u00f3n con tus acreedores<\/strong>: gestionamos directamente con bancos y financieras<\/li>\n                            <li><strong>Plan de pagos personalizado<\/strong>: adaptado a tu capacidad real de pago<\/li>\n                            <li><strong>Carta de no adeudo<\/strong>: te acompa\u00f1amos hasta obtenerla<\/li>\n                            <li><strong>Reconstrucci\u00f3n de score<\/strong>: plan de 6 a 12 meses con seguimiento mensual<\/li>\n                            <li><strong>Reinserci\u00f3n al sistema financiero<\/strong>: te ayudamos a calificar para cr\u00e9ditos formales<\/li>\n                        <\/ul>\n                        <p>Nuestro enfoque incluye adem\u00e1s <strong>educaci\u00f3n financiera<\/strong> para que nunca vuelvas a caer en el mismo ciclo. No solo pagamos tus deudas: te ense\u00f1amos a manejar tu dinero para siempre.<\/p>\n                        <div class=\"vfaq-highlight vfaq-highlight-green\">\n                            <strong>Resultado t\u00edpico:<\/strong> 78% de reducci\u00f3n de deuda en 12 meses y +45 puntos de score en 6 meses. <a href=\"#casos\">Ver casos reales<\/a>.\n                        <\/div>\n                    <\/div>\n                <\/div>\n            <\/div>\n\n            <!-- Pregunta 3: Motivaci\u00f3n y prevenci\u00f3n -->\n            <div class=\"vfaq-item\">\n                <button class=\"vfaq-question\" aria-expanded=\"false\">\n                    <span>\u00bfC\u00f3mo me ayudan a mantener la motivaci\u00f3n y no recaer?<\/span>\n                    <span class=\"vfaq-chevron\" aria-hidden=\"true\">\n                        <svg viewBox=\"0 0 24 24\"><path d=\"M7.41 8.59L12 13.17l4.59-4.58L18 10l-6 6-6-6 1.41-1.41z\"\/><\/svg>\n                    <\/span>\n                <\/button>\n                <div class=\"vfaq-answer\">\n                    <div class=\"vfaq-answer-inner\">\n                        <p>Sabemos que el acompa\u00f1amiento emocional es tan importante como el financiero. Por eso te damos herramientas concretas para mantener el rumbo:<\/p>\n                        <ul>\n                            <li><strong>Asesor asignado por WhatsApp<\/strong>: siempre tienes a qui\u00e9n escribirle<\/li>\n                            <li><strong>Alertas de pago autom\u00e1ticas<\/strong>: 3 d\u00edas antes de cada cuota<\/li>\n                            <li><strong>Seguimiento mensual<\/strong>: revisi\u00f3n de progreso y ajustes al plan<\/li>\n                            <li><strong>Comunidad Valora<\/strong>: espacio privado de apoyo entre clientes<\/li>\n                            <li><strong>Academia Valora<\/strong>: cursos, webinars y plantillas para mantenerte aprendiendo<\/li>\n                        <\/ul>\n                        <p>Adem\u00e1s, nuestros clientes tienen acceso a <strong>sesiones grupales mensuales<\/strong> con otros clientes que est\u00e1n pasando por la misma situaci\u00f3n. Compartir la experiencia acelera el progreso y evita reca\u00eddas.<\/p>\n                        <p>La meta no es solo sacarte de deudas: es que construyas un <strong>patrimonio sostenible<\/strong> y que tus hijos hereden una mejor educaci\u00f3n financiera.<\/p>\n                    <\/div>\n                <\/div>\n            <\/div>\n\n        <\/div>\n    <\/section>\n<\/div>\n\n<!-- Script Aislado -->\n<script>\n    (function() {\n        const widget = document.getElementById('vfaq-fin-widget');\n        if (!widget) return;\n\n        const items = widget.querySelectorAll('.vfaq-item');\n\n        function closeItem(item) {\n            const btn = item.querySelector('.vfaq-question');\n            const answer = item.querySelector('.vfaq-answer');\n            btn.classList.remove('vfaq-active');\n            btn.setAttribute('aria-expanded', 'false');\n            answer.classList.remove('vfaq-open');\n        }\n\n        function openItem(item) {\n            const btn = item.querySelector('.vfaq-question');\n            const answer = item.querySelector('.vfaq-answer');\n            btn.classList.add('vfaq-active');\n            btn.setAttribute('aria-expanded', 'true');\n            answer.classList.add('vfaq-open');\n        }\n\n        widget.querySelectorAll('.vfaq-question').forEach(btn => {\n            btn.addEventListener('click', function() {\n                const item = this.closest('.vfaq-item');\n                const isActive = this.classList.contains('vfaq-active');\n\n                \/\/ Cerrar todos\n                items.forEach(other => {\n                    if (other !== item) closeItem(other);\n                });\n\n                \/\/ Toggle actual\n                if (isActive) closeItem(item);\n                else openItem(item);\n            });\n\n            \/\/ Accesibilidad de teclado\n            btn.addEventListener('keydown', function(e) {\n                if (e.key === 'Enter' || e.key === ' ') {\n                    e.preventDefault();\n                    this.click();\n                }\n            });\n        });\n\n        \/\/ Abrir la primera pregunta por defecto\n        if (items.length > 0) {\n            openItem(items[0]);\n        }\n    })();\n<\/script>\n","protected":false},"excerpt":{"rendered":"<p>Mi progreso financiero Este mes #tarjetas #pr\u00e9stamos #mora #ahorro #score #gastos #metas #ingresos #patrimonio 78% progreso TC PR HP AH IN SC SU SG \ud83d\udcb0 S\/ 12,400 Ahorrado Score +45 \u2191 Subiendo \ud83d\udd0d Busca tu situaci\u00f3n financiera \u2764\ufe0f +100 Recupera tu tranquilidad financiera con el acompa\u00f1amiento #1 de la Selva Central. Valora ayuda a las [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-no-title","meta":{"footnotes":""},"class_list":["post-227","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/www.valorapatrimonial.com.pe\/index.php?rest_route=\/wp\/v2\/pages\/227","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.valorapatrimonial.com.pe\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.valorapatrimonial.com.pe\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.valorapatrimonial.com.pe\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.valorapatrimonial.com.pe\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=227"}],"version-history":[{"count":9,"href":"https:\/\/www.valorapatrimonial.com.pe\/index.php?rest_route=\/wp\/v2\/pages\/227\/revisions"}],"predecessor-version":[{"id":492,"href":"https:\/\/www.valorapatrimonial.com.pe\/index.php?rest_route=\/wp\/v2\/pages\/227\/revisions\/492"}],"wp:attachment":[{"href":"https:\/\/www.valorapatrimonial.com.pe\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=227"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}