{"id":123,"date":"2026-08-05T21:30:58","date_gmt":"2026-08-05T21:30:58","guid":{"rendered":"https:\/\/www.valorapatrimonial.com.pe\/?page_id=123"},"modified":"2026-09-20T00:25:40","modified_gmt":"2026-09-20T00:25:40","slug":"rehabilitacion-crediticia","status":"publish","type":"page","link":"https:\/\/www.valorapatrimonial.com.pe\/?page_id=123","title":{"rendered":"Rehabilitaci\u00f3n Crediticia"},"content":{"rendered":"\n<style>\n    \/* Contenedor Aislado - Rehabilitaci\u00f3n Crediticia *\/\n    #vperch-rehab {\n        --vpr-navy: #0b1f3a;\n        --vpr-blue: #1a4f8a;\n        --vpr-blue-light: #dbeafe;\n        --vpr-charcoal: #4b5563;\n        --vpr-white: #ffffff;\n        --vpr-off-white: #f8fafc;\n        --vpr-gray-100: #f1f5f9;\n        --vpr-gray-200: #e2e8f0;\n        --vpr-green: #16a34a;\n        --vpr-green-bg: #dcfce7;\n        --vpr-orange: #f59e0b;\n        --vpr-purple: #7c3aed;\n        --vpr-shadow-sm: 0 4px 12px rgba(11, 31, 58, 0.06);\n        --vpr-shadow-md: 0 10px 24px rgba(11, 31, 58, 0.12);\n        --vpr-shadow-lg: 0 20px 40px rgba(11, 31, 58, 0.16);\n        --vpr-radius-sm: 8px;\n        --vpr-radius-md: 12px;\n        --vpr-radius-lg: 18px;\n        --vpr-transition: 0.3s ease;\n\n        font-family: \"Inter\", system-ui, -apple-system, \"Segoe UI\", Roboto, Helvetica, Arial, sans-serif;\n        background-color: var(--vpr-white);\n        color: var(--vpr-charcoal);\n        line-height: 1.6;\n        -webkit-font-smoothing: antialiased;\n        margin: 0 auto;\n        width: 100%;\n        box-sizing: border-box;\n    }\n\n    #vperch-rehab *, #vperch-rehab *::before, #vperch-rehab *::after {\n        margin: 0;\n        padding: 0;\n        box-sizing: border-box;\n    }\n    #vperch-rehab a { text-decoration: none; box-shadow: none; }\n    #vperch-rehab h1, #vperch-rehab h2, #vperch-rehab p { margin-top: 0; background: transparent; border: none; }\n\n    #vperch-rehab .vpr-section {\n        max-width: 1200px;\n        margin: 0 auto;\n        padding: 80px 24px;\n        display: grid;\n        grid-template-columns: 1.1fr 0.9fr;\n        gap: 56px;\n        align-items: center;\n    }\n\n    \/* Dashboard *\/\n    #vperch-rehab .vpr-dashboard-wrapper {\n        position: relative;\n        width: 100%;\n        max-width: 560px;\n        aspect-ratio: 4 \/ 3.2;\n        background: linear-gradient(145deg, #e9d5ff 0%, #c4b5fd 100%);\n        border-radius: var(--vpr-radius-lg);\n        padding: 20px;\n        box-shadow: var(--vpr-shadow-md);\n        animation: vprFloat 5s ease-in-out infinite alternate;\n    }\n    @keyframes vprFloat {\n        0% { transform: translateY(0); }\n        100% { transform: translateY(-6px); }\n    }\n\n    #vperch-rehab .vpr-calendar-card {\n        background: var(--vpr-white);\n        border-radius: var(--vpr-radius-md);\n        box-shadow: var(--vpr-shadow-lg);\n        overflow: hidden;\n        display: flex;\n        width: 100%;\n        height: 100%;\n    }\n\n    #vperch-rehab .vpr-calendar-main {\n        flex: 2;\n        padding: 14px;\n        display: flex;\n        flex-direction: column;\n    }\n    #vperch-rehab .vpr-calendar-header {\n        display: flex;\n        align-items: center;\n        justify-content: space-between;\n        margin-bottom: 10px;\n        flex-wrap: wrap;\n        gap: 6px;\n    }\n    #vperch-rehab .vpr-calendar-header .vpr-title {\n        font-weight: 800;\n        color: var(--vpr-navy);\n        font-size: 0.95rem;\n    }\n    #vperch-rehab .vpr-date-picker {\n        display: flex;\n        align-items: center;\n        gap: 8px;\n        font-size: 0.7rem;\n        color: var(--vpr-charcoal);\n        font-weight: 600;\n    }\n    #vperch-rehab .vpr-calendar-grid {\n        display: grid;\n        grid-template-columns: repeat(5, 1fr);\n        gap: 6px;\n        flex: 1;\n    }\n    #vperch-rehab .vpr-day-column {\n        background: var(--vpr-off-white);\n        border-radius: 6px;\n        padding: 5px;\n        display: flex;\n        flex-direction: column;\n        gap: 4px;\n    }\n    #vperch-rehab .vpr-day-label {\n        font-size: 0.55rem;\n        font-weight: 800;\n        color: #94a3b8;\n        text-align: center;\n        text-transform: uppercase;\n        letter-spacing: 0.05em;\n    }\n    #vperch-rehab .vpr-post-thumb {\n        width: 100%;\n        aspect-ratio: 1 \/ 1;\n        background: linear-gradient(135deg, #ede9fe 0%, #ddd6fe 100%);\n        border-radius: 5px;\n        display: flex;\n        align-items: center;\n        justify-content: center;\n        font-size: 1.1rem;\n        position: relative;\n    }\n    #vperch-rehab .vpr-post-thumb .vpr-badge {\n        position: absolute;\n        bottom: 2px;\n        right: 2px;\n        font-size: 0.4rem;\n        font-weight: 800;\n        padding: 2px 4px;\n        border-radius: 3px;\n        color: white;\n        background: var(--vpr-green);\n        text-transform: uppercase;\n        letter-spacing: 0.03em;\n    }\n    #vperch-rehab .vpr-post-thumb .vpr-badge.vpr-pending {\n        background: var(--vpr-orange);\n    }\n    #vperch-rehab .vpr-post-thumb .vpr-badge.vpr-up {\n        background: var(--vpr-purple);\n    }\n    #vperch-rehab .vpr-post-meta {\n        font-size: 0.45rem;\n        color: #64748b;\n        text-align: center;\n        line-height: 1.2;\n        font-weight: 600;\n    }\n\n    #vperch-rehab .vpr-overview-sidebar {\n        flex: 1;\n        background: var(--vpr-gray-100);\n        padding: 14px;\n        display: flex;\n        flex-direction: column;\n        gap: 12px;\n        border-left: 1px solid var(--vpr-gray-200);\n    }\n    #vperch-rehab .vpr-overview-title {\n        font-weight: 800;\n        color: var(--vpr-navy);\n        font-size: 0.75rem;\n        text-transform: uppercase;\n        letter-spacing: 0.05em;\n    }\n    #vperch-rehab .vpr-overview-item {\n        display: flex;\n        flex-direction: column;\n        gap: 3px;\n    }\n    #vperch-rehab .vpr-overview-item .vpr-label {\n        font-size: 0.55rem;\n        color: #94a3b8;\n        font-weight: 700;\n        text-transform: uppercase;\n        letter-spacing: 0.05em;\n    }\n    #vperch-rehab .vpr-overview-item .vpr-value {\n        font-weight: 800;\n        color: var(--vpr-navy);\n        font-size: 1rem;\n        line-height: 1;\n    }\n    #vperch-rehab .vpr-overview-item .vpr-detail {\n        font-size: 0.55rem;\n        color: #64748b;\n        font-weight: 600;\n    }\n    #vperch-rehab .vpr-overview-item .vpr-positive {\n        color: var(--vpr-green);\n    }\n\n    #vperch-rehab .vpr-floating-icon {\n        position: absolute;\n        top: -15px;\n        right: -15px;\n        background: var(--vpr-purple);\n        width: 55px;\n        height: 55px;\n        border-radius: 50%;\n        display: flex;\n        align-items: center;\n        justify-content: center;\n        color: white;\n        font-size: 1.5rem;\n        box-shadow: var(--vpr-shadow-lg);\n        z-index: 5;\n        border: 3px solid white;\n    }\n\n    \/* Texto *\/\n    #vperch-rehab .vpr-right-col {\n        padding-left: 16px;\n    }\n    #vperch-rehab .vpr-right-col h1 {\n        font-size: clamp(1.75rem, 3.5vw, 2.75rem);\n        font-weight: 800;\n        color: var(--vpr-navy);\n        letter-spacing: -0.025em;\n        line-height: 1.15;\n        margin-bottom: 24px;\n    }\n    #vperch-rehab .vpr-right-col h1 .vpr-highlight {\n        color: var(--vpr-purple);\n        display: block;\n    }\n    #vperch-rehab .vpr-body-text {\n        font-size: 1.05rem;\n        color: var(--vpr-charcoal);\n        margin-bottom: 32px;\n        line-height: 1.7;\n        max-width: 520px;\n    }\n    #vperch-rehab .vpr-body-text strong {\n        color: var(--vpr-navy);\n        font-weight: 700;\n    }\n\n    #vperch-rehab .vpr-cta-row {\n        display: flex;\n        gap: 16px;\n        flex-wrap: wrap;\n        margin-bottom: 16px;\n    }\n    #vperch-rehab .vpr-btn {\n        padding: 14px 28px;\n        font-size: 1rem;\n        font-weight: 700;\n        font-family: inherit;\n        border-radius: var(--vpr-radius-sm);\n        cursor: pointer;\n        transition: all var(--vpr-transition);\n        display: inline-flex;\n        align-items: center;\n        gap: 8px;\n        text-align: center;\n        white-space: nowrap;\n        border: 2px solid transparent;\n    }\n    #vperch-rehab .vpr-btn-primary {\n        background-color: var(--vpr-purple);\n        color: var(--vpr-white);\n        border-color: var(--vpr-purple);\n        box-shadow: 0 4px 12px rgba(124, 58, 237, 0.25);\n    }\n    #vperch-rehab .vpr-btn-primary:hover {\n        background-color: #6d28d9;\n        border-color: #6d28d9;\n        box-shadow: var(--vpr-shadow-md);\n        transform: translateY(-2px);\n        color: var(--vpr-white);\n    }\n    #vperch-rehab .vpr-btn-secondary {\n        background-color: var(--vpr-white);\n        color: var(--vpr-navy);\n        border-color: var(--vpr-navy);\n    }\n    #vperch-rehab .vpr-btn-secondary:hover {\n        background-color: var(--vpr-off-white);\n        border-color: var(--vpr-purple);\n        color: var(--vpr-purple);\n    }\n    #vperch-rehab .vpr-fine-print {\n        font-size: 0.85rem;\n        color: #94a3b8;\n        font-weight: 500;\n    }\n\n    @media (max-width: 992px) {\n        #vperch-rehab .vpr-section {\n            grid-template-columns: 1fr;\n            gap: 40px;\n            padding: 56px 20px;\n        }\n        #vperch-rehab .vpr-right-col {\n            padding-left: 0;\n            text-align: center;\n        }\n        #vperch-rehab .vpr-body-text {\n            margin-left: auto;\n            margin-right: auto;\n        }\n        #vperch-rehab .vpr-cta-row { justify-content: center; }\n    }\n    @media (max-width: 600px) {\n        #vperch-rehab .vpr-section { padding: 40px 16px; }\n        #vperch-rehab .vpr-calendar-grid {\n            grid-template-columns: repeat(3, 1fr);\n            gap: 4px;\n        }\n        #vperch-rehab .vpr-dashboard-wrapper { padding: 12px; }\n        #vperch-rehab .vpr-floating-icon {\n            width: 45px; height: 45px;\n            top: -10px; right: -10px;\n            font-size: 1.2rem;\n        }\n        #vperch-rehab .vpr-cta-row {\n            flex-direction: column;\n            align-items: stretch;\n        }\n        #vperch-rehab .vpr-btn { width: 100%; justify-content: center; }\n    }\n    @media (prefers-reduced-motion: reduce) {\n        #vperch-rehab .vpr-dashboard-wrapper { animation: none; }\n        #vperch-rehab .vpr-btn, #vperch-rehab .vpr-btn-primary:hover { transition: none; transform: none; }\n    }\n<\/style>\n\n<div id=\"vperch-rehab\">\n    <section class=\"vpr-section\" aria-label=\"Rehabilitaci\u00f3n Crediticia\">\n        <!-- Columna Izquierda: Dashboard Mockup -->\n        <div class=\"vpr-left-col\">\n            <div class=\"vpr-dashboard-wrapper\">\n                <div class=\"vpr-calendar-card\">\n                    <div class=\"vpr-calendar-main\">\n                        <div class=\"vpr-calendar-header\">\n                            <span class=\"vpr-title\">Plan de rehabilitaci\u00f3n<\/span>\n                            <div class=\"vpr-date-picker\">\n                                <span>\u276e<\/span>\n                                <span>Nov 4-8, 2026<\/span>\n                                <span>\u276f<\/span>\n                            <\/div>\n                        <\/div>\n                        <div class=\"vpr-calendar-grid\">\n                            <div class=\"vpr-day-column\">\n                                <span class=\"vpr-day-label\">Lun 4<\/span>\n                                <div class=\"vpr-post-thumb\">\ud83d\udcca<span class=\"vpr-badge\">Score<\/span><\/div>\n                                <span class=\"vpr-post-meta\">Revisi\u00f3n<\/span>\n                            <\/div>\n                            <div class=\"vpr-day-column\">\n                                <span class=\"vpr-day-label\">Mar 5<\/span>\n                                <div class=\"vpr-post-thumb\">\ud83d\udcb0<span class=\"vpr-badge\">Pago<\/span><\/div>\n                                <span class=\"vpr-post-meta\">Cuota<\/span>\n                                <div class=\"vpr-post-thumb\">\ud83d\udcc8<span class=\"vpr-badge vpr-up\">+15 pts<\/span><\/div>\n                                <span class=\"vpr-post-meta\">Score<\/span>\n                            <\/div>\n                            <div class=\"vpr-day-column\">\n                                <span class=\"vpr-day-label\">Mi\u00e9 6<\/span>\n                                <div class=\"vpr-post-thumb\">\u2705<span class=\"vpr-badge\">Al d\u00eda<\/span><\/div>\n                                <span class=\"vpr-post-meta\">Reporte<\/span>\n                            <\/div>\n                            <div class=\"vpr-day-column\">\n                                <span class=\"vpr-day-label\">Jue 7<\/span>\n                                <div class=\"vpr-post-thumb\">\ud83d\udcda<span class=\"vpr-badge vpr-pending\">Curso<\/span><\/div>\n                                <span class=\"vpr-post-meta\">Educaci\u00f3n<\/span>\n                            <\/div>\n                            <div class=\"vpr-day-column\">\n                                <span class=\"vpr-day-label\">Vie 8<\/span>\n                                <div class=\"vpr-post-thumb\">\ud83c\udfaf<span class=\"vpr-badge\">Meta<\/span><\/div>\n                                <span class=\"vpr-post-meta\">Score 700<\/span>\n                            <\/div>\n                        <\/div>\n                    <\/div>\n                    <div class=\"vpr-overview-sidebar\">\n                        <span class=\"vpr-overview-title\">Mi progreso<\/span>\n                        <div class=\"vpr-overview-item\">\n                            <span class=\"vpr-label\">Score actual<\/span>\n                            <span class=\"vpr-value\">620<\/span>\n                            <span class=\"vpr-detail vpr-positive\">\u25b2 +45 puntos este mes<\/span>\n                        <\/div>\n                        <div class=\"vpr-overview-item\">\n                            <span class=\"vpr-label\">Pagos al d\u00eda<\/span>\n                            <span class=\"vpr-value\">6\/6<\/span>\n                            <span class=\"vpr-detail vpr-positive\">\u25b2 100% cumplimiento<\/span>\n                        <\/div>\n                        <div class=\"vpr-overview-item\">\n                            <span class=\"vpr-label\">Pr\u00f3xima revisi\u00f3n<\/span>\n                            <span class=\"vpr-value\">15 d\u00edas<\/span>\n                            <span class=\"vpr-detail\">\ud83d\udcda M\u00f3dulo 3 de 5<\/span>\n                        <\/div>\n                    <\/div>\n                <\/div>\n                <div class=\"vpr-floating-icon\" aria-hidden=\"true\">\ud83d\udcc8<\/div>\n            <\/div>\n        <\/div>\n\n        <!-- Columna Derecha: Texto -->\n        <div class=\"vpr-right-col\">\n            <h1>\n                Rehabilitaci\u00f3n Crediticia:\n                <span class=\"vpr-highlight\">Recupera tu score en meses, no a\u00f1os.<\/span>\n            <\/h1>\n            <p class=\"vpr-body-text\">\n                Pagar tus deudas es solo el primer paso. Te <strong>ense\u00f1amos a reconstruir tu historial crediticio<\/strong> mes a mes, dise\u00f1amos una estrategia personalizada de reconstrucci\u00f3n de score y te acompa\u00f1amos hasta que <strong>vuelvas a ser elegible<\/strong> para cr\u00e9ditos formales.\n            <\/p>\n            <div class=\"vpr-cta-row\">\n                <a href=\"#diagnostico\" class=\"vpr-btn vpr-btn-primary\">\n                    \ud83d\udcca Agendar diagn\u00f3stico\n                <\/a>\n                <a href=\"#metodo\" class=\"vpr-btn vpr-btn-secondary\">\n                    Conocer el m\u00e9todo\n                <\/a>\n            <\/div>\n            <p class=\"vpr-fine-print\">\n                Score reconstruido en promedio en 6 meses \u00b7 Reporte mensual incluido\n            <\/p>\n        <\/div>\n    <\/section>\n<\/div>\n\n\n\n<div style=\"height:27px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<!-- Carga de Fuentes -->\n<link href=\"https:\/\/fonts.googleapis.com\/css2?family=Inter:wght@400;600;700;800&#038;display=swap\" rel=\"stylesheet\">\n\n<style>\n    \/* Contenedor Aislado - Rehabilitaci\u00f3n Crediticia Features *\/\n    #vperch-rehab-features {\n        --vrf-navy: #0b1f3a;\n        --vrf-purple: #7c3aed;\n        --vrf-purple-dark: #6d28d9;\n        --vrf-purple-light: #ede9fe;\n        --vrf-charcoal: #4b5563;\n        --vrf-white: #ffffff;\n        --vrf-off-white: #f8fafc;\n        --vrf-gray-100: #f1f5f9;\n        --vrf-gray-200: #e2e8f0;\n        --vrf-green: #16a34a;\n        --vrf-orange: #f59e0b;\n        --vrf-shadow-sm: 0 4px 12px rgba(11, 31, 58, 0.06);\n        --vrf-shadow-md: 0 10px 24px rgba(11, 31, 58, 0.12);\n        --vrf-shadow-lg: 0 20px 40px rgba(11, 31, 58, 0.16);\n        --vrf-radius-sm: 8px;\n        --vrf-radius-md: 12px;\n        --vrf-radius-lg: 18px;\n        --vrf-transition: 0.3s cubic-bezier(0.4, 0, 0.2, 1);\n\n        font-family: \"Inter\", system-ui, -apple-system, \"Segoe UI\", Roboto, Helvetica, Arial, sans-serif;\n        background-color: var(--vrf-white);\n        color: var(--vrf-charcoal);\n        line-height: 1.6;\n        -webkit-font-smoothing: antialiased;\n        margin: 0 auto;\n        width: 100%;\n        box-sizing: border-box;\n    }\n    #vperch-rehab-features *, #vperch-rehab-features *::before, #vperch-rehab-features *::after {\n        margin: 0; padding: 0; box-sizing: border-box;\n    }\n    #vperch-rehab-features button { background: none; border: none; font-family: inherit; outline: none; cursor: pointer; }\n    #vperch-rehab-features a { text-decoration: none; box-shadow: none; }\n    #vperch-rehab-features h1, #vperch-rehab-features h2, #vperch-rehab-features p { margin-top: 0; background: transparent; border: none; }\n\n    #vperch-rehab-features .vrf-section {\n        max-width: 1200px;\n        margin: 0 auto;\n        padding: 80px 24px;\n        display: grid;\n        grid-template-columns: 0.9fr 1.1fr;\n        gap: 56px;\n        align-items: start;\n    }\n\n    #vperch-rehab-features .vrf-top-header {\n        text-align: center;\n        max-width: 900px;\n        margin: 0 auto 48px;\n    }\n    #vperch-rehab-features .vrf-top-header h2 {\n        font-size: clamp(1.75rem, 4vw, 2.75rem);\n        font-weight: 800;\n        color: var(--vrf-navy);\n        letter-spacing: -0.025em;\n        line-height: 1.2;\n        margin-bottom: 16px;\n    }\n    #vperch-rehab-features .vrf-top-header p {\n        font-size: 1.05rem;\n        color: var(--vrf-charcoal);\n        line-height: 1.7;\n        max-width: 720px;\n        margin: 0 auto;\n    }\n\n    #vperch-rehab-features .vrf-accordion { display: flex; flex-direction: column; }\n    #vperch-rehab-features .vrf-item { border-bottom: 1px solid var(--vrf-gray-200); }\n    #vperch-rehab-features .vrf-item:first-child { border-top: 1px solid var(--vrf-gray-200); }\n    #vperch-rehab-features .vrf-trigger {\n        display: flex;\n        align-items: center;\n        justify-content: space-between;\n        width: 100%;\n        padding: 22px 0;\n        text-align: left;\n        font-size: 1.05rem;\n        font-weight: 700;\n        color: var(--vrf-navy);\n        transition: color var(--vrf-transition);\n        gap: 16px;\n        line-height: 1.4;\n    }\n    #vperch-rehab-features .vrf-trigger:hover { color: var(--vrf-purple); }\n    #vperch-rehab-features .vrf-trigger.vrf-active { color: var(--vrf-purple); }\n    #vperch-rehab-features .vrf-chevron {\n        flex-shrink: 0;\n        width: 22px; height: 22px;\n        display: inline-flex; align-items: center; justify-content: center;\n        color: var(--vrf-navy);\n        transition: transform var(--vrf-transition), color var(--vrf-transition);\n    }\n    #vperch-rehab-features .vrf-trigger.vrf-active .vrf-chevron {\n        transform: rotate(180deg);\n        color: var(--vrf-purple);\n    }\n    #vperch-rehab-features .vrf-chevron svg { width: 100%; height: 100%; fill: currentColor; }\n    #vperch-rehab-features .vrf-content {\n        max-height: 0;\n        overflow: hidden;\n        transition: max-height 0.4s ease, padding 0.4s ease;\n        padding: 0;\n    }\n    #vperch-rehab-features .vrf-content.vrf-open {\n        max-height: 500px;\n        padding: 0 0 24px 0;\n    }\n    #vperch-rehab-features .vrf-content-inner {\n        font-size: 0.98rem;\n        color: var(--vrf-charcoal);\n        line-height: 1.75;\n    }\n\n    #vperch-rehab-features .vrf-dashboard-wrapper {\n        position: relative;\n        background: linear-gradient(145deg, #ede9fe 0%, #c4b5fd 100%);\n        border-radius: var(--vrf-radius-lg);\n        padding: 20px;\n        box-shadow: var(--vrf-shadow-md);\n        animation: vrfFloat 5s ease-in-out infinite alternate;\n        min-height: 480px;\n        display: flex;\n        flex-direction: column;\n    }\n    @keyframes vrfFloat {\n        0% { transform: translateY(0); }\n        100% { transform: translateY(-6px); }\n    }\n\n    #vperch-rehab-features .vrf-sidebar {\n        display: flex;\n        align-items: center;\n        gap: 12px;\n        margin-bottom: 16px;\n    }\n    #vperch-rehab-features .vrf-logo {\n        font-weight: 800;\n        color: var(--vrf-navy);\n        font-size: 1.1rem;\n    }\n    #vperch-rehab-features .vrf-create-btn {\n        background: var(--vrf-purple);\n        color: var(--vrf-white);\n        border-radius: 20px;\n        padding: 6px 14px;\n        font-size: 0.75rem;\n        font-weight: 700;\n        white-space: nowrap;\n    }\n    #vperch-rehab-features .vrf-create-btn:hover { background: var(--vrf-purple-dark); }\n\n    #vperch-rehab-features .vrf-nav-tabs {\n        display: flex;\n        gap: 12px;\n        flex-wrap: wrap;\n        margin-bottom: 16px;\n    }\n    #vperch-rehab-features .vrf-nav-tab {\n        font-size: 0.7rem;\n        color: var(--vrf-charcoal);\n        padding: 3px 8px;\n        border-radius: 4px;\n        font-weight: 600;\n    }\n    #vperch-rehab-features .vrf-nav-tab.vrf-active {\n        background: var(--vrf-white);\n        color: var(--vrf-purple);\n        font-weight: 800;\n    }\n\n    #vperch-rehab-features .vrf-kanban {\n        display: flex;\n        gap: 12px;\n        flex: 1;\n        min-height: 0;\n    }\n    #vperch-rehab-features .vrf-column {\n        flex: 1;\n        background: var(--vrf-white);\n        border-radius: var(--vrf-radius-md);\n        padding: 14px;\n        box-shadow: var(--vrf-shadow-sm);\n        display: flex;\n        flex-direction: column;\n        gap: 10px;\n        min-width: 0;\n    }\n    #vperch-rehab-features .vrf-column-title {\n        font-weight: 800;\n        color: var(--vrf-navy);\n        font-size: 0.8rem;\n        margin-bottom: 4px;\n        display: flex;\n        align-items: center;\n        justify-content: space-between;\n    }\n    #vperch-rehab-features .vrf-column-count {\n        background: var(--vrf-gray-100);\n        color: var(--vrf-charcoal);\n        font-size: 0.6rem;\n        font-weight: 800;\n        padding: 2px 6px;\n        border-radius: 999px;\n    }\n    #vperch-rehab-features .vrf-card {\n        background: var(--vrf-off-white);\n        border-radius: 8px;\n        padding: 10px;\n        font-size: 0.7rem;\n        color: var(--vrf-charcoal);\n        line-height: 1.4;\n        border-left: 3px solid var(--vrf-purple);\n    }\n    #vperch-rehab-features .vrf-card.vrf-card-green { border-left-color: var(--vrf-green); }\n    #vperch-rehab-features .vrf-card.vrf-card-orange { border-left-color: var(--vrf-orange); }\n    #vperch-rehab-features .vrf-card strong { color: var(--vrf-navy); display: block; margin-bottom: 3px; font-size: 0.75rem; }\n    #vperch-rehab-features .vrf-card .vrf-meta { font-size: 0.6rem; color: #94a3b8; font-weight: 600; margin-top: 4px; }\n    #vperch-rehab-features .vrf-card .vrf-tag {\n        display: inline-block;\n        background: var(--vrf-green);\n        color: white;\n        font-size: 0.55rem;\n        font-weight: 800;\n        padding: 2px 6px;\n        border-radius: 3px;\n        text-transform: uppercase;\n        letter-spacing: 0.05em;\n        margin-top: 4px;\n    }\n    #vperch-rehab-features .vrf-card .vrf-tag.vrf-tag-orange { background: var(--vrf-orange); }\n    #vperch-rehab-features .vrf-card .vrf-tag.vrf-tag-purple { background: var(--vrf-purple); }\n\n    #vperch-rehab-features .vrf-input-widget {\n        background: var(--vrf-white);\n        border-radius: var(--vrf-radius-sm);\n        padding: 10px 14px;\n        display: flex;\n        align-items: center;\n        gap: 10px;\n        margin-top: 14px;\n        box-shadow: var(--vrf-shadow-sm);\n        font-size: 0.78rem;\n        font-weight: 600;\n    }\n    #vperch-rehab-features .vrf-input-label { color: #94a3b8; }\n    #vperch-rehab-features .vrf-input-text { flex: 1; color: var(--vrf-navy); }\n\n    @media (max-width: 992px) {\n        #vperch-rehab-features .vrf-section {\n            grid-template-columns: 1fr;\n            gap: 40px;\n            padding: 56px 20px;\n        }\n        #vperch-rehab-features .vrf-dashboard-wrapper { max-width: 600px; margin: 0 auto; }\n    }\n    @media (max-width: 600px) {\n        #vperch-rehab-features .vrf-section { padding: 40px 16px; }\n        #vperch-rehab-features .vrf-kanban { flex-direction: column; }\n        #vperch-rehab-features .vrf-trigger { font-size: 0.95rem; padding: 18px 0; }\n    }\n    @media (prefers-reduced-motion: reduce) {\n        #vperch-rehab-features .vrf-dashboard-wrapper { animation: none; }\n    }\n<\/style>\n\n<div id=\"vperch-rehab-features\">\n    <div style=\"max-width:1200px;margin:0 auto;padding:80px 24px 0;\">\n        <div class=\"vrf-top-header\">\n            <h2>Descubre lo que vale la pena reconstruir<\/h2>\n            <p>Mejora tu score mes a mes, recupera tu historial y vuelve al sistema financiero formal con un plan personalizado.<\/p>\n        <\/div>\n    <\/div>\n\n    <section class=\"vrf-section\" aria-label=\"Rehabilitaci\u00f3n Crediticia - Features\">\n        <div class=\"vrf-accordion\" id=\"vrfAccordion\">\n            <div class=\"vrf-item\">\n                <button class=\"vrf-trigger\" aria-expanded=\"false\">\n                    <span>Analiza tu score y tu historial real<\/span>\n                    <span class=\"vrf-chevron\" aria-hidden=\"true\"><svg viewBox=\"0 0 24 24\"><path d=\"M7.41 8.59L12 13.17l4.59-4.58L18 10l-6 6-6-6 1.41-1.41z\"\/><\/svg><\/span>\n                <\/button>\n                <div class=\"vrf-content\">\n                    <div class=\"vrf-content-inner\">\n                        Revisamos tu reporte en centrales de riesgo (SBS, Infocorp), identificamos qu\u00e9 est\u00e1 afectando tu score y dise\u00f1amos una estrategia clara para reconstruirlo.\n                    <\/div>\n                <\/div>\n            <\/div>\n\n            <div class=\"vrf-item\">\n                <button class=\"vrf-trigger\" aria-expanded=\"false\">\n                    <span>Plan de rehabilitaci\u00f3n mes a mes<\/span>\n                    <span class=\"vrf-chevron\" aria-hidden=\"true\"><svg viewBox=\"0 0 24 24\"><path d=\"M7.41 8.59L12 13.17l4.59-4.58L18 10l-6 6-6-6 1.41-1.41z\"\/><\/svg><\/span>\n                <\/button>\n                <div class=\"vrf-content\">\n                    <div class=\"vrf-content-inner\">\n                        Te damos un calendario mensual con acciones concretas: qu\u00e9 productos usar, cu\u00e1ndo solicitar tu primer cr\u00e9dito y c\u00f3mo usarlo correctamente para subir tu score cada mes.\n                    <\/div>\n                <\/div>\n            <\/div>\n\n            <div class=\"vrf-item\">\n                <button class=\"vrf-trigger\" aria-expanded=\"false\">\n                    <span>Aprende a usar el cr\u00e9dito a tu favor<\/span>\n                    <span class=\"vrf-chevron\" aria-hidden=\"true\"><svg viewBox=\"0 0 24 24\"><path d=\"M7.41 8.59L12 13.17l4.59-4.58L18 10l-6 6-6-6 1.41-1.41z\"\/><\/svg><\/span>\n                <\/button>\n                <div class=\"vrf-content\">\n                    <div class=\"vrf-content-inner\">\n                        No basta con pagar. Te ense\u00f1amos c\u00f3mo funcionan realmente las tasas, los ciclos de facturaci\u00f3n, los productos que m\u00e1s suben el score y c\u00f3mo evitar errores que te hundan de nuevo.\n                    <\/div>\n                <\/div>\n            <\/div>\n\n            <div class=\"vrf-item\">\n                <button class=\"vrf-trigger\" aria-expanded=\"false\">\n                    <span>Vuelve a ser elegible para cr\u00e9ditos formales<\/span>\n                    <span class=\"vrf-chevron\" aria-hidden=\"true\"><svg viewBox=\"0 0 24 24\"><path d=\"M7.41 8.59L12 13.17l4.59-4.58L18 10l-6 6-6-6 1.41-1.41z\"\/><\/svg><\/span>\n                <\/button>\n                <div class=\"vrf-content\">\n                    <div class=\"vrf-content-inner\">\n                        El objetivo final: que bancos y financieras vuelvan a confiar en ti. En promedio, nuestros clientes pasan de score < 400 a score > 650 en 6 meses y acceden a hipotecas, cr\u00e9ditos vehiculares y cr\u00e9ditos de negocio.\n                    <\/div>\n                <\/div>\n            <\/div>\n        <\/div>\n\n        <div class=\"vrf-dashboard-wrapper\">\n            <div class=\"vrf-sidebar\">\n                <span class=\"vrf-logo\">Rehabilitaci\u00f3n<\/span>\n                <button class=\"vrf-create-btn\" type=\"button\">+ Registrar acci\u00f3n<\/button>\n            <\/div>\n            <div class=\"vrf-nav-tabs\">\n                <span class=\"vrf-nav-tab vrf-active\">Panel<\/span>\n                <span class=\"vrf-nav-tab\">Score<\/span>\n                <span class=\"vrf-nav-tab\">Reportes<\/span>\n                <span class=\"vrf-nav-tab\">Productos<\/span>\n                <span class=\"vrf-nav-tab\">Educaci\u00f3n<\/span>\n            <\/div>\n\n            <div class=\"vrf-kanban\">\n                <div class=\"vrf-column\">\n                    <div class=\"vrf-column-title\">\n                        Diagn\u00f3stico\n                        <span class=\"vrf-column-count\">2<\/span>\n                    <\/div>\n                    <div class=\"vrf-card\">\n                        <strong>Reporte SBS<\/strong>\n                        Score actual: 380\n                        <div class=\"vrf-meta\">Actualizado hoy<\/div>\n                    <\/div>\n                    <div class=\"vrf-card\">\n                        <strong>An\u00e1lisis deuda activa<\/strong>\n                        S\/ 8,900 en 3 productos\n                        <div class=\"vrf-meta\">Prioridad: alta<\/div>\n                    <\/div>\n                <\/div>\n\n                <div class=\"vrf-column\">\n                    <div class=\"vrf-column-title\">\n                        Plan activo\n                        <span class=\"vrf-column-count\">5<\/span>\n                    <\/div>\n                    <div class=\"vrf-card vrf-card-orange\">\n                        <strong>Tarjeta garantizada<\/strong>\n                        Uso responsable 6 meses\n                        <div class=\"vrf-meta\">Mes 2 de 6<\/div>\n                        <span class=\"vrf-tag vrf-tag-orange\">En curso<\/span>\n                    <\/div>\n                <\/div>\n\n                <div class=\"vrf-column\">\n                    <div class=\"vrf-column-title\">\n                        Score recuperado\n                        <span class=\"vrf-column-count\">+45<\/span>\n                    <\/div>\n                    <div class=\"vrf-card vrf-card-green\">\n                        <strong>Score actual: 425<\/strong>\n                        +45 pts en 6 meses\n                        <span class=\"vrf-tag\">\u2191 Subiendo<\/span>\n                    <\/div>\n                <\/div>\n            <\/div>\n\n            <div class=\"vrf-input-widget\">\n                <span class=\"vrf-input-label\">Pr\u00f3xima revisi\u00f3n:<\/span>\n                <span class=\"vrf-input-text\">15 de cada mes \u00b7 Reporte autom\u00e1tico<\/span>\n            <\/div>\n        <\/div>\n    <\/section>\n<\/div>\n\n<script>\n    (function() {\n        const widget = document.getElementById('vperch-rehab-features');\n        if (!widget) return;\n        const items = widget.querySelectorAll('.vrf-item');\n        function closeItem(item) {\n            const btn = item.querySelector('.vrf-trigger');\n            const content = item.querySelector('.vrf-content');\n            btn.classList.remove('vrf-active');\n            btn.setAttribute('aria-expanded', 'false');\n            content.classList.remove('vrf-open');\n        }\n        function openItem(item) {\n            const btn = item.querySelector('.vrf-trigger');\n            const content = item.querySelector('.vrf-content');\n            btn.classList.add('vrf-active');\n            btn.setAttribute('aria-expanded', 'true');\n            content.classList.add('vrf-open');\n        }\n        widget.querySelectorAll('.vrf-trigger').forEach(btn => {\n            btn.addEventListener('click', function() {\n                const item = this.closest('.vrf-item');\n                const isActive = this.classList.contains('vrf-active');\n                items.forEach(other => { if (other !== item) closeItem(other); });\n                if (isActive) closeItem(item);\n                else openItem(item);\n            });\n            btn.addEventListener('keydown', function(e) {\n                if (e.key === 'Enter' || e.key === ' ') { e.preventDefault(); this.click(); }\n            });\n        });\n    })();\n<\/script>\n\n\n\n<div style=\"height:24px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<!-- Carga de Fuentes -->\n<link href=\"https:\/\/fonts.googleapis.com\/css2?family=Inter:wght@400;600;700;800&#038;display=swap\" rel=\"stylesheet\">\n\n<style>\n    \/* Contenedor Aislado - Rehabilitaci\u00f3n Crediticia Planner *\/\n    #vrf-planner {\n        --vrp-navy: #0b1f3a;\n        --vrp-purple: #7c3aed;\n        --vrp-purple-dark: #6d28d9;\n        --vrp-purple-light: #ede9fe;\n        --vrp-charcoal: #4b5563;\n        --vrp-white: #ffffff;\n        --vrp-off-white: #f8fafc;\n        --vrp-gray-100: #f1f5f9;\n        --vrp-gray-200: #e2e8f0;\n        --vrp-green-light: #d1fae5;\n        --vrp-green-mid: #6ee7b7;\n        --vrp-green-dark: #059669;\n        --vrp-orange: #f59e0b;\n        --vrp-shadow-sm: 0 4px 12px rgba(11, 31, 58, 0.06);\n        --vrp-shadow-md: 0 10px 24px rgba(11, 31, 58, 0.12);\n        --vrp-shadow-lg: 0 20px 40px rgba(11, 31, 58, 0.16);\n        --vrp-radius-sm: 8px;\n        --vrp-radius-md: 12px;\n        --vrp-radius-lg: 18px;\n        --vrp-transition: 0.3s ease;\n\n        font-family: \"Inter\", system-ui, -apple-system, \"Segoe UI\", Roboto, Helvetica, Arial, sans-serif;\n        background-color: var(--vrp-white);\n        color: var(--vrp-charcoal);\n        line-height: 1.6;\n        -webkit-font-smoothing: antialiased;\n        margin: 0 auto;\n        width: 100%;\n        box-sizing: border-box;\n    }\n    #vrf-planner *, #vrf-planner *::before, #vrf-planner *::after {\n        margin: 0; padding: 0; box-sizing: border-box;\n    }\n    #vrf-planner h1, #vrf-planner h2, #vrf-planner p { margin-top: 0; background: transparent; border: none; }\n    #vrf-planner button { font-family: inherit; background: none; border: none; cursor: pointer; outline: none; }\n\n    #vrf-planner .vrp-section {\n        max-width: 1200px;\n        margin: 0 auto;\n        padding: 80px 24px;\n        display: flex;\n        flex-direction: column;\n        gap: 80px;\n    }\n    #vrf-planner .vrp-header {\n        text-align: center;\n        max-width: 900px;\n        margin: 0 auto;\n    }\n    #vrf-planner .vrp-header h2 {\n        font-size: clamp(1.75rem, 4vw, 2.75rem);\n        font-weight: 800;\n        color: var(--vrp-navy);\n        letter-spacing: -0.025em;\n        line-height: 1.2;\n        margin-bottom: 16px;\n    }\n    #vrf-planner .vrp-header p {\n        font-size: 1.05rem;\n        color: var(--vrp-charcoal);\n        line-height: 1.7;\n        max-width: 720px;\n        margin: 0 auto;\n    }\n\n    #vrf-planner .vrp-row {\n        display: grid;\n        grid-template-columns: 1fr 1fr;\n        gap: 56px;\n        align-items: center;\n    }\n    #vrf-planner .vrp-row-reverse { direction: rtl; }\n    #vrf-planner .vrp-row-reverse > * { direction: ltr; }\n\n    #vrf-planner .vrp-text h3 {\n        font-size: clamp(1.4rem, 2.5vw, 1.85rem);\n        font-weight: 800;\n        color: var(--vrp-navy);\n        letter-spacing: -0.02em;\n        line-height: 1.25;\n        margin-bottom: 16px;\n    }\n    #vrf-planner .vrp-text p {\n        font-size: 1.05rem;\n        color: var(--vrp-charcoal);\n        line-height: 1.7;\n    }\n\n    #vrf-planner .vrp-visual {\n        position: relative;\n        background: linear-gradient(145deg, var(--vrp-purple-light) 0%, #c4b5fd 100%);\n        border-radius: var(--vrp-radius-lg);\n        padding: 24px;\n        min-height: 400px;\n        display: flex;\n        align-items: center;\n        justify-content: center;\n        box-shadow: var(--vrp-shadow-md);\n        overflow: hidden;\n    }\n\n    @keyframes vrpFloat {\n        0% { transform: translateY(0); }\n        100% { transform: translateY(-8px); }\n    }\n\n    \/* Heatmap *\/\n    #vrf-planner .vrp-heatmap-card {\n        background: var(--vrp-white);\n        border-radius: var(--vrp-radius-md);\n        box-shadow: var(--vrp-shadow-lg);\n        padding: 16px;\n        width: 100%;\n        max-width: 380px;\n        position: relative;\n        z-index: 2;\n        animation: vrpFloat 5s ease-in-out infinite alternate;\n    }\n    #vrf-planner .vrp-heatmap-title {\n        font-weight: 800;\n        color: var(--vrp-navy);\n        margin-bottom: 12px;\n        font-size: 0.85rem;\n    }\n    #vrf-planner .vrp-heatmap-grid {\n        display: grid;\n        grid-template-columns: 40px repeat(6, 1fr);\n        gap: 3px;\n    }\n    #vrf-planner .vrp-label {\n        font-size: 0.55rem;\n        color: #94a3b8;\n        font-weight: 700;\n        display: flex;\n        align-items: center;\n    }\n    #vrf-planner .vrp-cell {\n        aspect-ratio: 1;\n        background: var(--vrp-green-light);\n        border-radius: 2px;\n    }\n    #vrf-planner .vrp-cell.vrp-high { background: var(--vrp-purple); }\n    #vrf-planner .vrp-cell.vrp-medium { background: #a78bfa; }\n    #vrf-planner .vrp-cell.vrp-low { background: var(--vrp-purple-light); }\n\n    #vrf-planner .vrp-best-time {\n        position: absolute;\n        top: 10%;\n        right: -15px;\n        background: var(--vrp-white);\n        border-radius: var(--vrp-radius-md);\n        box-shadow: var(--vrp-shadow-lg);\n        padding: 14px 16px;\n        z-index: 5;\n        width: 180px;\n        animation: vrpFloat 4s ease-in-out infinite alternate;\n    }\n    #vrf-planner .vrp-best-time .vrp-best-title {\n        font-weight: 800;\n        color: var(--vrp-navy);\n        margin-bottom: 8px;\n        font-size: 0.8rem;\n    }\n    #vrf-planner .vrp-best-time ul {\n        list-style: none;\n        padding: 0;\n        display: flex;\n        flex-direction: column;\n        gap: 6px;\n    }\n    #vrf-planner .vrp-best-time li {\n        font-size: 0.72rem;\n        color: var(--vrp-charcoal);\n        font-weight: 600;\n        cursor: pointer;\n        transition: color 0.2s;\n    }\n    #vrf-planner .vrp-best-time li:hover { color: var(--vrp-purple); }\n\n    #vrf-planner .vrp-schedule {\n        position: absolute;\n        bottom: 10%;\n        right: 10%;\n        background: var(--vrp-white);\n        border-radius: var(--vrp-radius-sm);\n        box-shadow: var(--vrp-shadow-md);\n        padding: 10px 14px;\n        z-index: 5;\n        display: flex;\n        align-items: center;\n        gap: 10px;\n        animation: vrpFloat 4s ease-in-out infinite alternate-reverse;\n    }\n    #vrf-planner .vrp-schedule .vrp-check {\n        color: var(--vrp-purple);\n        font-weight: 800;\n        font-size: 1.2rem;\n    }\n    #vrf-planner .vrp-schedule .vrp-info {\n        font-size: 0.72rem;\n        color: var(--vrp-charcoal);\n        font-weight: 600;\n    }\n    #vrf-planner .vrp-schedule .vrp-info .vrp-bold {\n        font-weight: 800;\n        color: var(--vrp-navy);\n        display: block;\n        font-size: 0.78rem;\n    }\n    #vrf-planner .vrp-schedule .vrp-link {\n        color: var(--vrp-purple);\n        text-decoration: underline;\n        font-size: 0.65rem;\n        font-weight: 700;\n        cursor: pointer;\n    }\n\n    #vrf-planner .vrp-design-card {\n        background: var(--vrp-white);\n        border-radius: var(--vrp-radius-md);\n        box-shadow: var(--vrp-shadow-lg);\n        padding: 16px;\n        width: 100%;\n        max-width: 420px;\n        position: relative;\n        z-index: 2;\n        animation: vrpFloat 5s ease-in-out infinite alternate;\n    }\n    #vrf-planner .vrp-free-badge {\n        display: inline-block;\n        background: var(--vrp-white);\n        border-radius: 50px;\n        box-shadow: var(--vrp-shadow-sm);\n        padding: 4px 12px;\n        font-size: 0.72rem;\n        font-weight: 800;\n        color: var(--vrp-navy);\n        margin-bottom: 12px;\n    }\n    #vrf-planner .vrp-apps {\n        display: flex;\n        gap: 12px;\n        margin-bottom: 16px;\n        align-items: center;\n    }\n    #vrf-planner .vrp-app {\n        width: 36px;\n        height: 36px;\n        border-radius: 50%;\n        display: flex;\n        align-items: center;\n        justify-content: center;\n        font-weight: 800;\n        font-size: 1rem;\n        box-shadow: var(--vrp-shadow-sm);\n        cursor: pointer;\n    }\n    #vrf-planner .vrp-app.vrp-app-purple { background: var(--vrp-purple); color: white; }\n    #vrf-planner .vrp-app.vrp-app-green { background: var(--vrp-green-dark); color: white; }\n    #vrf-planner .vrp-app.vrp-app-dark { background: #333; color: white; }\n\n    #vrf-planner .vrp-search-box {\n        background: var(--vrp-off-white);\n        border-radius: var(--vrp-radius-sm);\n        padding: 10px;\n        margin-bottom: 8px;\n    }\n    #vrf-planner .vrp-search-input {\n        background: var(--vrp-white);\n        border: 1px solid var(--vrp-gray-200);\n        border-radius: 4px;\n        padding: 6px 10px;\n        font-size: 0.72rem;\n        color: #94a3b8;\n        margin-bottom: 8px;\n    }\n    #vrf-planner .vrp-template-list {\n        list-style: none;\n        padding: 0;\n        display: flex;\n        flex-direction: column;\n        gap: 4px;\n    }\n    #vrf-planner .vrp-template-list li {\n        font-size: 0.68rem;\n        color: var(--vrp-charcoal);\n        padding: 3px 0;\n        font-weight: 600;\n    }\n\n    #vrf-planner .vrp-preview {\n        background: var(--vrp-white);\n        border-radius: var(--vrp-radius-sm);\n        box-shadow: var(--vrp-shadow-md);\n        padding: 10px;\n        display: flex;\n        gap: 10px;\n        align-items: center;\n        position: absolute;\n        right: -10px;\n        top: 40%;\n        width: 180px;\n        animation: vrpFloat 4s ease-in-out infinite alternate-reverse;\n    }\n    #vrf-planner .vrp-preview .vrp-preview-img {\n        width: 50px;\n        height: 50px;\n        background: linear-gradient(135deg, var(--vrp-purple), var(--vrp-navy));\n        border-radius: 6px;\n        display: flex;\n        align-items: center;\n        justify-content: center;\n        font-size: 1.5rem;\n        flex-shrink: 0;\n    }\n    #vrf-planner .vrp-preview .vrp-preview-text {\n        font-size: 0.6rem;\n        color: var(--vrp-charcoal);\n        line-height: 1.3;\n    }\n    #vrf-planner .vrp-preview .vrp-preview-text strong {\n        display: block;\n        color: var(--vrp-navy);\n        font-size: 0.68rem;\n        margin-bottom: 3px;\n    }\n    #vrf-planner .vrp-preview .vrp-preview-tag {\n        background: var(--vrp-purple);\n        color: white;\n        font-size: 0.5rem;\n        padding: 1px 5px;\n        border-radius: 3px;\n        font-weight: 800;\n        display: inline-block;\n        margin-top: 3px;\n    }\n\n    @media (max-width: 992px) {\n        #vrf-planner .vrp-row {\n            grid-template-columns: 1fr;\n            gap: 40px;\n        }\n        #vrf-planner .vrp-row-reverse { direction: ltr; }\n        #vrf-planner .vrp-visual { max-width: 600px; margin: 0 auto; }\n    }\n    @media (max-width: 600px) {\n        #vrf-planner .vrp-section { padding: 48px 16px; gap: 56px; }\n        #vrf-planner .vrp-visual { padding: 16px; min-height: 340px; }\n        #vrf-planner .vrp-heatmap-grid { grid-template-columns: 30px repeat(5, 1fr); }\n        #vrf-planner .vrp-best-time { right: 0; width: 150px; padding: 10px; }\n        #vrf-planner .vrp-preview { width: 140px; right: 0; }\n    }\n    @media (prefers-reduced-motion: reduce) {\n        #vrf-planner .vrp-heatmap-card,\n        #vrf-planner .vrp-best-time,\n        #vrf-planner .vrp-schedule,\n        #vrf-planner .vrp-design-card,\n        #vrf-planner .vrp-preview { animation: none; }\n    }\n<\/style>\n\n<div id=\"vrf-planner\">\n    <section class=\"vrp-section\" aria-label=\"Rehabilitaci\u00f3n Crediticia - Planner\">\n\n        <div class=\"vrp-header\">\n            <h2>Planifica, reconstruye y crece, todo en un solo lugar.<\/h2>\n            <p>Analiza tu score, dise\u00f1a acciones concretas mes a mes y automatiza tu seguimiento. Valora combina educaci\u00f3n financiera, planes personalizados y reportes autom\u00e1ticos en un solo acompa\u00f1amiento.<\/p>\n        <\/div>\n\n        <div class=\"vrp-row\">\n            <div class=\"vrp-text\">\n                <h3>Mejora tu score mes a mes con acciones concretas.<\/h3>\n                <p>Descubre qu\u00e9 acciones espec\u00edficas te suben m\u00e1s puntos, cu\u00e1ndo solicitarlas y c\u00f3mo usarlas correctamente. Consulta tu calendario personalizado de rehabilitaci\u00f3n y observa tu progreso semana a semana.<\/p>\n            <\/div>\n            <div class=\"vrp-visual\">\n                <div class=\"vrp-heatmap-card\">\n                    <div class=\"vrp-heatmap-title\">Puntos ganados por mes<\/div>\n                    <div class=\"vrp-heatmap-grid\">\n                        <div class=\"vrp-label\"><\/div>\n                        <div class=\"vrp-label\">Ene<\/div>\n                        <div class=\"vrp-label\">Mar<\/div>\n                        <div class=\"vrp-label\">May<\/div>\n                        <div class=\"vrp-label\">Jul<\/div>\n                        <div class=\"vrp-label\">Sep<\/div>\n                        <div class=\"vrp-label\">Nov<\/div>\n\n                        <div class=\"vrp-label\">Sem 1<\/div>\n                        <div class=\"vrp-cell vrp-low\"><\/div><div class=\"vrp-cell vrp-low\"><\/div><div class=\"vrp-cell vrp-medium\"><\/div><div class=\"vrp-cell vrp-high\"><\/div><div class=\"vrp-cell vrp-medium\"><\/div><div class=\"vrp-cell vrp-high\"><\/div>\n                        <div class=\"vrp-label\">Sem 2<\/div>\n                        <div class=\"vrp-cell vrp-low\"><\/div><div class=\"vrp-cell vrp-medium\"><\/div><div class=\"vrp-cell vrp-high\"><\/div><div class=\"vrp-cell vrp-high\"><\/div><div class=\"vrp-cell vrp-high\"><\/div><div class=\"vrp-cell vrp-high\"><\/div>\n                        <div class=\"vrp-label\">Sem 3<\/div>\n                        <div class=\"vrp-cell vrp-low\"><\/div><div class=\"vrp-cell vrp-medium\"><\/div><div class=\"vrp-cell vrp-high\"><\/div><div class=\"vrp-cell vrp-high\"><\/div><div class=\"vrp-cell vrp-medium\"><\/div><div class=\"vrp-cell vrp-high\"><\/div>\n                        <div class=\"vrp-label\">Sem 4<\/div>\n                        <div class=\"vrp-cell vrp-low\"><\/div><div class=\"vrp-cell vrp-low\"><\/div><div class=\"vrp-cell vrp-medium\"><\/div><div class=\"vrp-cell vrp-medium\"><\/div><div class=\"vrp-cell vrp-low\"><\/div><div class=\"vrp-cell vrp-medium\"><\/div>\n                    <\/div>\n                <\/div>\n                <div class=\"vrp-best-time\">\n                    <div class=\"vrp-best-title\">Acciones clave<\/div>\n                    <ul>\n                        <li>Solicitar tarjeta garantizada<\/li>\n                        <li>Usar 30% del l\u00edmite<\/li>\n                        <li>Pagar antes del corte<\/li>\n                        <li>Revisar reporte SBS<\/li>\n                    <\/ul>\n                <\/div>\n                <div class=\"vrp-schedule\">\n                    <span class=\"vrp-check\">\u2713<\/span>\n                    <div class=\"vrp-info\">\n                        <span class=\"vrp-bold\">Score: 425 \/ 650<\/span>\n                        <span>+45 pts en 6 meses<\/span>\n                    <\/div>\n                    <span class=\"vrp-link\">Ver estrategia<\/span>\n                <\/div>\n            <\/div>\n        <\/div>\n\n        <div class=\"vrp-row vrp-row-reverse\">\n            <div class=\"vrp-text\">\n                <h3>Planifica y ejecuta tu plan de reconstrucci\u00f3n en segundos.<\/h3>\n                <p>Accede a plantillas de productos financieros, gu\u00edas de uso correcto del cr\u00e9dito y reportes autom\u00e1ticos de evoluci\u00f3n. Cada mes recibes un plan actualizado con las acciones concretas para seguir subiendo tu score.<\/p>\n            <\/div>\n            <div class=\"vrp-visual\">\n                <div class=\"vrp-design-card\">\n                    <span class=\"vrp-free-badge\">\ud83d\udcda Recursos incluidos<\/span>\n                    <div class=\"vrp-apps\">\n                        <span class=\"vrp-app vrp-app-purple\">\ud83d\udcc8<\/span>\n                        <span class=\"vrp-app vrp-app-green\">\u2713<\/span>\n                        <span class=\"vrp-app vrp-app-dark\">+<\/span>\n                    <\/div>\n                    <div class=\"vrp-search-box\">\n                        <div class=\"vrp-search-input\">Buscar recurso&#8230;<\/div>\n                        <ul class=\"vrp-template-list\">\n                            <li>\ud83d\udcca Gu\u00eda de reconstrucci\u00f3n de score<\/li>\n                            <li>\ud83d\udcb3 C\u00f3mo usar tarjetas correctamente<\/li>\n                            <li>\ud83d\udcc8 Reporte mensual de evoluci\u00f3n<\/li>\n                            <li>\ud83c\udf93 Curso: Educaci\u00f3n financiera<\/li>\n                        <\/ul>\n                    <\/div>\n                <\/div>\n                <div class=\"vrp-preview\">\n                    <div class=\"vrp-preview-img\">\ud83d\udcc8<\/div>\n                    <div class=\"vrp-preview-text\">\n                        <strong>Score subiendo<\/strong>\n                        380 \u2192 425 pts\n                        <span class=\"vrp-preview-tag\">+45 pts<\/span>\n                    <\/div>\n                <\/div>\n            <\/div>\n        <\/div>\n\n    <\/section>\n<\/div>\n\n\n\n<div style=\"height:33px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<!-- Carga de Fuentes -->\n<link href=\"https:\/\/fonts.googleapis.com\/css2?family=Inter:wght@400;600;700;800&#038;display=swap\" rel=\"stylesheet\">\n\n<style>\n    \/* Contenedor Aislado - Rehabilitaci\u00f3n Crediticia FAQ *\/\n    #vrfq-widget {\n        --vrfq-navy: #0b1f3a;\n        --vrfq-purple: #7c3aed;\n        --vrfq-charcoal: #4b5563;\n        --vrfq-white: #ffffff;\n        --vrfq-light-gray: #e2e8f0;\n        --vrfq-transition: 0.3s cubic-bezier(0.4, 0, 0.2, 1);\n\n        font-family: \"Inter\", system-ui, -apple-system, \"Segoe UI\", Roboto, Helvetica, Arial, sans-serif;\n        background-color: var(--vrfq-white);\n        color: var(--vrfq-charcoal);\n        line-height: 1.6;\n        -webkit-font-smoothing: antialiased;\n        margin: 0 auto;\n        width: 100%;\n        box-sizing: border-box;\n    }\n    #vrfq-widget *, #vrfq-widget *::before, #vrfq-widget *::after {\n        margin: 0; padding: 0; box-sizing: border-box;\n    }\n    #vrfq-widget button {\n        background: none; border: none; appearance: none;\n        font-family: inherit; outline: none; cursor: pointer;\n    }\n    #vrfq-widget h1, #vrfq-widget h2, #vrfq-widget p { margin-top: 0; background: transparent; border: none; }\n\n    #vrfq-widget .vrfq-section {\n        max-width: 820px;\n        margin: 0 auto;\n        padding: 80px 24px;\n    }\n    #vrfq-widget .vrfq-header {\n        text-align: center;\n        font-size: clamp(1.75rem, 4vw, 2.5rem);\n        font-weight: 800;\n        color: var(--vrfq-navy);\n        letter-spacing: -0.025em;\n        margin-bottom: 48px;\n        line-height: 1.2;\n    }\n    #vrfq-widget .vrfq-list { display: flex; flex-direction: column; }\n    #vrfq-widget .vrfq-item { border-bottom: 1px solid var(--vrfq-light-gray); }\n    #vrfq-widget .vrfq-item:last-child { border-bottom: none; }\n    #vrfq-widget .vrfq-question {\n        display: flex;\n        align-items: center;\n        justify-content: space-between;\n        width: 100%;\n        padding: 22px 0;\n        text-align: left;\n        font-size: 1.1rem;\n        font-weight: 700;\n        color: var(--vrfq-navy);\n        transition: color var(--vrfq-transition);\n        gap: 16px;\n        line-height: 1.4;\n    }\n    #vrfq-widget .vrfq-question:hover { color: var(--vrfq-purple); }\n    #vrfq-widget .vrfq-question.vrfq-active { color: var(--vrfq-purple); }\n    #vrfq-widget .vrfq-chevron {\n        flex-shrink: 0;\n        width: 22px; height: 22px;\n        display: inline-flex; align-items: center; justify-content: center;\n        color: var(--vrfq-navy);\n        transition: transform var(--vrfq-transition), color var(--vrfq-transition);\n    }\n    #vrfq-widget .vrfq-question.vrfq-active .vrfq-chevron {\n        transform: rotate(180deg);\n        color: var(--vrfq-purple);\n    }\n    #vrfq-widget .vrfq-chevron svg { width: 100%; height: 100%; fill: currentColor; }\n    #vrfq-widget .vrfq-answer {\n        max-height: 0;\n        overflow: hidden;\n        transition: max-height 0.5s cubic-bezier(0.4, 0, 0.2, 1), padding 0.5s cubic-bezier(0.4, 0, 0.2, 1);\n        padding: 0;\n    }\n    #vrfq-widget .vrfq-answer.vrfq-open {\n        max-height: 800px;\n        padding: 0 0 24px 0;\n    }\n    #vrfq-widget .vrfq-answer-inner {\n        font-size: 0.98rem;\n        color: var(--vrfq-charcoal);\n        line-height: 1.75;\n    }\n    #vrfq-widget .vrfq-answer-inner strong { color: var(--vrfq-navy); font-weight: 700; }\n\n    @media (max-width: 600px) {\n        #vrfq-widget .vrfq-section { padding: 48px 16px; }\n        #vrfq-widget .vrfq-question { font-size: 0.98rem; padding: 18px 0; }\n    }\n    @media (prefers-reduced-motion: reduce) {\n        #vrfq-widget .vrfq-chevron, #vrfq-widget .vrfq-answer { transition: none; }\n    }\n<\/style>\n\n<div id=\"vrfq-widget\">\n    <section class=\"vrfq-section\" aria-labelledby=\"vrfq-heading\">\n        <h2 id=\"vrfq-heading\" class=\"vrfq-header\">Preguntas frecuentes<\/h2>\n        <div class=\"vrfq-list\" id=\"vrfq-list\"><\/div>\n    <\/section>\n<\/div>\n\n<script>\n    (function() {\n        const vrfqData = [\n            {\n                question: \"\u00bfQu\u00e9 es la Rehabilitaci\u00f3n Crediticia?\",\n                answer: \"Es el proceso de <strong>reconstruir tu historial y score crediticio<\/strong> despu\u00e9s de haber ca\u00eddo en mora. Incluye an\u00e1lisis de tu reporte, estrategia personalizada de reconstrucci\u00f3n y seguimiento mensual para que vuelvas a ser elegible para cr\u00e9ditos formales.\"\n            },\n            {\n                question: \"\u00bfCu\u00e1nto tarda en subir mi score?\",\n                answer: \"Depende de tu punto de partida. El promedio de nuestros clientes sube <strong>+45 puntos en 6 meses<\/strong>. Casos m\u00e1s severos pueden tomar 12 meses, pero siempre ver\u00e1s progreso mes a mes.\"\n            },\n            {\n                question: \"\u00bfQu\u00e9 es el score crediticio y c\u00f3mo se calcula?\",\n                answer: \"El score es un n\u00famero de 0 a 999 que resume tu comportamiento crediticio. Se calcula con base en tu historial de pagos, la antig\u00fcedad de tus cr\u00e9ditos, los tipos de productos que usas y tu nivel de endeudamiento. En Per\u00fa, la SBS y las centrales de riesgo como Infocorp manejan esta informaci\u00f3n.\"\n            },\n            {\n                question: \"\u00bfNecesito pagar todas mis deudas antes de empezar?\",\n                answer: \"No necesariamente. De hecho, muchas veces empezamos la rehabilitaci\u00f3n <strong>en paralelo al proceso de erradicaci\u00f3n de deuda<\/strong>. Lo importante es dejar de generar nuevas moras y empezar a construir historial positivo.\"\n            },\n            {\n                question: \"\u00bfQu\u00e9 productos financieros me ayudan a subir el score?\",\n                answer: \"Los m\u00e1s efectivos son: <strong>tarjetas de cr\u00e9dito garantizadas<\/strong> (con dep\u00f3sito), <strong>cr\u00e9ditos de consumo peque\u00f1os<\/strong> bien usados, y <strong>cr\u00e9ditos hipotecarios<\/strong> si calificas. Te ense\u00f1amos cu\u00e1l usar seg\u00fan tu perfil y c\u00f3mo pagarlo sin riesgo.\"\n            },\n            {\n                question: \"\u00bfQu\u00e9 errores debo evitar durante la rehabilitaci\u00f3n?\",\n                answer: \"Los m\u00e1s comunes: <strong>solicitar muchos cr\u00e9ditos al mismo tiempo<\/strong>, usar m\u00e1s del 30% del l\u00edmite de tus tarjetas, pagar tarde aunque sea por un d\u00eda, y cerrar tarjetas antiguas (bajan el promedio de antig\u00fcedad). Te damos una gu\u00eda completa para evitarlos.\"\n            },\n            {\n                question: \"\u00bfPuedo rehabilitarme si tuve deudas castigadas o en cobranza judicial?\",\n                answer: \"S\u00ed. Aunque el proceso es m\u00e1s largo, con la estrategia correcta y el acompa\u00f1amiento adecuado se puede <strong>recuperar el score<\/strong>. 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