{"id":126,"date":"2026-08-05T21:32:28","date_gmt":"2026-08-05T21:32:28","guid":{"rendered":"https:\/\/www.valorapatrimonial.com.pe\/?page_id=126"},"modified":"2026-09-20T00:24:57","modified_gmt":"2026-09-20T00:24:57","slug":"erradicacion-de-deuda","status":"publish","type":"page","link":"https:\/\/www.valorapatrimonial.com.pe\/?page_id=126","title":{"rendered":"Erradicaci\u00f3n de Deuda"},"content":{"rendered":"\n<!-- Carga de Fuentes -->\n<link href=\"https:\/\/fonts.googleapis.com\/css2?family=Inter:wght@400;600;700;800&#038;display=swap\" rel=\"stylesheet\">\n\n<style>\n    \/* Contenedor Aislado - Erradicaci\u00f3n De Deuda *\/\n    #vperch-deuda {\n        --vpd-navy: #0b1f3a;\n        --vpd-blue: #1a4f8a;\n        --vpd-blue-light: #dbeafe;\n        --vpd-charcoal: #4b5563;\n        --vpd-white: #ffffff;\n        --vpd-off-white: #f8fafc;\n        --vpd-gray-100: #f1f5f9;\n        --vpd-gray-200: #e2e8f0;\n        --vpd-green: #16a34a;\n        --vpd-green-bg: #dcfce7;\n        --vpd-orange: #f59e0b;\n        --vpd-red: #dc2626;\n        --vpd-shadow-sm: 0 4px 12px rgba(11, 31, 58, 0.06);\n        --vpd-shadow-md: 0 10px 24px rgba(11, 31, 58, 0.12);\n        --vpd-shadow-lg: 0 20px 40px rgba(11, 31, 58, 0.16);\n        --vpd-radius-sm: 8px;\n        --vpd-radius-md: 12px;\n        --vpd-radius-lg: 18px;\n        --vpd-transition: 0.3s ease;\n\n        font-family: \"Inter\", system-ui, -apple-system, \"Segoe UI\", Roboto, Helvetica, Arial, sans-serif;\n        background-color: var(--vpd-white);\n        color: var(--vpd-charcoal);\n        line-height: 1.6;\n        -webkit-font-smoothing: antialiased;\n        margin: 0 auto;\n        width: 100%;\n        box-sizing: border-box;\n    }\n\n    #vperch-deuda *, #vperch-deuda *::before, #vperch-deuda *::after {\n        margin: 0;\n        padding: 0;\n        box-sizing: border-box;\n    }\n    #vperch-deuda a { text-decoration: none; box-shadow: none; }\n    #vperch-deuda h1, #vperch-deuda h2, #vperch-deuda p { margin-top: 0; background: transparent; border: none; }\n\n    #vperch-deuda .vpd-section {\n        max-width: 1200px;\n        margin: 0 auto;\n        padding: 80px 24px;\n        display: grid;\n        grid-template-columns: 1.1fr 0.9fr;\n        gap: 56px;\n        align-items: center;\n    }\n\n    \/* Dashboard *\/\n    #vperch-deuda .vpd-dashboard-wrapper {\n        position: relative;\n        width: 100%;\n        max-width: 560px;\n        aspect-ratio: 4 \/ 3.2;\n        background: linear-gradient(145deg, #dbeafe 0%, #bfdbfe 100%);\n        border-radius: var(--vpd-radius-lg);\n        padding: 20px;\n        box-shadow: var(--vpd-shadow-md);\n        animation: vpdFloat 5s ease-in-out infinite alternate;\n    }\n    @keyframes vpdFloat {\n        0% { transform: translateY(0); }\n        100% { transform: translateY(-6px); }\n    }\n\n    #vperch-deuda .vpd-calendar-card {\n        background: var(--vpd-white);\n        border-radius: var(--vpd-radius-md);\n        box-shadow: var(--vpd-shadow-lg);\n        overflow: hidden;\n        display: flex;\n        width: 100%;\n        height: 100%;\n    }\n\n    #vperch-deuda .vpd-calendar-main {\n        flex: 2;\n        padding: 14px;\n        display: flex;\n        flex-direction: column;\n    }\n\n    #vperch-deuda .vpd-calendar-header {\n        display: flex;\n        align-items: center;\n        justify-content: space-between;\n        margin-bottom: 10px;\n        flex-wrap: wrap;\n        gap: 6px;\n    }\n    #vperch-deuda .vpd-calendar-header .vpd-title {\n        font-weight: 800;\n        color: var(--vpd-navy);\n        font-size: 0.95rem;\n    }\n    #vperch-deuda .vpd-date-picker {\n        display: flex;\n        align-items: center;\n        gap: 8px;\n        font-size: 0.7rem;\n        color: var(--vpd-charcoal);\n        font-weight: 600;\n    }\n\n    #vperch-deuda .vpd-calendar-grid {\n        display: grid;\n        grid-template-columns: repeat(5, 1fr);\n        gap: 6px;\n        flex: 1;\n    }\n    #vperch-deuda .vpd-day-column {\n        background: var(--vpd-off-white);\n        border-radius: 6px;\n        padding: 5px;\n        display: flex;\n        flex-direction: column;\n        gap: 4px;\n    }\n    #vperch-deuda .vpd-day-label {\n        font-size: 0.55rem;\n        font-weight: 800;\n        color: #94a3b8;\n        text-align: center;\n        text-transform: uppercase;\n        letter-spacing: 0.05em;\n    }\n    #vperch-deuda .vpd-post-thumb {\n        width: 100%;\n        aspect-ratio: 1 \/ 1;\n        background: linear-gradient(135deg, #e0e7ff 0%, #c7d2fe 100%);\n        border-radius: 5px;\n        display: flex;\n        align-items: center;\n        justify-content: center;\n        font-size: 1.1rem;\n        position: relative;\n    }\n    #vperch-deuda .vpd-post-thumb .vpd-badge {\n        position: absolute;\n        bottom: 2px;\n        right: 2px;\n        font-size: 0.4rem;\n        font-weight: 800;\n        padding: 2px 4px;\n        border-radius: 3px;\n        color: white;\n        background: var(--vpd-green);\n        text-transform: uppercase;\n        letter-spacing: 0.03em;\n    }\n    #vperch-deuda .vpd-post-thumb .vpd-badge.vpd-pending {\n        background: var(--vpd-orange);\n        color: #ffffff;\n    }\n    #vperch-deuda .vpd-post-thumb .vpd-badge.vpd-closed {\n        background: var(--vpd-blue);\n    }\n    #vperch-deuda .vpd-post-meta {\n        font-size: 0.45rem;\n        color: #64748b;\n        text-align: center;\n        line-height: 1.2;\n        font-weight: 600;\n    }\n\n    #vperch-deuda .vpd-overview-sidebar {\n        flex: 1;\n        background: var(--vpd-gray-100);\n        padding: 14px;\n        display: flex;\n        flex-direction: column;\n        gap: 12px;\n        border-left: 1px solid var(--vpd-gray-200);\n    }\n    #vperch-deuda .vpd-overview-title {\n        font-weight: 800;\n        color: var(--vpd-navy);\n        font-size: 0.75rem;\n        text-transform: uppercase;\n        letter-spacing: 0.05em;\n    }\n    #vperch-deuda .vpd-overview-item {\n        display: flex;\n        flex-direction: column;\n        gap: 3px;\n    }\n    #vperch-deuda .vpd-overview-item .vpd-label {\n        font-size: 0.55rem;\n        color: #94a3b8;\n        font-weight: 700;\n        text-transform: uppercase;\n        letter-spacing: 0.05em;\n    }\n    #vperch-deuda .vpd-overview-item .vpd-value {\n        font-weight: 800;\n        color: var(--vpd-navy);\n        font-size: 1rem;\n        line-height: 1;\n    }\n    #vperch-deuda .vpd-overview-item .vpd-detail {\n        font-size: 0.55rem;\n        color: #64748b;\n        font-weight: 600;\n    }\n    #vperch-deuda .vpd-overview-item .vpd-positive {\n        color: var(--vpd-green);\n    }\n    #vperch-deuda .vpd-overview-item .vpd-warning {\n        color: var(--vpd-orange);\n        font-weight: 700;\n    }\n\n    #vperch-deuda .vpd-floating-icon {\n        position: absolute;\n        top: -15px;\n        right: -15px;\n        background: var(--vpd-blue);\n        width: 55px;\n        height: 55px;\n        border-radius: 50%;\n        display: flex;\n        align-items: center;\n        justify-content: center;\n        color: white;\n        font-size: 1.5rem;\n        box-shadow: var(--vpd-shadow-lg);\n        z-index: 5;\n        border: 3px solid white;\n    }\n\n    \/* Texto *\/\n    #vperch-deuda .vpd-right-col {\n        padding-left: 16px;\n    }\n    #vperch-deuda .vpd-right-col h1 {\n        font-size: clamp(1.75rem, 3.5vw, 2.75rem);\n        font-weight: 800;\n        color: var(--vpd-navy);\n        letter-spacing: -0.025em;\n        line-height: 1.15;\n        margin-bottom: 24px;\n    }\n    #vperch-deuda .vpd-right-col h1 .vpd-highlight {\n        color: var(--vpd-blue);\n        display: block;\n    }\n    #vperch-deuda .vpd-body-text {\n        font-size: 1.05rem;\n        color: var(--vpd-charcoal);\n        margin-bottom: 32px;\n        line-height: 1.7;\n        max-width: 520px;\n    }\n    #vperch-deuda .vpd-body-text strong {\n        color: var(--vpd-navy);\n        font-weight: 700;\n    }\n\n    #vperch-deuda .vpd-cta-row {\n        display: flex;\n        gap: 16px;\n        flex-wrap: wrap;\n        margin-bottom: 16px;\n    }\n    #vperch-deuda .vpd-btn {\n        padding: 14px 28px;\n        font-size: 1rem;\n        font-weight: 700;\n        font-family: inherit;\n        border-radius: var(--vpd-radius-sm);\n        cursor: pointer;\n        transition: all var(--vpd-transition);\n        display: inline-flex;\n        align-items: center;\n        gap: 8px;\n        text-align: center;\n        white-space: nowrap;\n        border: 2px solid transparent;\n    }\n    #vperch-deuda .vpd-btn-primary {\n        background-color: var(--vpd-blue);\n        color: var(--vpd-white);\n        border-color: var(--vpd-blue);\n        box-shadow: 0 4px 12px rgba(26, 79, 138, 0.25);\n    }\n    #vperch-deuda .vpd-btn-primary:hover {\n        background-color: var(--vpd-navy);\n        border-color: var(--vpd-navy);\n        box-shadow: var(--vpd-shadow-md);\n        transform: translateY(-2px);\n        color: var(--vpd-white);\n    }\n    #vperch-deuda .vpd-btn-secondary {\n        background-color: var(--vpd-white);\n        color: var(--vpd-navy);\n        border-color: var(--vpd-navy);\n    }\n    #vperch-deuda .vpd-btn-secondary:hover {\n        background-color: var(--vpd-off-white);\n        border-color: var(--vpd-blue);\n        color: var(--vpd-blue);\n    }\n    #vperch-deuda .vpd-fine-print {\n        font-size: 0.85rem;\n        color: #94a3b8;\n        font-weight: 500;\n    }\n\n    \/* Responsive *\/\n    @media (max-width: 992px) {\n        #vperch-deuda .vpd-section {\n            grid-template-columns: 1fr;\n            gap: 40px;\n            padding: 56px 20px;\n        }\n        #vperch-deuda .vpd-left-col {\n            max-width: 600px;\n            margin: 0 auto;\n        }\n        #vperch-deuda .vpd-right-col {\n            padding-left: 0;\n            text-align: center;\n        }\n        #vperch-deuda .vpd-body-text {\n            margin-left: auto;\n            margin-right: auto;\n        }\n        #vperch-deuda .vpd-cta-row {\n            justify-content: center;\n        }\n    }\n    @media (max-width: 600px) {\n        #vperch-deuda .vpd-section {\n            padding: 40px 16px;\n        }\n        #vperch-deuda .vpd-calendar-grid {\n            grid-template-columns: repeat(3, 1fr);\n            gap: 4px;\n        }\n        #vperch-deuda .vpd-dashboard-wrapper {\n            padding: 12px;\n        }\n        #vperch-deuda .vpd-floating-icon {\n            width: 45px;\n            height: 45px;\n            top: -10px;\n            right: -10px;\n            font-size: 1.2rem;\n        }\n        #vperch-deuda .vpd-cta-row {\n            flex-direction: column;\n            align-items: stretch;\n        }\n        #vperch-deuda .vpd-btn {\n            width: 100%;\n            justify-content: center;\n        }\n    }\n    @media (prefers-reduced-motion: reduce) {\n        #vperch-deuda .vpd-dashboard-wrapper { animation: none; }\n        #vperch-deuda .vpd-btn, #vperch-deuda .vpd-btn-primary:hover { transition: none; transform: none; }\n    }\n<\/style>\n\n<div id=\"vperch-deuda\">\n    <section class=\"vpd-section\" aria-label=\"Erradicaci\u00f3n De Deuda\">\n        <!-- Columna Izquierda: Dashboard Mockup -->\n        <div class=\"vpd-left-col\">\n            <div class=\"vpd-dashboard-wrapper\">\n                <div class=\"vpd-calendar-card\">\n                    <div class=\"vpd-calendar-main\">\n                        <div class=\"vpd-calendar-header\">\n                            <span class=\"vpd-title\">Plan de pagos<\/span>\n                            <div class=\"vpd-date-picker\">\n                                <span>\u276e<\/span>\n                                <span>Nov 4-8, 2026<\/span>\n                                <span>\u276f<\/span>\n                            <\/div>\n                        <\/div>\n                        <div class=\"vpd-calendar-grid\">\n                            <!-- Lun -->\n                            <div class=\"vpd-day-column\">\n                                <span class=\"vpd-day-label\">Lun 4<\/span>\n                                <div class=\"vpd-post-thumb\">\ud83c\udfe6<span class=\"vpd-badge\">Pagado<\/span><\/div>\n                                <span class=\"vpd-post-meta\">Banco 12:30PM<\/span>\n                            <\/div>\n                            <!-- Mar -->\n                            <div class=\"vpd-day-column\">\n                                <span class=\"vpd-day-label\">Mar 5<\/span>\n                                <div class=\"vpd-post-thumb\">\ud83d\udcc4<span class=\"vpd-badge vpd-pending\">Negociar<\/span><\/div>\n                                <span class=\"vpd-post-meta\">Carta 2:00PM<\/span>\n                                <div class=\"vpd-post-thumb\">\ud83d\udcb0<span class=\"vpd-badge\">Pagado<\/span><\/div>\n                                <span class=\"vpd-post-meta\">Cuota 5:15PM<\/span>\n                            <\/div>\n                            <!-- Mi\u00e9 -->\n                            <div class=\"vpd-day-column\">\n                                <span class=\"vpd-day-label\">Mi\u00e9 6<\/span>\n                                <div class=\"vpd-post-thumb\">\u2705<span class=\"vpd-badge vpd-closed\">Cerrado<\/span><\/div>\n                                <span class=\"vpd-post-meta\">Tarjeta 9:45AM<\/span>\n                            <\/div>\n                            <!-- Jue -->\n                            <div class=\"vpd-day-column\">\n                                <span class=\"vpd-day-label\">Jue 7<\/span>\n                                <div class=\"vpd-post-thumb\">\ud83d\udcca<span class=\"vpd-badge vpd-pending\">Revisar<\/span><\/div>\n                                <span class=\"vpd-post-meta\">Score 11:20AM<\/span>\n                            <\/div>\n                            <!-- Vie -->\n                            <div class=\"vpd-day-column\">\n                                <span class=\"vpd-day-label\">Vie 8<\/span>\n                                <div class=\"vpd-post-thumb\">\ud83c\udfaf<span class=\"vpd-badge\">Meta<\/span><\/div>\n                                <span class=\"vpd-post-meta\">Ahorro 4:10PM<\/span>\n                            <\/div>\n                        <\/div>\n                    <\/div>\n                    <div class=\"vpd-overview-sidebar\">\n                        <span class=\"vpd-overview-title\">Resumen<\/span>\n                        <div class=\"vpd-overview-item\">\n                            <span class=\"vpd-label\">Deudas negociadas<\/span>\n                            <span class=\"vpd-value\">4<\/span>\n                            <span class=\"vpd-detail vpd-positive\">\u25b2 2 m\u00e1s que el mes pasado<\/span>\n                        <\/div>\n                        <div class=\"vpd-overview-item\">\n                            <span class=\"vpd-label\">Cartas de no adeudo<\/span>\n                            <span class=\"vpd-value\">2<\/span>\n                            <span class=\"vpd-detail vpd-warning\">\u26a0 1 en proceso<\/span>\n                        <\/div>\n                        <div class=\"vpd-overview-item\">\n                            <span class=\"vpd-label\">Ahorro mensual<\/span>\n                            <span class=\"vpd-value\">S\/ 850<\/span>\n                            <span class=\"vpd-detail vpd-positive\">\u25b2 +15% este mes<\/span>\n                        <\/div>\n                    <\/div>\n                <\/div>\n                <div class=\"vpd-floating-icon\" aria-hidden=\"true\">\ud83d\udcb3<\/div>\n            <\/div>\n        <\/div>\n\n        <!-- Columna Derecha: Texto -->\n        <div class=\"vpd-right-col\">\n            <h1>\n                Erradicaci\u00f3n De Deuda:\n                <span class=\"vpd-highlight\">Sal de tus deudas en meses, no a\u00f1os.<\/span>\n            <\/h1>\n            <p class=\"vpd-body-text\">\n                Analizamos todas tus deudas, negociamos con tus acreedores y dise\u00f1amos un <strong>plan de pagos personalizado<\/strong> que se adapta a tus ingresos reales. Sin sorpresas, sin intereses ocultos, con acompa\u00f1amiento hasta obtener tu <strong>carta de no adeudo<\/strong>.\n            <\/p>\n            <div class=\"vpd-cta-row\">\n                <a href=\"#diagnostico\" class=\"vpd-btn vpd-btn-primary\">\n                    \ud83d\udcc5 Agendar diagn\u00f3stico\n                <\/a>\n                <a href=\"#info\" class=\"vpd-btn vpd-btn-secondary\">\n                    Ver c\u00f3mo funciona\n                <\/a>\n            <\/div>\n            <p class=\"vpd-fine-print\">\n                Diagn\u00f3stico desde S\/ 30 \u00b7 Sin compromiso \u00b7 Confidencialidad garantizada\n            <\/p>\n        <\/div>\n    <\/section>\n<\/div>\n\n\n\n<div style=\"height:27px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<!-- Carga de Fuentes -->\n<link href=\"https:\/\/fonts.googleapis.com\/css2?family=Inter:wght@400;600;700;800&#038;display=swap\" rel=\"stylesheet\">\n\n<style>\n    \/* Contenedor Aislado - Erradicaci\u00f3n De Deuda Features *\/\n    #vperch-deuda-features {\n        --vdf-navy: #0b1f3a;\n        --vdf-blue: #1a4f8a;\n        --vdf-blue-light: #dbeafe;\n        --vdf-charcoal: #4b5563;\n        --vdf-white: #ffffff;\n        --vdf-off-white: #f8fafc;\n        --vdf-gray-100: #f1f5f9;\n        --vdf-gray-200: #e2e8f0;\n        --vdf-green: #16a34a;\n        --vdf-orange: #f59e0b;\n        --vdf-red: #dc2626;\n        --vdf-shadow-sm: 0 4px 12px rgba(11, 31, 58, 0.06);\n        --vdf-shadow-md: 0 10px 24px rgba(11, 31, 58, 0.12);\n        --vdf-shadow-lg: 0 20px 40px rgba(11, 31, 58, 0.16);\n        --vdf-radius-sm: 8px;\n        --vdf-radius-md: 12px;\n        --vdf-radius-lg: 18px;\n        --vdf-transition: 0.3s cubic-bezier(0.4, 0, 0.2, 1);\n\n        font-family: \"Inter\", system-ui, -apple-system, \"Segoe UI\", Roboto, Helvetica, Arial, sans-serif;\n        background-color: var(--vdf-white);\n        color: var(--vdf-charcoal);\n        line-height: 1.6;\n        -webkit-font-smoothing: antialiased;\n        margin: 0 auto;\n        width: 100%;\n        box-sizing: border-box;\n    }\n    #vperch-deuda-features *, #vperch-deuda-features *::before, #vperch-deuda-features *::after {\n        margin: 0; padding: 0; box-sizing: border-box;\n    }\n    #vperch-deuda-features button { background: none; border: none; font-family: inherit; outline: none; cursor: pointer; }\n    #vperch-deuda-features a { text-decoration: none; box-shadow: none; }\n    #vperch-deuda-features h1, #vperch-deuda-features h2, #vperch-deuda-features p { margin-top: 0; background: transparent; border: none; }\n\n    #vperch-deuda-features .vdf-section {\n        max-width: 1200px;\n        margin: 0 auto;\n        padding: 80px 24px;\n        display: grid;\n        grid-template-columns: 0.9fr 1.1fr;\n        gap: 56px;\n        align-items: start;\n    }\n\n    \/* Header superior *\/\n    #vperch-deuda-features .vdf-top-header {\n        text-align: center;\n        max-width: 900px;\n        margin: 0 auto 48px;\n    }\n    #vperch-deuda-features .vdf-top-header h2 {\n        font-size: clamp(1.75rem, 4vw, 2.75rem);\n        font-weight: 800;\n        color: var(--vdf-navy);\n        letter-spacing: -0.025em;\n        line-height: 1.2;\n        margin-bottom: 16px;\n    }\n    #vperch-deuda-features .vdf-top-header p {\n        font-size: 1.05rem;\n        color: var(--vdf-charcoal);\n        line-height: 1.7;\n        max-width: 720px;\n        margin: 0 auto;\n    }\n\n    \/* Acorde\u00f3n izquierda *\/\n    #vperch-deuda-features .vdf-accordion { display: flex; flex-direction: column; }\n    #vperch-deuda-features .vdf-item { border-bottom: 1px solid var(--vdf-gray-200); }\n    #vperch-deuda-features .vdf-item:first-child { border-top: 1px solid var(--vdf-gray-200); }\n    #vperch-deuda-features .vdf-trigger {\n        display: flex;\n        align-items: center;\n        justify-content: space-between;\n        width: 100%;\n        padding: 22px 0;\n        text-align: left;\n        font-size: 1.05rem;\n        font-weight: 700;\n        color: var(--vdf-navy);\n        transition: color var(--vdf-transition);\n        gap: 16px;\n        line-height: 1.4;\n    }\n    #vperch-deuda-features .vdf-trigger:hover { color: var(--vdf-blue); }\n    #vperch-deuda-features .vdf-trigger.vdf-active { color: var(--vdf-blue); }\n    #vperch-deuda-features .vdf-chevron {\n        flex-shrink: 0;\n        width: 22px; height: 22px;\n        display: inline-flex; align-items: center; justify-content: center;\n        color: var(--vdf-navy);\n        transition: transform var(--vdf-transition), color var(--vdf-transition);\n    }\n    #vperch-deuda-features .vdf-trigger.vdf-active .vdf-chevron {\n        transform: rotate(180deg);\n        color: var(--vdf-blue);\n    }\n    #vperch-deuda-features .vdf-chevron svg { width: 100%; height: 100%; fill: currentColor; }\n    #vperch-deuda-features .vdf-content {\n        max-height: 0;\n        overflow: hidden;\n        transition: max-height 0.4s ease, padding 0.4s ease;\n        padding: 0;\n    }\n    #vperch-deuda-features .vdf-content.vdf-open {\n        max-height: 500px;\n        padding: 0 0 24px 0;\n    }\n    #vperch-deuda-features .vdf-content-inner {\n        font-size: 0.98rem;\n        color: var(--vdf-charcoal);\n        line-height: 1.75;\n    }\n\n    \/* Dashboard derecha *\/\n    #vperch-deuda-features .vdf-dashboard-wrapper {\n        position: relative;\n        background: linear-gradient(145deg, #dbeafe 0%, #bfdbfe 100%);\n        border-radius: var(--vdf-radius-lg);\n        padding: 20px;\n        box-shadow: var(--vdf-shadow-md);\n        animation: vdfFloat 5s ease-in-out infinite alternate;\n        min-height: 480px;\n        display: flex;\n        flex-direction: column;\n    }\n    @keyframes vdfFloat {\n        0% { transform: translateY(0); }\n        100% { transform: translateY(-6px); }\n    }\n\n    #vperch-deuda-features .vdf-sidebar {\n        display: flex;\n        align-items: center;\n        gap: 12px;\n        margin-bottom: 16px;\n    }\n    #vperch-deuda-features .vdf-logo {\n        font-weight: 800;\n        color: var(--vdf-navy);\n        font-size: 1.1rem;\n    }\n    #vperch-deuda-features .vdf-create-btn {\n        background: var(--vdf-blue);\n        color: var(--vdf-white);\n        border-radius: 20px;\n        padding: 6px 14px;\n        font-size: 0.75rem;\n        font-weight: 700;\n        white-space: nowrap;\n        transition: background-color 0.2s ease;\n    }\n    #vperch-deuda-features .vdf-create-btn:hover { background: var(--vdf-navy); }\n\n    #vperch-deuda-features .vdf-nav-tabs {\n        display: flex;\n        gap: 12px;\n        flex-wrap: wrap;\n        margin-bottom: 16px;\n    }\n    #vperch-deuda-features .vdf-nav-tab {\n        font-size: 0.7rem;\n        color: var(--vdf-charcoal);\n        padding: 3px 8px;\n        border-radius: 4px;\n        font-weight: 600;\n        transition: background-color 0.2s;\n    }\n    #vperch-deuda-features .vdf-nav-tab.vdf-active {\n        background: var(--vdf-white);\n        color: var(--vdf-blue);\n        font-weight: 800;\n    }\n\n    #vperch-deuda-features .vdf-kanban {\n        display: flex;\n        gap: 12px;\n        flex: 1;\n        min-height: 0;\n    }\n    #vperch-deuda-features .vdf-column {\n        flex: 1;\n        background: var(--vdf-white);\n        border-radius: var(--vdf-radius-md);\n        padding: 14px;\n        box-shadow: var(--vdf-shadow-sm);\n        display: flex;\n        flex-direction: column;\n        gap: 10px;\n        min-width: 0;\n    }\n    #vperch-deuda-features .vdf-column-title {\n        font-weight: 800;\n        color: var(--vdf-navy);\n        font-size: 0.8rem;\n        margin-bottom: 4px;\n        display: flex;\n        align-items: center;\n        justify-content: space-between;\n    }\n    #vperch-deuda-features .vdf-column-count {\n        background: var(--vdf-gray-100);\n        color: var(--vdf-charcoal);\n        font-size: 0.6rem;\n        font-weight: 800;\n        padding: 2px 6px;\n        border-radius: 999px;\n    }\n    #vperch-deuda-features .vdf-card {\n        background: var(--vdf-off-white);\n        border-radius: 8px;\n        padding: 10px;\n        font-size: 0.7rem;\n        color: var(--vdf-charcoal);\n        line-height: 1.4;\n        border-left: 3px solid var(--vdf-blue);\n    }\n    #vperch-deuda-features .vdf-card.vdf-card-green { border-left-color: var(--vdf-green); }\n    #vperch-deuda-features .vdf-card.vdf-card-orange { border-left-color: var(--vdf-orange); }\n    #vperch-deuda-features .vdf-card strong { color: var(--vdf-navy); display: block; margin-bottom: 3px; font-size: 0.75rem; }\n    #vperch-deuda-features .vdf-card .vdf-meta { font-size: 0.6rem; color: #94a3b8; font-weight: 600; margin-top: 4px; }\n    #vperch-deuda-features .vdf-card .vdf-tag {\n        display: inline-block;\n        background: var(--vdf-green);\n        color: white;\n        font-size: 0.55rem;\n        font-weight: 800;\n        padding: 2px 6px;\n        border-radius: 3px;\n        text-transform: uppercase;\n        letter-spacing: 0.05em;\n        margin-top: 4px;\n    }\n    #vperch-deuda-features .vdf-card .vdf-tag.vdf-tag-orange { background: var(--vdf-orange); }\n\n    #vperch-deuda-features .vdf-input-widget {\n        background: var(--vdf-white);\n        border-radius: var(--vdf-radius-sm);\n        padding: 10px 14px;\n        display: flex;\n        align-items: center;\n        gap: 10px;\n        margin-top: 14px;\n        box-shadow: var(--vdf-shadow-sm);\n        font-size: 0.78rem;\n        color: var(--vdf-charcoal);\n        font-weight: 600;\n    }\n    #vperch-deuda-features .vdf-input-widget .vdf-input-label {\n        color: #94a3b8;\n        font-weight: 600;\n    }\n    #vperch-deuda-features .vdf-input-widget .vdf-input-text {\n        flex: 1;\n        color: var(--vdf-navy);\n    }\n\n    \/* Responsive *\/\n    @media (max-width: 992px) {\n        #vperch-deuda-features .vdf-section {\n            grid-template-columns: 1fr;\n            gap: 40px;\n            padding: 56px 20px;\n        }\n        #vperch-deuda-features .vdf-dashboard-wrapper {\n            max-width: 600px;\n            margin: 0 auto;\n        }\n    }\n    @media (max-width: 600px) {\n        #vperch-deuda-features .vdf-section { padding: 40px 16px; }\n        #vperch-deuda-features .vdf-kanban { flex-direction: column; }\n        #vperch-deuda-features .vdf-trigger { font-size: 0.95rem; padding: 18px 0; }\n    }\n    @media (prefers-reduced-motion: reduce) {\n        #vperch-deuda-features .vdf-dashboard-wrapper { animation: none; }\n    }\n<\/style>\n\n<div id=\"vperch-deuda-features\">\n    <!-- Header superior -->\n    <div style=\"max-width:1200px;margin:0 auto;padding:80px 24px 0;\">\n        <div class=\"vdf-top-header\">\n            <h2>Descubre lo que vale la pena organizar<\/h2>\n            <p>Analiza tu situaci\u00f3n, ordena tus deudas y toma el control de tus finanzas en un solo lugar.<\/p>\n        <\/div>\n    <\/div>\n\n    <section class=\"vdf-section\" aria-label=\"Erradicaci\u00f3n De Deuda - Features\">\n        <!-- Acorde\u00f3n izquierda -->\n        <div class=\"vdf-accordion\" id=\"vdfAccordion\">\n            <div class=\"vdf-item\">\n                <button class=\"vdf-trigger\" aria-expanded=\"false\">\n                    <span>Diagnostica todas tus deudas en minutos<\/span>\n                    <span class=\"vdf-chevron\" aria-hidden=\"true\"><svg viewBox=\"0 0 24 24\"><path d=\"M7.41 8.59L12 13.17l4.59-4.58L18 10l-6 6-6-6 1.41-1.41z\"\/><\/svg><\/span>\n                <\/button>\n                <div class=\"vdf-content\">\n                    <div class=\"vdf-content-inner\">\n                        Ingresa tus deudas activas (tarjetas, pr\u00e9stamos, cr\u00e9ditos por app) y obt\u00e9n un panorama completo de cu\u00e1nto debes, a qui\u00e9n y con qu\u00e9 intereses. Sin letras chiquitas.\n                    <\/div>\n                <\/div>\n            <\/div>\n\n            <div class=\"vdf-item\">\n                <button class=\"vdf-trigger\" aria-expanded=\"false\">\n                    <span>Planifica pagos realistas mes a mes<\/span>\n                    <span class=\"vdf-chevron\" aria-hidden=\"true\"><svg viewBox=\"0 0 24 24\"><path d=\"M7.41 8.59L12 13.17l4.59-4.58L18 10l-6 6-6-6 1.41-1.41z\"\/><\/svg><\/span>\n                <\/button>\n                <div class=\"vdf-content\">\n                    <div class=\"vdf-content-inner\">\n                        Dise\u00f1amos un plan de pagos ajustado a tus ingresos reales. Priorizamos deudas por tasa de inter\u00e9s, plazos y urgencia, para que salgas lo antes posible sin sacrificar tu calidad de vida.\n                    <\/div>\n                <\/div>\n            <\/div>\n\n            <div class=\"vdf-item\">\n                <button class=\"vdf-trigger\" aria-expanded=\"false\">\n                    <span>Negocia con acreedores y elimina moras<\/span>\n                    <span class=\"vdf-chevron\" aria-hidden=\"true\"><svg viewBox=\"0 0 24 24\"><path d=\"M7.41 8.59L12 13.17l4.59-4.58L18 10l-6 6-6-6 1.41-1.41z\"\/><\/svg><\/span>\n                <\/button>\n                <div class=\"vdf-content\">\n                    <div class=\"vdf-content-inner\">\n                        Nuestro equipo negocia directamente con bancos, financieras y casas de cobranza. Buscamos condonaciones de intereses, fraccionamientos y quitas para reducir tu deuda total en hasta un 40%.\n                    <\/div>\n                <\/div>\n            <\/div>\n\n            <div class=\"vdf-item\">\n                <button class=\"vdf-trigger\" aria-expanded=\"false\">\n                    <span>Obt\u00e9n tu carta de no adeudo y cierra el ciclo<\/span>\n                    <span class=\"vdf-chevron\" aria-hidden=\"true\"><svg viewBox=\"0 0 24 24\"><path d=\"M7.41 8.59L12 13.17l4.59-4.58L18 10l-6 6-6-6 1.41-1.41z\"\/><\/svg><\/span>\n                <\/button>\n                <div class=\"vdf-content\">\n                    <div class=\"vdf-content-inner\">\n                        No te dejamos hasta que tengas tu carta de no adeudo en la mano. Te acompa\u00f1amos en cada tr\u00e1mite, verificamos que todo est\u00e9 en orden y celebramos contigo el cierre del ciclo.\n                    <\/div>\n                <\/div>\n            <\/div>\n        <\/div>\n\n        <!-- Dashboard derecha -->\n        <div class=\"vdf-dashboard-wrapper\">\n            <div class=\"vdf-sidebar\">\n                <span class=\"vdf-logo\">Erradicaci\u00f3n<\/span>\n                <button class=\"vdf-create-btn\" type=\"button\">+ Registrar deuda<\/button>\n            <\/div>\n            <div class=\"vdf-nav-tabs\">\n                <span class=\"vdf-nav-tab vdf-active\">Panel<\/span>\n                <span class=\"vdf-nav-tab\">Calendario<\/span>\n                <span class=\"vdf-nav-tab\">Deudas<\/span>\n                <span class=\"vdf-nav-tab\">Negociaciones<\/span>\n                <span class=\"vdf-nav-tab\">Cartas<\/span>\n            <\/div>\n\n            <div class=\"vdf-kanban\">\n                <!-- Columna 1 -->\n                <div class=\"vdf-column\">\n                    <div class=\"vdf-column-title\">\n                        Por negociar\n                        <span class=\"vdf-column-count\">4<\/span>\n                    <\/div>\n                    <div class=\"vdf-card\">\n                        <strong>Tarjeta BCP<\/strong>\n                        S\/ 4,200 \u00b7 42% TEA\n                        <div class=\"vdf-meta\">Vence en 12 d\u00edas<\/div>\n                    <\/div>\n                    <div class=\"vdf-card\">\n                        <strong>Pr\u00e9stamo personal<\/strong>\n                        S\/ 8,500 \u00b7 28% TEA\n                        <div class=\"vdf-meta\">Vence en 25 d\u00edas<\/div>\n                    <\/div>\n                <\/div>\n\n                <!-- Columna 2 -->\n                <div class=\"vdf-column\">\n                    <div class=\"vdf-column-title\">\n                        En negociaci\u00f3n\n                        <span class=\"vdf-column-count\">3<\/span>\n                    <\/div>\n                    <div class=\"vdf-card vdf-card-orange\">\n                        <strong>Cr\u00e9dito por app<\/strong>\n                        S\/ 1,800 \u00b7 120% TEA\n                        <div class=\"vdf-meta\">Propuesta enviada<\/div>\n                        <span class=\"vdf-tag vdf-tag-orange\">En revisi\u00f3n<\/span>\n                    <\/div>\n                <\/div>\n\n                <!-- Columna 3 -->\n                <div class=\"vdf-column\">\n                    <div class=\"vdf-column-title\">\n                        Cerrado \u2713\n                        <span class=\"vdf-column-count\">5<\/span>\n                    <\/div>\n                    <div class=\"vdf-card vdf-card-green\">\n                        <strong>Interbank<\/strong>\n                        Carta de no adeudo recibida\n                        <span class=\"vdf-tag\">\u2713 Cerrado<\/span>\n                    <\/div>\n                <\/div>\n            <\/div>\n\n            <div class=\"vdf-input-widget\">\n                <span class=\"vdf-input-label\">Total deuda:<\/span>\n                <span class=\"vdf-input-text\">S\/ 14,500 \u2192 ahora S\/ 8,900 (38% menos)<\/span>\n            <\/div>\n        <\/div>\n    <\/section>\n<\/div>\n\n<script>\n    (function() {\n        const widget = document.getElementById('vperch-deuda-features');\n        if (!widget) return;\n\n        const items = widget.querySelectorAll('.vdf-item');\n\n        function closeItem(item) {\n            const btn = item.querySelector('.vdf-trigger');\n            const content = item.querySelector('.vdf-content');\n            btn.classList.remove('vdf-active');\n            btn.setAttribute('aria-expanded', 'false');\n            content.classList.remove('vdf-open');\n        }\n\n        function openItem(item) {\n            const btn = item.querySelector('.vdf-trigger');\n            const content = item.querySelector('.vdf-content');\n            btn.classList.add('vdf-active');\n            btn.setAttribute('aria-expanded', 'true');\n            content.classList.add('vdf-open');\n        }\n\n        widget.querySelectorAll('.vdf-trigger').forEach(btn => {\n            btn.addEventListener('click', function() {\n                const item = this.closest('.vdf-item');\n                const isActive = this.classList.contains('vdf-active');\n                items.forEach(other => { if (other !== item) closeItem(other); });\n                if (isActive) closeItem(item);\n                else openItem(item);\n            });\n            btn.addEventListener('keydown', function(e) {\n                if (e.key === 'Enter' || e.key === ' ') { e.preventDefault(); this.click(); }\n            });\n        });\n    })();\n<\/script>\n\n\n\n<div style=\"height:24px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<!-- Carga de Fuentes -->\n<link href=\"https:\/\/fonts.googleapis.com\/css2?family=Inter:wght@400;600;700;800&#038;display=swap\" rel=\"stylesheet\">\n\n<style>\n    \/* Contenedor Aislado - Erradicaci\u00f3n De Deuda Planner *\/\n    #vdf-planner {\n        --vdp-navy: #0b1f3a;\n        --vdp-blue: #1a4f8a;\n        --vdp-blue-light: #dbeafe;\n        --vdp-charcoal: #4b5563;\n        --vdp-white: #ffffff;\n        --vdp-off-white: #f8fafc;\n        --vdp-gray-100: #f1f5f9;\n        --vdp-gray-200: #e2e8f0;\n        --vdp-green-light: #d1fae5;\n        --vdp-green-mid: #6ee7b7;\n        --vdp-green-dark: #059669;\n        --vdp-orange: #f59e0b;\n        --vdp-shadow-sm: 0 4px 12px rgba(11, 31, 58, 0.06);\n        --vdp-shadow-md: 0 10px 24px rgba(11, 31, 58, 0.12);\n        --vdp-shadow-lg: 0 20px 40px rgba(11, 31, 58, 0.16);\n        --vdp-radius-sm: 8px;\n        --vdp-radius-md: 12px;\n        --vdp-radius-lg: 18px;\n        --vdp-transition: 0.3s ease;\n\n        font-family: \"Inter\", system-ui, -apple-system, \"Segoe UI\", Roboto, Helvetica, Arial, sans-serif;\n        background-color: var(--vdp-white);\n        color: var(--vdp-charcoal);\n        line-height: 1.6;\n        -webkit-font-smoothing: antialiased;\n        margin: 0 auto;\n        width: 100%;\n        box-sizing: border-box;\n    }\n    #vdf-planner *, #vdf-planner *::before, #vdf-planner *::after {\n        margin: 0; padding: 0; box-sizing: border-box;\n    }\n    #vdf-planner h1, #vdf-planner h2, #vdf-planner p { margin-top: 0; background: transparent; border: none; }\n    #vdf-planner button { font-family: inherit; background: none; border: none; cursor: pointer; outline: none; }\n\n    #vdf-planner .vdp-section {\n        max-width: 1200px;\n        margin: 0 auto;\n        padding: 80px 24px;\n        display: flex;\n        flex-direction: column;\n        gap: 80px;\n    }\n    #vdf-planner .vdp-header {\n        text-align: center;\n        max-width: 900px;\n        margin: 0 auto;\n    }\n    #vdf-planner .vdp-header h2 {\n        font-size: clamp(1.75rem, 4vw, 2.75rem);\n        font-weight: 800;\n        color: var(--vdp-navy);\n        letter-spacing: -0.025em;\n        line-height: 1.2;\n        margin-bottom: 16px;\n    }\n    #vdf-planner .vdp-header p {\n        font-size: 1.05rem;\n        color: var(--vdp-charcoal);\n        line-height: 1.7;\n        max-width: 720px;\n        margin: 0 auto;\n    }\n\n    #vdf-planner .vdp-row {\n        display: grid;\n        grid-template-columns: 1fr 1fr;\n        gap: 56px;\n        align-items: center;\n    }\n    #vdf-planner .vdp-row-reverse { direction: rtl; }\n    #vdf-planner .vdp-row-reverse > * { direction: ltr; }\n\n    #vdf-planner .vdp-text h3 {\n        font-size: clamp(1.4rem, 2.5vw, 1.85rem);\n        font-weight: 800;\n        color: var(--vdp-navy);\n        letter-spacing: -0.02em;\n        line-height: 1.25;\n        margin-bottom: 16px;\n    }\n    #vdf-planner .vdp-text p {\n        font-size: 1.05rem;\n        color: var(--vdp-charcoal);\n        line-height: 1.7;\n    }\n\n    #vdf-planner .vdp-visual {\n        position: relative;\n        background: linear-gradient(145deg, var(--vdp-blue-light) 0%, #bfdbfe 100%);\n        border-radius: var(--vdp-radius-lg);\n        padding: 24px;\n        min-height: 400px;\n        display: flex;\n        align-items: center;\n        justify-content: center;\n        box-shadow: var(--vdp-shadow-md);\n        overflow: hidden;\n    }\n\n    @keyframes vdpFloat {\n        0% { transform: translateY(0); }\n        100% { transform: translateY(-8px); }\n    }\n\n    \/* Heatmap *\/\n    #vdf-planner .vdp-heatmap-card {\n        background: var(--vdp-white);\n        border-radius: var(--vdp-radius-md);\n        box-shadow: var(--vdp-shadow-lg);\n        padding: 16px;\n        width: 100%;\n        max-width: 380px;\n        position: relative;\n        z-index: 2;\n        animation: vdpFloat 5s ease-in-out infinite alternate;\n    }\n    #vdf-planner .vdp-heatmap-title {\n        font-weight: 800;\n        color: var(--vdp-navy);\n        margin-bottom: 12px;\n        font-size: 0.85rem;\n    }\n    #vdf-planner .vdp-heatmap-grid {\n        display: grid;\n        grid-template-columns: 40px repeat(6, 1fr);\n        gap: 3px;\n    }\n    #vdf-planner .vdp-label {\n        font-size: 0.55rem;\n        color: #94a3b8;\n        font-weight: 700;\n        display: flex;\n        align-items: center;\n    }\n    #vdf-planner .vdp-cell {\n        aspect-ratio: 1;\n        background: var(--vdp-green-light);\n        border-radius: 2px;\n    }\n    #vdf-planner .vdp-cell.vdp-high { background: var(--vdp-green-dark); }\n    #vdf-planner .vdp-cell.vdp-medium { background: var(--vdp-green-mid); }\n    #vdf-planner .vdp-cell.vdp-low { background: var(--vdp-green-light); }\n\n    \/* Best time card *\/\n    #vdf-planner .vdp-best-time {\n        position: absolute;\n        top: 10%;\n        right: -15px;\n        background: var(--vdp-white);\n        border-radius: var(--vdp-radius-md);\n        box-shadow: var(--vdp-shadow-lg);\n        padding: 14px 16px;\n        z-index: 5;\n        width: 180px;\n        animation: vdpFloat 4s ease-in-out infinite alternate;\n    }\n    #vdf-planner .vdp-best-time .vdp-best-title {\n        font-weight: 800;\n        color: var(--vdp-navy);\n        margin-bottom: 8px;\n        font-size: 0.8rem;\n    }\n    #vdf-planner .vdp-best-time ul {\n        list-style: none;\n        padding: 0;\n        display: flex;\n        flex-direction: column;\n        gap: 6px;\n    }\n    #vdf-planner .vdp-best-time li {\n        font-size: 0.72rem;\n        color: var(--vdp-charcoal);\n        font-weight: 600;\n        cursor: pointer;\n        transition: color 0.2s;\n    }\n    #vdf-planner .vdp-best-time li:hover { color: var(--vdp-blue); }\n\n    \/* Schedule card *\/\n    #vdf-planner .vdp-schedule {\n        position: absolute;\n        bottom: 10%;\n        right: 10%;\n        background: var(--vdp-white);\n        border-radius: var(--vdp-radius-sm);\n        box-shadow: var(--vdp-shadow-md);\n        padding: 10px 14px;\n        z-index: 5;\n        display: flex;\n        align-items: center;\n        gap: 10px;\n        animation: vdpFloat 4s ease-in-out infinite alternate-reverse;\n    }\n    #vdf-planner .vdp-schedule .vdp-check {\n        color: var(--vdp-green-dark);\n        font-weight: 800;\n        font-size: 1.2rem;\n    }\n    #vdf-planner .vdp-schedule .vdp-info {\n        font-size: 0.72rem;\n        color: var(--vdp-charcoal);\n        font-weight: 600;\n    }\n    #vdf-planner .vdp-schedule .vdp-info .vdp-bold {\n        font-weight: 800;\n        color: var(--vdp-navy);\n        display: block;\n        font-size: 0.78rem;\n    }\n    #vdf-planner .vdp-schedule .vdp-link {\n        color: var(--vdp-blue);\n        text-decoration: underline;\n        font-size: 0.65rem;\n        font-weight: 700;\n        cursor: pointer;\n    }\n\n    \/* Design card *\/\n    #vdf-planner .vdp-design-card {\n        background: var(--vdp-white);\n        border-radius: var(--vdp-radius-md);\n        box-shadow: var(--vdp-shadow-lg);\n        padding: 16px;\n        width: 100%;\n        max-width: 420px;\n        position: relative;\n        z-index: 2;\n        animation: vdpFloat 5s ease-in-out infinite alternate;\n    }\n    #vdf-planner .vdp-free-badge {\n        display: inline-block;\n        background: var(--vdp-white);\n        border-radius: 50px;\n        box-shadow: var(--vdp-shadow-sm);\n        padding: 4px 12px;\n        font-size: 0.72rem;\n        font-weight: 800;\n        color: var(--vdp-navy);\n        margin-bottom: 12px;\n    }\n    #vdf-planner .vdp-apps {\n        display: flex;\n        gap: 12px;\n        margin-bottom: 16px;\n        align-items: center;\n    }\n    #vdf-planner .vdp-app {\n        width: 36px;\n        height: 36px;\n        border-radius: 50%;\n        display: flex;\n        align-items: center;\n        justify-content: center;\n        font-weight: 800;\n        font-size: 1rem;\n        box-shadow: var(--vdp-shadow-sm);\n        cursor: pointer;\n    }\n    #vdf-planner .vdp-app.vdp-app-blue { background: var(--vdp-blue); color: white; }\n    #vdf-planner .vdp-app.vdp-app-green { background: var(--vdp-green-dark); color: white; }\n    #vdf-planner .vdp-app.vdp-app-dark { background: #333; color: white; }\n\n    #vdf-planner .vdp-search-box {\n        background: var(--vdp-off-white);\n        border-radius: var(--vdp-radius-sm);\n        padding: 10px;\n        margin-bottom: 8px;\n    }\n    #vdf-planner .vdp-search-input {\n        background: var(--vdp-white);\n        border: 1px solid var(--vdp-gray-200);\n        border-radius: 4px;\n        padding: 6px 10px;\n        font-size: 0.72rem;\n        color: #94a3b8;\n        margin-bottom: 8px;\n    }\n    #vdf-planner .vdp-template-list {\n        list-style: none;\n        padding: 0;\n        display: flex;\n        flex-direction: column;\n        gap: 4px;\n    }\n    #vdf-planner .vdp-template-list li {\n        font-size: 0.68rem;\n        color: var(--vdp-charcoal);\n        padding: 3px 0;\n        font-weight: 600;\n    }\n\n    #vdf-planner .vdp-preview {\n        background: var(--vdp-white);\n        border-radius: var(--vdp-radius-sm);\n        box-shadow: var(--vdp-shadow-md);\n        padding: 10px;\n        display: flex;\n        gap: 10px;\n        align-items: center;\n        position: absolute;\n        right: -10px;\n        top: 40%;\n        width: 180px;\n        animation: vdpFloat 4s ease-in-out infinite alternate-reverse;\n    }\n    #vdf-planner .vdp-preview .vdp-preview-img {\n        width: 50px;\n        height: 50px;\n        background: linear-gradient(135deg, var(--vdp-blue), var(--vdp-navy));\n        border-radius: 6px;\n        display: flex;\n        align-items: center;\n        justify-content: center;\n        font-size: 1.5rem;\n        flex-shrink: 0;\n    }\n    #vdf-planner .vdp-preview .vdp-preview-text {\n        font-size: 0.6rem;\n        color: var(--vdp-charcoal);\n        line-height: 1.3;\n    }\n    #vdf-planner .vdp-preview .vdp-preview-text strong {\n        display: block;\n        color: var(--vdp-navy);\n        font-size: 0.68rem;\n        margin-bottom: 3px;\n    }\n    #vdf-planner .vdp-preview .vdp-preview-tag {\n        background: var(--vdp-green-dark);\n        color: white;\n        font-size: 0.5rem;\n        padding: 1px 5px;\n        border-radius: 3px;\n        font-weight: 800;\n        display: inline-block;\n        margin-top: 3px;\n    }\n\n    @media (max-width: 992px) {\n        #vdf-planner .vdp-row {\n            grid-template-columns: 1fr;\n            gap: 40px;\n        }\n        #vdf-planner .vdp-row-reverse { direction: ltr; }\n        #vdf-planner .vdp-visual { max-width: 600px; margin: 0 auto; }\n    }\n    @media (max-width: 600px) {\n        #vdf-planner .vdp-section { padding: 48px 16px; gap: 56px; }\n        #vdf-planner .vdp-visual { padding: 16px; min-height: 340px; }\n        #vdf-planner .vdp-heatmap-grid { grid-template-columns: 30px repeat(5, 1fr); }\n        #vdf-planner .vdp-best-time { right: 0; width: 150px; padding: 10px; }\n        #vdf-planner .vdp-preview { width: 140px; right: 0; }\n    }\n    @media (prefers-reduced-motion: reduce) {\n        #vdf-planner .vdp-heatmap-card,\n        #vdf-planner .vdp-best-time,\n        #vdf-planner .vdp-schedule,\n        #vdf-planner .vdp-design-card,\n        #vdf-planner .vdp-preview { animation: none; }\n    }\n<\/style>\n\n<div id=\"vdf-planner\">\n    <section class=\"vdp-section\" aria-label=\"Erradicaci\u00f3n De Deuda - Planner\">\n\n        <!-- Header -->\n        <div class=\"vdp-header\">\n            <h2>Planifica, organiza y paga, todo en un solo lugar.<\/h2>\n            <p>Analiza tus deudas, dise\u00f1a tu plan de pagos y automatiza el seguimiento. Valora combina diagn\u00f3stico, negociaci\u00f3n y educaci\u00f3n financiera en un solo acompa\u00f1amiento.<\/p>\n        <\/div>\n\n        <!-- Row 1: Heatmap -->\n        <div class=\"vdp-row\">\n            <div class=\"vdp-text\">\n                <h3>Aumenta tu tranquilidad pagando en el momento adecuado.<\/h3>\n                <p>Descubre los meses del a\u00f1o en los que tu flujo de caja est\u00e1 m\u00e1s holgado y programa tus cuotas para esas fechas. Consulta nuestros mapas de calor que muestran tu mejor momento para pagar y evita moras innecesarias.<\/p>\n            <\/div>\n            <div class=\"vdp-visual\">\n                <div class=\"vdp-heatmap-card\">\n                    <div class=\"vdp-heatmap-title\">Promedio de ingresos por mes<\/div>\n                    <div class=\"vdp-heatmap-grid\">\n                        <div class=\"vdp-label\"><\/div>\n                        <div class=\"vdp-label\">Ene<\/div>\n                        <div class=\"vdp-label\">Mar<\/div>\n                        <div class=\"vdp-label\">May<\/div>\n                        <div class=\"vdp-label\">Jul<\/div>\n                        <div class=\"vdp-label\">Sep<\/div>\n                        <div class=\"vdp-label\">Nov<\/div>\n\n                        <div class=\"vdp-label\">Sem 1<\/div>\n                        <div class=\"vdp-cell vdp-low\"><\/div><div class=\"vdp-cell vdp-low\"><\/div><div class=\"vdp-cell vdp-medium\"><\/div><div class=\"vdp-cell vdp-high\"><\/div><div class=\"vdp-cell vdp-medium\"><\/div><div class=\"vdp-cell vdp-high\"><\/div>\n                        <div class=\"vdp-label\">Sem 2<\/div>\n                        <div class=\"vdp-cell vdp-low\"><\/div><div class=\"vdp-cell vdp-medium\"><\/div><div class=\"vdp-cell vdp-high\"><\/div><div class=\"vdp-cell vdp-high\"><\/div><div class=\"vdp-cell vdp-medium\"><\/div><div class=\"vdp-cell vdp-high\"><\/div>\n                        <div class=\"vdp-label\">Sem 3<\/div>\n                        <div class=\"vdp-cell vdp-low\"><\/div><div class=\"vdp-cell vdp-low\"><\/div><div class=\"vdp-cell vdp-medium\"><\/div><div class=\"vdp-cell vdp-medium\"><\/div><div class=\"vdp-cell vdp-low\"><\/div><div class=\"vdp-cell vdp-medium\"><\/div>\n                        <div class=\"vdp-label\">Sem 4<\/div>\n                        <div class=\"vdp-cell vdp-low\"><\/div><div class=\"vdp-cell vdp-low\"><\/div><div class=\"vdp-cell vdp-low\"><\/div><div class=\"vdp-cell vdp-medium\"><\/div><div class=\"vdp-cell vdp-low\"><\/div><div class=\"vdp-cell vdp-low\"><\/div>\n                    <\/div>\n                <\/div>\n                <div class=\"vdp-best-time\">\n                    <div class=\"vdp-best-title\">Mejor momento para pagar<\/div>\n                    <ul>\n                        <li>Reducir intereses<\/li>\n                        <li>Evitar moras<\/li>\n                        <li>Priorizar deudas<\/li>\n                        <li>Mejorar score<\/li>\n                    <\/ul>\n                <\/div>\n                <div class=\"vdp-schedule\">\n                    <span class=\"vdp-check\">\u2713<\/span>\n                    <div class=\"vdp-info\">\n                        <span class=\"vdp-bold\">15 de mayo @ 10:00<\/span>\n                        <span>Ingreso proyectado alto<\/span>\n                    <\/div>\n                    <span class=\"vdp-link\">Programar pago<\/span>\n                <\/div>\n            <\/div>\n        <\/div>\n\n        <!-- Row 2: Design card -->\n        <div class=\"vdp-row vdp-row-reverse\">\n            <div class=\"vdp-text\">\n                <h3>Planifica y organiza tus pagos en segundos.<\/h3>\n                <p>Accede a plantillas de presupuesto, control de gastos y cartas de negociaci\u00f3n con tus acreedores. Genera autom\u00e1ticamente las cartas seg\u00fan tu situaci\u00f3n y adjunta todos los documentos en un solo lugar.<\/p>\n            <\/div>\n            <div class=\"vdp-visual\">\n                <div class=\"vdp-design-card\">\n                    <span class=\"vdp-free-badge\">\ud83d\udcc4 Plantillas incluidas<\/span>\n                    <div class=\"vdp-apps\">\n                        <span class=\"vdp-app vdp-app-blue\">\ud83d\udcb3<\/span>\n                        <span class=\"vdp-app vdp-app-green\">\ud83d\udcca<\/span>\n                        <span class=\"vdp-app vdp-app-dark\">+<\/span>\n                    <\/div>\n                    <div class=\"vdp-search-box\">\n                        <div class=\"vdp-search-input\">Buscar plantilla&#8230;<\/div>\n                        <ul class=\"vdp-template-list\">\n                            <li>\ud83d\udccb Presupuesto familiar mensual<\/li>\n                            <li>\ud83d\udcc4 Carta de negociaci\u00f3n bancaria<\/li>\n                            <li>\ud83d\udcb0 Control de pagos por acreedor<\/li>\n                            <li>\ud83d\udcca Reporte de progreso mensual<\/li>\n                        <\/ul>\n                    <\/div>\n                <\/div>\n                <div class=\"vdp-preview\">\n                    <div class=\"vdp-preview-img\">\ud83d\udcb0<\/div>\n                    <div class=\"vdp-preview-text\">\n                        <strong>Deuda reducida<\/strong>\n                        S\/ 14,500 \u2192 S\/ 8,900\n                        <span class=\"vdp-preview-tag\">-38%<\/span>\n                    <\/div>\n                <\/div>\n            <\/div>\n        <\/div>\n\n    <\/section>\n<\/div>\n\n\n\n<div style=\"height:33px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<!-- Carga de Fuentes -->\n<link href=\"https:\/\/fonts.googleapis.com\/css2?family=Inter:wght@400;600;700;800&#038;display=swap\" rel=\"stylesheet\">\n\n<style>\n    \/* Contenedor Aislado - Erradicaci\u00f3n De Deuda FAQ *\/\n    #vdfq-widget {\n        --vdfq-navy: #0b1f3a;\n        --vdfq-blue: #1a4f8a;\n        --vdfq-charcoal: #4b5563;\n        --vdfq-white: #ffffff;\n        --vdfq-light-gray: #e2e8f0;\n        --vdfq-transition: 0.3s cubic-bezier(0.4, 0, 0.2, 1);\n\n        font-family: \"Inter\", system-ui, -apple-system, \"Segoe UI\", Roboto, Helvetica, Arial, sans-serif;\n        background-color: var(--vdfq-white);\n        color: var(--vdfq-charcoal);\n        line-height: 1.6;\n        -webkit-font-smoothing: antialiased;\n        margin: 0 auto;\n        width: 100%;\n        box-sizing: border-box;\n    }\n    #vdfq-widget *, #vdfq-widget *::before, #vdfq-widget *::after {\n        margin: 0; 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Incluye diagn\u00f3stico financiero, negociaci\u00f3n directa con tus acreedores, dise\u00f1o de un plan de pagos personalizado y acompa\u00f1amiento hasta obtener tu <strong>carta de no adeudo<\/strong>.\"\n            },\n            {\n                question: \"\u00bfCu\u00e1nto cuesta el diagn\u00f3stico inicial?\",\n                answer: \"El diagn\u00f3stico tiene un costo \u00fanico de <strong>S\/ 30<\/strong> y es el punto de partida. Analizamos tu reporte crediticio, todas tus deudas activas y tu capacidad de pago real para dise\u00f1ar un plan concreto.\"\n            },\n            {\n                question: \"\u00bfRealmente pueden negociar con mis acreedores?\",\n                answer: \"S\u00ed. Negociamos directamente con bancos, financieras, casas de cobranza y cualquier acreedor formal. Buscamos <strong>condonaciones de intereses, fraccionamientos y quitas<\/strong> que pueden reducir tu deuda total en hasta un 40%.\"\n            },\n            {\n                question: \"\u00bfQu\u00e9 es una carta de no adeudo y por qu\u00e9 importa?\",\n                answer: \"Es el documento oficial que certifica que <strong>ya no tienes deuda<\/strong> con un acreedor espec\u00edfico. Sin \u00e9l, tu historial sigue manchado. Con \u00e9l, puedes empezar a reconstruir tu historial crediticio.\"\n            },\n            {\n                question: \"\u00bfCu\u00e1nto tiempo tardo en salir de deudas?\",\n                answer: \"Depende del monto y n\u00famero de acreedores. El promedio de nuestros clientes obtiene su carta de no adeudo en <strong>12 a 18 meses<\/strong>. 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